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Wyndham Rewards Earner Plus Card overview
Even for those who aren’t a Wyndham loyalist, the Wyndham Rewards Earner® Plus Card is price contemplating. It comes with perks like computerized elite standing, an anniversary factors bonus and a beneficiant earnings fee whereas having a modest annual charge. Card Score*: ⭐⭐⭐½
*Card rating relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Within the aggressive resort panorama, Wyndham is probably not the primary identify you consider, however they’ve some wonderful resort choices and a household of cobranded bank cards to match.
With an annual charge of $75, the Earner Plus card lands simply above the entry-level Wyndham Rewards Earner card. Even for those who don’t regularly keep at Wyndham properties, you’ll be able to nonetheless profit from the cardboard’s computerized elite standing and award redemption reductions.
The really useful credit score for this card is not less than 670. Nonetheless, it’s attainable to get authorized with a decrease rating.
Let’s look at whether or not the Wyndham Rewards Earner Plus card deserves a spot in your pockets.
The knowledge for the Wyndham Rewards Earner Plus card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Wyndham Rewards Earner Plus Card professionals and cons
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Wyndham Rewards Earner Plus Card welcome supply
New Wyndham Rewards Earner Plus candidates can earn 45,000 bonus factors after spending $1,000 on purchases within the first 90 days from account opening. That is sufficient factors for as much as 6 nights.

Based mostly on TPG’s January 2025 valuations, this bonus supply is price $495. Given how low the spending requirement is, this can be a implausible worth for the variety of factors you’ll earn.
We’ve beforehand seen a proposal on this card for 75,000 factors, so it might be price ready for the next supply for those who don’t have a deliberate Wyndham keep any time quickly.
It’s essential to notice that Barclays may be inquiry-sensitive, so I like to recommend being below 6/24 earlier than applying for this card. In different phrases, you need to have 5 or fewer arduous inquiries in your credit score report prior to now 24 months earlier than making use of for the Wyndham Rewards Earner Plus.
Associated: Book low-end or luxury hotels to get the best value from your points
Wyndham Rewards Earner Plus Card advantages
The Wyndham Rewards Earner Plus comes with computerized Wyndham Platinum standing. This status level grants perks like free Wi-Fi, early check-in and late checkout, most popular room choice, bonus factors on stays and automotive rental upgrades at Avis and Price range.

Wyndham Rewards Platinum standing alone may simply be definitely worth the $75 annual charge the cardboard holds. Along with the automated Platinum standing, the cardboard provides:
- Anniversary bonus factors: Earn 7,500 bonus factors every anniversary after you pay the annual charge, price $83 in accordance with TPG’s January 2025 valuations
- Low cost on paid and award stays: Earner Plus cardmembers obtain entry to a particular cardmember fee on stays paid with money and a ten% low cost on Go Free award stays
- No international transaction charges
Associated: The ultimate guide to earning and redeeming Wyndham Rewards
Incomes factors on the Wyndham Rewards Earner Plus Card
The Wyndham Rewards Earner Plus earns:
- 6 factors per greenback on Wyndham resorts and gas
- 4 factors per greenback on dining and at grocery stores (excludes Walmart and Goal)
- 1 level on all different purchases (excluding Wyndham Trip Membership down funds)

Based mostly on TPG’s January 2025 valuations, these charges equate to a 6.6% return on Wyndham and gasoline purchases, 4.4% on eating and grocery purchases and 1.1% on all different purchases.
These are nice earnings for Wyndham stays and gasoline; nonetheless, some playing cards earn higher in everyday categories, akin to eating at eating places and U.S. supermarkets, just like the American Express® Gold Card (topic to spending caps).
Redeeming factors on the Wyndham Rewards Earner Plus Card
With the Wyndham Earner Plus card, you’ll be able to redeem your factors for stays, gasoline, airline tickets, tickets and experiences, gift cards, merchandise, charitable donations, excursions and actions and AARP membership.
Essentially the most useful option to redeem factors is for Wyndham resort stays.
Wyndham is without doubt one of the few resort manufacturers that also makes use of a set award chart and never dynamic pricing, which means you’ll be able to nonetheless get outsize worth. There aren’t any blackout dates for Wyndham properties.
Wyndham provides two forms of redemptions: Go Quick and Go Free. Go Free makes use of factors to e book the overall price of the room, and Go Quick makes use of a mix of factors and money. Cardholders will obtain a ten% low cost on all Wyndham Go Free resort redemptions.

