One of many rarest, hottest bank card provides we have ever seen is again.
Actually, I am going to allow you to in on a secret: Final 12 months, no bank card provide generated extra pleasure at The Factors Man than the Chase Sapphire Preferred® Card (see rates and fees) when it returned with a limited-time 100,000-point welcome bonus.
It wasn’t even significantly shut. It wasn’t only a good provide — it was the provide everybody wished in on.
There is a good motive for that. A 100,000-point bonus on a card with a $95 annual charge is exceptionally uncommon. Actually, that is solely the third time we have seen it because the card got here out in 2009. And when paired with Chase Final Rewards’ airline and resort switch companions, it could possibly unlock 1000’s of {dollars} in journey rewards.
And now, for a restricted time, the 100,000-point provide is again.
Limited-time offer: Earn 100,000 bonus points after spending $5,000 on purchases within the first three months from account opening.
And whereas the annual charge is simply $95, TPG at the moment values the 100,000 bonus Chase factors at $2,050 (based mostly on June 2026 valuations), making this one of the crucial unimaginable welcome provides we have seen all 12 months since you will get over $2,000 in journey from a card that prices lower than $100!
If historical past is any indication, this elevated provide will not be round without end. Here is why it is such a giant deal and why now could also be the perfect time to use.
Sapphire Most popular at a look
- Restricted-time welcome provide: Earn 100,000 bonus points after spending $5,000 on purchases within the first three months from account opening.
- That is the highest-ever provide. We have solely seen this limited-time 100,000-point provide 3 times within the final 16 years!
- Low annual charge: Simply $95 for a card with a welcome bonus that TPG values at over $2,000 by June 2026 valuations.
- Nice ongoing worth: Features a $100 annual Chase Journey℠ resort credit score, robust journey protections, good bonus-earning classes and invaluable airline and resort switch companions.
- Why that is the perfect time to use: It is a uncommon, extremely invaluable, limited-time provide on a low-fee card that does not come round typically and does not final lengthy.
How you should use 100,000 Chase factors
Numbers like “100,000 factors” sound spectacular — however what does that truly imply on your subsequent journey?
Reward your inbox with the TPG Each day e-newsletter
Be part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s specialists
Relying on the way you redeem them, these 100,000 factors may assist pay for issues like:
In fact, the precise worth is determined by the way you need to redeem your factors, however that is one of many largest benefits of Chase Ultimate Rewards — you’ve got lots of choices.
Simply how good is that this 100,000-point provide?
Should you’ve adopted the Sapphire Most popular for some time, you already know the welcome bonus does not keep at 100,000 factors year-round. And if you have not, here is the fast historical past lesson.
We have solely seen the Sapphire Most popular bonus attain this 100,000-point level 3 times within the card’s 16-year historical past.
That is why many savvy rewards vacationers deliberately wait to use till Chase brings again this elevated provide … although typically they have been left ready years. However because you usually solely get one likelihood to earn a welcome bonus on the cardboard, timing your application could make a significant distinction.
The earlier public provide was 75,000 factors. Primarily based on TPG’s June 2026 valuations, the present limited-time bonus is price greater than $500 extra in potential journey.
Here is who’s eligible for this 100,000-point provide
There’s excellent news for some, as a result of earlier this 12 months, Chase modified the eligibility guidelines for the Sapphire playing cards.
Now, having a Chase Sapphire Reserve® (see rates and fees) not disqualifies you from having a Sapphire Most popular. It is fine to have both.
Earlier than making use of, although, maintain these guidelines in thoughts:
- The Chase 5/24 rule (explained here) nonetheless applies.
- You will possible want an excellent credit score rating.
- Should you’ve had the Sapphire Most popular earlier than, the foundations say you can’t get the welcome bonus once more (so get it whereas it is elevated).
Nevertheless, being a certified consumer on another person’s Sapphire Most popular doesn’t forestall you from getting one in your personal identify as the first cardholder.
How lengthy will the 100,000-point Sapphire Most popular provide final?
Chase hasn’t introduced when this provide will finish, but it surely has stated it is solely available for a limited time.
Final 12 months’s 100,000-point Sapphire Most popular promotion lasted about six weeks, however there is no assure this one will comply with the identical timeline.
Should you’re hoping to lock within the highest welcome bonus we’ve ever seen on the Sapphire Preferred, I would not wait too lengthy. Whereas nobody is aware of precisely when this provide will finish, bonus promotions at this stage on a card with such a low annual charge not often change into the brand new regular.
Do not miss: Limited-time offer to earn 100,000 bonus points after spending $5,000 on purchases within the first three months on the Chase Sapphire Most popular
Backside line
Should you’re eligible for the bonus and have been ready for the perfect time to use for the Chase Sapphire Most popular, there is no higher time than the current.
A 100,000-point welcome bonus has solely appeared a handful of occasions, the annual charge stays simply $95, new perks have recently been added, and the cardboard continues to supply distinctive flexibility lengthy after you have earned the preliminary bonus.
Need the complete rundown? Learn our complete Chase Sapphire Preferred review.
Trending Merchandise
