I extremely suggest the Chase Sapphire Preferred® Card (see rates and fees) to a variety of vacationers. With strong earning rates, glorious travel protections and a profitable welcome offer, there’s plenty to like about this mid-tier card.
Talking of that welcome provide: New Sapphire Preferred cardholders can earn 100,000 bonus factors after spending $5,000 on purchases within the first three months from account opening. Utilizing TPG’s June 2026 valuation of Chase Ultimate Rewards factors at 2.05 cents apiece, this bonus is value $2,050. That is stellar worth relative to the cardboard’s $95 annual charge.
With such a high-value bonus on the road, you will need to make certain that you are eligible to earn it.
This is what you’ll want to learn about Chase’s application rules and eligibility requirements for the Sapphire Most popular.
Who’s eligible for the Chase Sapphire Most popular’s welcome bonus?
To be accepted for and earn the bonus on the Sapphire Preferred:
- You will not be accepted when you at present have a Sapphire Most popular card open.
- In case you beforehand earned a bonus on the Sapphire Most popular, it is unlikely you will be eligible to earn one other.
- Chase can also think about components equivalent to your total card historical past and the variety of playing cards you have opened or closed not too long ago.
As with every Chase bank card, a prime consideration must be the issuer’s 5/24 rule, which states that candidates who’ve opened 5 or extra new bank cards prior to now 24 months are prone to have their functions denied. An essential observe right here is that Chase would not sometimes embrace business cards in its 5/24 calculation.
Holding one other Sapphire card, such because the premium Chase Sapphire Reserve® (see rates and fees), doesn’t disqualify you from being accepted for and incomes the bonus on the Sapphire Most popular.
So long as you are below 5/24 and have not beforehand earned the welcome bonus on the Sapphire Most popular, you are in a superb place to qualify for the provide.
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As at all times, there are common eligibility necessities to think about. If in case you have a poor credit score rating or flaws in your credit score profile, you should still be denied for the cardboard.
Associated: What credit score do you need to get the Chase Sapphire Preferred Card?
Can I maintain each the Sapphire Most popular and Sapphire Reserve on the identical time?
Sure. If you have already got (or have had) the Sapphire Reserve, you are still eligible so as to add the Sapphire Preferred to your pockets — assuming you meet all the opposite software necessities.
Holding the Sapphire Reserve and having earned its welcome bonus doesn’t forestall you from incomes the Sapphire Most popular’s welcome bonus, though they’re in the identical card household.
Associated: Why the Chase Sapphire Preferred should still be your first rewards card
Backside line
The Sapphire Preferred‘s 100,000-point provide can unlock a trove of aspirational trips, whether or not you are searching for out a luxury all-inclusive vacation or a number of domestic flights throughout the U.S.
With a bonus this worthwhile, eligibility is essential. So long as you are below 5/24 and have not beforehand earned the welcome bonus on the Sapphire Most popular, you have to be in a superb place to qualify — even when you maintain its sibling, the Sapphire Reserve.
To study extra, learn our full review of the Sapphire Preferred.
Apply right here: Chase Sapphire Preferred Card
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