Go Free award nights are priced in three tiers: 7,500, 15,000, and 30,000 factors per evening. Larger-end properties and properties booked throughout peak-season journey will usually price 30,000 factors per evening.
Go Quick award nights are priced in three tiers, beginning at 1,500, 3,000 and 6,000 factors per evening plus money.
TPG senior factors and miles author Katie Genter says, “[I’ve] used Wyndham factors for 15,000-point nights in Hawaii and seven,500-point nights in South Korea, together with on the attractive island of Jeju. I’ve additionally gotten wonderful worth redeeming for Vacasa stays, though that is harder to do now with the decrease cap on the typical price per bed room for 15,000-point nights.”
You may also use your factors to e book a Wyndham Trip Membership keep beginning at 7,500 factors per bed room per evening. As a cardholder, your factors may also be used to e book Caesars Rewards properties, Vacasa trip leases, Landal GreenParks and reservations on Cottages.com.
Wyndham timeshare homeowners can use factors to cowl upkeep charges by changing them to Upkeep {Dollars}. Caesars properties price 15,000 to 30,000 Wyndham factors per bed room per evening. Sure blackout dates apply.
Vacasa trip leases can solely be booked with Wyndham factors if the typical nightly price, inclusive of all charges, is below $500. You’ll pay 15,000 factors per bed room per evening for leases with a mean nightly fee below $250 and 30,000 factors per bed room per evening for leases with a mean nightly fee between $250.01 and $500.
Transferring factors on the Wyndham Rewards Earner Plus Card
Wyndham has a stable checklist of airline transfer partners. Nonetheless, you typically obtain higher worth while you redeem your factors for Wyndham stays than while you switch them to companions.

Wyndham has 9 whole airline switch companions, together with Air Canada Aeroplan miles, Avianca LifeMiles, Frontier Airways Frontier Miles, Turkish Airlines Miles&Smiles and United MileagePlus miles.
All factors are transferred at a 5:1 ratio; it’s essential to switch not less than 6,000 factors. This implies 6,000 Wyndham factors are equal to 1,200 companion factors. Given this switch ratio, I strongly suggest avoiding this as a redemption methodology.
Associated: Should you transfer hotel points to airline partners?
Which playing cards compete with the Wyndham Rewards Earner Plus Card?
In order for you extra Wyndham Rewards perks or choose a special kind of reward, it’s possible you’ll wish to select one among these playing cards as a substitute:
- Should you choose no annual charge: The Wyndham Rewards Earner® Card is the little brother of the Earner Plus and has no annual charge. It provides perks like computerized Wyndham Gold standing and earns 5 factors per greenback on Wyndham stays and gasoline. You’ll nonetheless obtain reductions on award and money stays. To study extra, take a look at our full review of the Wyndham Rewards Earner card.
- Should you choose to earn versatile forex: The Capital One Venture Rewards Credit Card earns not less than 2 miles per greenback on all purchases, comes with a World Entry/TSA PreCheck charge credit score and has a $95 annual charge (see rates and fees). Capital One miles may be transferred to Wyndham. To study extra, take a look at our full review of the Capital One Venture Rewards.
- Should you choose a enterprise card and better standing: The Wyndham Rewards Enterprise Earner® Card comes with complimentary Wyndham Diamond standing. The cardboard additionally earns 15,000 bonus factors after every cardmember anniversary and comes with reductions for award and money stays. To study extra, take a look at our full review of the Wyndham Business Earner.
For added choices, take a look at our full checklist of the best hotel credit cards.
The knowledge for the Wyndham Rewards Earner card and Wyndham Rewards Enterprise Earner card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Associated: How to choose a hotel credit card
Is the Wyndham Rewards Earner Plus Card price it?
This card is well justifiable and price getting for those who regularly keep at Wyndham properties. It provides computerized Wyndham Platinum standing, an ideal earnings fee on Wyndham stays and gasoline and a ten% low cost on all award redemptions. Should you keep much less regularly, it’s possible you’ll be higher suited to the no-annual-fee Wyndham Rewards Earner card.
Backside line
The Wyndham Rewards Earner Plus is a stable providing that is smart for many Wyndham vacationers. With an ideal earnings fee and computerized elite standing, this card is unquestionably price contemplating including to your pockets.
Plus, a stable welcome bonus can assist enhance your Wyndham Rewards account stability.
Associated: Best hotel rewards programs in the world: Which one is right for you?
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