Who is eligible for the Citi Strata Elite welcome ...

The summer time of premium travel cards has introduced a brand new product to the combination: the Citi Strata Elite℠ Card (see rates and fees).

Citi launched the extremely anticipated successor to the Citi Prestige® Card in July with a limited-time welcome bonus and a number of new perks at a $595 annual payment.

The Citi Strata Elite’s suite of benefits consists of excessive incomes charges, distinctive life-style credit and helpful journey rewards. Should you like what you’ve got learn, you might be contemplating an software. However, are you eligible for the bonus?

This is what to learn about welcome offer restrictions and figuring out whether or not you are a candidate for the brand new card.

The data for the Citi Status Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

New Citi Strata Elite Card holders who apply on-line can earn 80,000 bonus factors after spending $4,000 throughout the first three months of account opening. TPG’s July 2025 valuations place Citi ThankYou Rewards factors at 1.85 cents apiece, which means this welcome supply is price $1,480.

On the worth of comfort, you may get the next welcome supply. New Citi Strata Elite Card holders who apply in particular person at a Citi retail department can earn 100,000 bonus factors after spending $4,000 throughout the first three months of account opening. Per TPG valuations, this supply is price $1,850.

The effort and time wanted to discover a Citi department will decide the give you’re eligible for right here.

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Associated: Citi adds American Airlines as a 1:1 transfer partner, offers Admirals Club passes on brand-new card

Should you’ve determined to use for the brand new Citi Strata Elite, you will have a couple of particular questions associated to bonus eligibility. We have now you lined with the solutions to some generally requested questions.

What credit score rating do I want for the Citi Strata Elite?

TPG recommends a minimal rating of 670 to be accredited for the Citi Strata Elite, though some individuals with decrease scores could also be accredited.

In case your credit score rating is simply too low otherwise you’re still building credit history, you need to maintain on getting the Strata Elite and as an alternative go for a starter card.

What are Citi’s software guidelines for brand spanking new playing cards?

Normally, Citi does not restrict what number of playing cards you may have from the financial institution.

Nonetheless, your total credit score throughout all Citi playing cards might be restricted. So, when you run into this concern, a fast name to Citi’s reconsideration line ought to enable you to get accredited by transferring credit score from one Citi card to a brand new one. Citi’s quantity for checking your software standing is 1-866-606-2787.

Citi additionally limits how ceaselessly you may earn a welcome bonus on one among its playing cards. When you earn a bonus on a Citi card, you may have to attend 48 months to earn the welcome bonus once more.

Nonetheless, this is not a difficulty for brand spanking new candidates to the Citi Strata Elite since it is a brand-new card.

What if I already produce other Citi playing cards?

You are eligible for the bonus on the Citi Strata Elite even when you maintain different Citi playing cards and have earned bonuses on them. This consists of the Citi Status, in order that’s excellent news for present Citi cardholders.

What if I additionally wish to apply for the brand new Citi Strata Card?

Together with the Citi Strata Elite information, the Citi Rewards+® Card has been rebranded to the Citi Strata℠ Card (see rates and fees).

The Citi Strata is a no-annual-fee card that earns Citi ThankYou Rewards factors and comes with its personal welcome bonus. For a restricted time, new candidates can earn 30,000 bonus factors after spending $1,000 throughout the first three months of account opening.

The data for the Citi Rewards+ Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

It’s attainable for somebody seeking to earn a bit of Citi ThankYou Rewards factors to efficiently apply for each the Citi Strata Elite and the Citi Strata. New candidates will even be eligible to earn each bonuses.

It is price mentioning that you would be able to solely apply for one Citi card (private or enterprise) each eight days, and you will not be accredited for greater than two playing cards in a 65-day window.

The one stipulations are that you simply will not have the ability to earn the welcome supply on the Citi Strata when you acquired a brand new bonus for a Citi Rewards+ account prior to now 48 months or transformed one other Citi card that you simply’d earned a bonus on within the final 48 months right into a Citi Strata or Citi Rewards+ account. These restrictions don’t apply to the Citi Strata Elite.

Associated: New Citi Strata Card now accepting applications

New candidates to the Citi Strata Elite must be happy with the restricted restrictions on incomes the cardboard’s new high-value welcome bonus.

Candidates who’re accredited for the Strata Elite will obtain the bonus so long as they meet the spending requirement. This card options a number of helpful perks and might be a stable addition to a frequent traveler’s pockets.

To study extra, see our full review of the Citi Strata Elite Card.

Apply right here: Citi Strata Elite Card