Aeroplan Credit score Card overview
Chase’s Aeroplan® Credit Card (see rates and fees) is considered one of our favourite cobranded airline bank cards, providing award flexibility and helpful airline advantages. With its sturdy incomes price and incentives to spend on the cardboard past incomes the welcome bonus, the Aeroplan Credit score Card is price contemplating for a lot of factors and miles lovers — even those that do not stay in Canada. Card score*: ⭐⭐⭐⭐
*Card rating relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
The Aeroplan Credit Card gives distinctive advantages we have hardly ever seen on different cobranded airline cards, all for an affordable annual price of $95.
You will most probably want a good credit score of at the least 670 to get authorized for this card.
If the power to make use of factors on greater than 50 associate airways worldwide and automated elite standing attraction to you, hold studying.
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Aeroplan Credit score Card execs and cons
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Aeroplan Credit score Card welcome supply
New cardholders of the Aeroplan Credit Card can earn 75,000 bonus factors after spending $4,000 on purchases within the first three months from account opening.
This supply is price $1,050, in response to TPG’s April 2026 valuations.
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That is an elevated supply above the standard 60,000 to 70,000 bonus factors, making now a compelling time to use.
Remember that since Chase points this card, it is topic to Chase’s 5/24 rule. For those who’ve opened 5 or extra bank cards up to now 24 months, you is probably not eligible to open the Aeroplan Credit score Card.
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Aeroplan Credit score Card advantages
One of many standout options of the Aeroplan Credit Card is automated elite standing.
Standing-linked advantages
New cardholders obtain Aeroplan 25K standing for the rest of the calendar yr during which they’re authorized, plus your entire following calendar yr. We advocate making use of early within the yr to maximise this profit.
Aeroplan 25K standing contains perks reminiscent of:
- Star Alliance Silver standing (precedence waitlisting and standby)
- Precedence check-in and boarding
- Complimentary checked baggage (two baggage, 23kg every) on Air Canada flights
- 5 eUpgrade credit for cabin upgrades
- Complimentary Avis Most well-liked Plus elite standing
After the introductory interval, you possibly can retain or construct in your Aeroplan elite standing by way of a mix of spending and general program exercise.
The cardboard helps by contributing Standing Qualifying Credit (SQC) — the first metric used to earn and preserve standing — as follows:
- 5,000 SQC headstart every calendar yr
- 10,000 further SQCs when cardholders spend $25,000 in a calendar yr
- 10,000 further SQCs when cardholders spend $50,000 in a calendar yr
This implies you possibly can earn as much as 25,000 SQC per yr from the cardboard.
For context, larger tiers of Aeroplan standing require rising quantities of SQC. With vital spending, the cardboard can meaningfully speed up your progress.
For instance, spending $75,000 in a calendar yr may also help you attain Aeroplan 35K standing.
As well as, Aeroplan gives Milestone Advantages — further perks unlocked as you earn SQC all year long, usually in increments of 10,000 SQC.
Whereas the Aeroplan Credit score Card may give you a robust head begin and enhance, it really works finest alongside flying and associate exercise moderately than as a stand-alone path to elite standing.
Non-status-linked advantages
Even when you do not preserve your elite standing past the primary yr, listed below are the entire different advantages you will get from the Aeroplan Credit score Card:
- First free checked bag on Air Canada flights for main cardholders and as much as eight companions on the identical reservation
- No foreign transaction fees
- Journey protections, reminiscent of auto rental insurance coverage, baggage delay insurance coverage, roadside help, journey cancellation and interruption insurance coverage and journey delay reimbursement
- As much as $120 assertion credit score in your Global Entry, TSA PreCheck or Nexus software price each 4 years
- World Elite Mastercard benefits, together with entry to Mastercard Priceless experiences, on a regular basis reductions and gives, 24/7 concierge service and extra
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Incomes factors on the Aeroplan Credit score Card
With the Aeroplan Credit Card, you will earn:
For each $2,000 you spend on the cardboard every month, you possibly can obtain as much as a 500-point bonus (as much as 1,500 factors per 30 days; most 18,000 factors yearly). These bonus factors can add up when you’re a heavy spender.
This profit will come in useful when you plan on spending closely on the Aeroplan Credit score Card to take care of 25K standing or elevate your standing to a different tier.
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Redeeming factors on the Aeroplan Credit score Card
For individuals who favor a easy redemption possibility, the Aeroplan Credit Card gives Chase’s Pay Your self Again function, permitting you to redeem factors for assertion credit towards latest purchases.
Cardholders can at the moment redeem factors on the following charges:
- Journey purchases† and the cardboard’s annual price: 1.25 cents per level
- Eating, gasoline stations and grocery shops‡: 0.8 cents per level
†As much as 200,000 factors (or $2,500) per yr
‡Excluding Goal, Walmart and wholesale golf equipment
Eligible purchases should usually be made inside 90 days earlier than the redemption request.
This supplies a simple approach to offset on a regular basis bills, particularly when you’re not trying to maximize award journey.
This card’s Pay Your self Again classes might change yearly.
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Transferring factors on the Aeroplan Credit score Card
You possibly can redeem your factors for flights to over 1,300 locations by way of Air Canada’s greater than 50 airline companions, together with Star Alliance airways and for typically fewer factors than you’d want with different loyalty packages.
Even higher, Air Canada publishes distance-based award charts with tons of candy spots to look out for. For instance, you possibly can fly from Seattle-Tacoma Worldwide Airport (SEA) to Frankfurt Airport (FRA) on Lufthansa enterprise class for simply 70,000 factors.
Alongside the Aeroplan Credit score Card, when you even have a Chase Final Rewards incomes card just like the Chase Sapphire Reserve® (see rates and fees), you will obtain a ten% bonus on each 50,000 or extra Chase Final Rewards factors you switch to Aeroplan (most 25,000 bonus factors per calendar yr).
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Which playing cards compete with the Aeroplan Credit score Card?
The Aeroplan Credit Card has a $95 annual price, which is similar to the value of different in style journey bank cards that earn transferable rewards. Let’s examine some same-caliber bank cards and decide if the Aeroplan Credit score Card is the best choice for you.
For extra choices, take a look at our full listing of the best travel cards.
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Is the Aeroplan Credit score Card price it?
With stable perks for only a $95 annual price, the Aeroplan Credit Card might be nicely price it for the typical shopper, particularly when you can capitalize on the complimentary 25K standing provided to new cardholders.
Even when you’re not an everyday flyer of Air Canada — or maybe have by no means flown the airline in any respect — chances are high that you have flown its Star Alliance companions. We advocate the Aeroplan card as a robust possibility for a lot of frequent vacationers to allow them to maximize the loyalty program’s profitable award chart.
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Backside line
Complimentary elite standing is a significant perk, irrespective of the airline. And with Aeroplan factors being some of the helpful airline currencies on the market, this bank card is a superb means that can assist you e book your dream trip utilizing factors to save cash on flights — irrespective of the place it’s possible you’ll be going.
Apply right here: Aeroplan Credit Card
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