Chase Ultimate Rewards is likely one of the most dear and versatile rewards currencies — however how you redeem your points issues simply as a lot as incomes them.
The Chase Journey℠ portal could be a simple technique to ebook flights, motels, cruises and extra utilizing factors or money. It may be the best choice when award area is restricted or money fares are low.
Nevertheless, it is not all the time the perfect deal.
Here is how Chase Journey works and when to make use of it.
What’s Chase Journey?
Chase Journey is a web based reserving platform the place you’ll be able to search and ebook flights, motels, rental automobiles, cruises, actions and excursions utilizing both money, factors or a mix of each.
Like a web based journey company (suppose Expedia), it provides you entry to a variety of journey choices — however with the additional benefit of incomes or redeeming Chase Final Rewards factors.
Why it may be helpful
There are three predominant causes to make use of Chase Journey:
- When award area is not obtainable
- Once you need to earn bonus factors on paid journey
- Once you desire a easy, mounted redemption worth
That stated, you may sometimes get essentially the most worth from Chase factors by transferring them to partners like United MileagePlus and World of Hyatt, so it is all the time price evaluating choices.
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Which playing cards unlock essentially the most worth?
You do not want a premium card to make use of Chase Journey — however they do unlock the best worth.
*Relying on the particular redemption, see your rewards program settlement for full particulars.
As a result of Chase enables you to pool factors throughout playing cards, many vacationers pair a no-annual-fee card with a Sapphire card to maximise worth.
Associated: Better together: The ultimate guide to the best credit card combinations
Learn how to maximize redemptions with Factors Enhance
Points Boost provides a layer to Chase Journey redemptions by growing the worth of factors on choose bookings.
As an alternative of relying solely on mounted redemption charges, you’ll be able to typically get the next worth relying on the itinerary and supply obtainable primarily based on the cardboard you maintain.
When reserving choose flights and motels:
- Sapphire Reserve cardholders can redeem as much as 2 cents per level
- Sapphire Most popular and Ink Most popular cardholders can redeem as much as 1.75 cents per level
Use TPG’s April 2026 valuation of Chase factors at 2.05 cents per level as your benchmark:
- Above 2.05 cents per level: Sturdy redemption
- 1.5–2 cents per level: Strong, particularly for comfort
- Beneath 1.5 cents per level: Often higher to switch factors
This makes it important to test every reserving reasonably than assuming a hard and fast worth.
Associated: New favorite Chase Sapphire Reserve benefit: Stack your hotel credit with Points Boost
When do you have to use Chase Journey?
The Chase Journey portal works greatest in a couple of particular conditions.
When to make use of the portal:
- Money fares are low
- Award availability is restricted
- You discover a sturdy Factors Enhance redemption
- You are reserving impartial or boutique motels
When to skip it:
- Costs are increased than reserving immediately
- Switch companions supply considerably higher worth
- You need lodge elite perks or factors (aside from The Edit properties)
TPG analysis has discovered that flights booked by way of Chase’s portal common 6% increased than reserving immediately, making it essential to check earlier than reserving.
Associated: When to transfer Chase points instead of booking a hotel through Chase Travel
Learn how to use Chase Journey
Reserving by way of Chase Journey is simple:
- Log in to your Chase account
- Open your Final Rewards dashboard
- Click on Journey, then Ebook journey
- Seek for flights, motels, automobiles, cruises, actions or excursions
- Select to pay with money, factors or each
You may also ebook journey for others, not simply your self.
Learn how to ebook flights utilizing Chase Journey
One of many largest benefits of reserving flights by way of the portal is that you will sometimes nonetheless earn airline miles and elite standing credit score, for the reason that ticket is handled like a paid fare. That makes the portal particularly helpful when award seats aren’t obtainable or when fares are cheap.
Reserving flights by way of the portal works equally to Google Flights or Expedia.
You possibly can evaluate airways, assessment totally different fare varieties and choose add-ons earlier than heading to checkout.
As all the time, it is price evaluating costs throughout a number of platforms, together with immediately with the airline.
Learn how to ebook motels utilizing Chase Journey
Resort bookings observe the identical course of however include a couple of trade-offs.
The portal could be a good way to earn Chase factors on stays at impartial or boutique properties, and Factors Enhance can often enhance redemption worth. Nevertheless, most bookings are handled as third-party reservations, which suggests you sometimes will not earn lodge factors, elite night time credit or obtain standing perks.
There may be one notable exception: The Edit by Chase Journey, which affords advantages like room upgrades, property credit and late checkout at choose luxurious motels. You’ll double-dip on incomes Chase factors and lodge loyalty factors on these bookings (besides Small Luxurious Accommodations properties, a part of Hilton).
Sapphire Reserve cardholders can unlock extra worth on lodge bookings, together with two $250 The Edit credits on eligible stays annually and a one-time $250 statement credit for select hotels booked by way of Chase Journey in 2026.
And Sapphire Preferred cardholders obtain as much as $50 in annual statement credits for hotel reservations made by way of Chase Journey.
Associated: Book low-end or luxury hotels to get the best value from your points
Learn how to ebook automobile leases, cruises and different journey utilizing Chase Journey
Chase Journey additionally enables you to ebook rental automobiles, cruises, excursions and actions, making it doable to plan practically a complete journey in a single place.
Rental automobiles observe an analogous reserving course of to flights and motels, and Sapphire cardholders nonetheless profit from primary rental car insurance when paying with their card — a worthwhile perk that may lower your expenses on protection.
Cruises are additionally obtainable to go looking and ebook by way of the portal, with entry to hundreds of itineraries throughout a variety of cruise traces. You possibly can sometimes select to pay with money, factors or a mix of each, and a few sailings could embrace extra perks by way of Chase Journey.
You may also ebook actions equivalent to guided excursions and experiences, which is usually a handy means to make use of leftover factors or spherical out a visit.
Typically, a lot of these bookings supply decrease cents-per-point worth than flights or motels, in order that they’re greatest used for comfort reasonably than maximizing redemption worth.
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Key issues to think about earlier than reserving
Earlier than reserving by way of Chase Journey, preserve a couple of key elements in thoughts.
- Costs can fluctuate: Generally increased, typically decrease, typically an identical
- Adjustments could be more durable: You will must undergo Chase Journey for help
- Perks could not apply: Particularly for lodge elite standing
Most significantly, all the time evaluate portal bookings with switch associate choices — notably for premium flights and Hyatt stays.
Backside line
Chase Journey is a versatile technique to redeem Final Rewards factors, particularly with Factors Enhance and expanded reserving choices throughout journey varieties. But it surely’s not a easy fixed-value proposition.
For the perfect outcomes:
- Use roughly 2 cents per level as your benchmark
- Search for Factors Enhance alternatives
- Examine towards switch companions
Used strategically, the portal may also help you stretch your factors and unlock journeys you would not in any other case be capable to ebook.
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