When to apply for Citi AA cards, based on offer hi...

American Airlines is among the world’s largest airways, serving over 350 locations and connecting primarily each nook of the globe. Its loyalty program, AAdvantage, gives a set of cobranded bank cards with Citi.

These bank cards provide worthwhile welcome bonuses that include hundreds of worthwhile AAdvantage miles. American Airways has numerous sweet spots the place you may redeem your miles for max worth.

Nonetheless, earlier than making use of for one in every of these playing cards, it’s possible you’ll be questioning when one of the best time to use is as a way to earn the very best welcome bonus.

Welcome bonuses are topic to frequent adjustments, whether or not that offer a decrease or larger bonus. Whereas there isn’t any easy reply to when one of the best time to use is, our historic information on welcome gives may give you some steering.

Figuring out the welcome provide a card has beforehand provided may enable you to when analyzing the present provide.

We have collected the provide historical past on the most well-liked Citi / American Airlines cards that will help you resolve when to use for every.

Be aware: We’ll solely talk about publicly obtainable welcome gives. Nonetheless, you would possibly obtain focused gives with extra bonus miles or money again. Remember that gives could change at any time, and among the gives talked about beneath is probably not obtainable right now.

The data for the Citi / AAdvantage Platinum Choose Mastercard has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.Associated: Best welcome offers of the month

The Citi AAdvantage Platinum Choose’s perks embrace entry to preferred boarding, no foreign transaction fees and a free checked bag on home flights, making it a superb alternative for anybody who flies American Airways commonly.

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Plus, you may earn a $125 flight discount after spending $20,000 or extra per 12 months on the cardboard. The cardboard has no introductory annual price in the course of the first 12 months; the annual price is $99 thereafter.

Listed below are the gives we have seen on the Citi AA Platinum Choose Card:

Welcome provide historical past

*Bonus provide worth relies on TPG’s October 2025 valuations and never supplied by the bank card issuer.

Presently, new cardholders for the Citi AAdvantage Platinum Choose Mastercard can earn 50,000 bonus miles after spending $2,500 on purchases throughout the first three months of account opening.

Highest welcome provide

The best provide we have seen provided new cardholders 80,000 bonus miles after spending $3,500 throughout the first 4 months of account opening.

When to use

If the provide is over 50,000 bonus miles, contemplate making use of, however in case you can look ahead to larger gives, this card sometimes has elevated welcome gives a number of occasions a 12 months.

To be taught extra, learn our full evaluate of the Citi AAdvantage Platinum Select Card.

Associated: 6 reasons to get the Citi AAdvantage Platinum Select Card

The Citi AA Globe Mastercard is a newly launched mid-tier card possibility for American Airways flyers. It gives perks often related to a cobranded airline card, like a free checked bag and priority boarding, but it surely additionally gives extra elevated perks, like 4 annual Admirals Membership passes, a press release credit score for inflight purchases and a companion certificate.

The one welcome provide we have seen on this card gives new cardholders 90,000 bonus miles after spending $5,000 on purchases within the first 4 months from account opening. TPG’s October 2025 valuations peg this welcome provide at $1,395.

Study extra: Citi / AAdvantage Globe Mastercard

The Citi AAdvantage Executive World Elite Mastercard is the premium card within the AAdvantage lineup.

Cardholders take pleasure in a complimentary American Airlines Admirals Club membership — a worth that alone greater than makes up for the cardboard’s $595 annual price. It additionally gives as much as $240 in annual assertion credit for Lyft (as much as $120 yearly, allotted as much as $10 month-to-month; you need to take three eligible rides every month to obtain the credit score) and eligible Grubhub purchases (as much as $120 yearly, allotted as much as $10 month-to-month).

Listed below are the gives we have seen on the Citi AA Govt World Elite Mastercard:

Welcome provide historical past

*Bonus provide worth relies on TPG’s October 2025 valuations and never supplied by the bank card issuer.

Presently, new cardholders for the Citi AAdvantage Govt World Elite Mastercard can earn 70,000 bonus miles after spending $7,000 on purchases throughout the first three months of account opening.

Highest welcome provide

The best welcome provide we have seen on the Citi AAdvantage Govt World Elite Mastercard allowed new cardholders to earn 100,000 bonus miles after spending $10,000 throughout the first three months of account opening.

When to use

If the provide is over 80,000 bonus miles, it is a superb time to use.

Study extra: Citi AAdvantage Executive World Elite Mastercard

Associated: Is the Citi / AAdvantage Executive World Elite Mastercard worth it?

The Citi AAdvantage Business World Elite Mastercard is great for companies with staff who often fly American Airways. Its perks embrace a free checked bag on home flights, most well-liked boarding and the potential to earn a companion certificates. The cardboard has no introductory annual price in the course of the first 12 months; the annual price is $99 thereafter.

Listed below are the gives we have seen on the Citi AA Enterprise World Elite Mastercard:

Welcome provide historical past

*Bonus provide worth relies on TPG’s October 2025 valuations and never supplied by the bank card issuer.

Presently, new cardholders for the Citi AAdvantage Enterprise card can earn 75,000 bonus miles after spending $5,000 on purchases throughout the first 5 months of account opening.

Highest welcome provide

The Citi AAdvantage Enterprise is at the moment providing its highest welcome provide of 75,000 bonus miles after spending $5,000 on purchases throughout the first 5 months of account opening.

When to use

If the provide is over 50,000 miles, you must contemplate making use of. The cardboard is providing its highest welcome provide proper now, so it is a good time to use.

Study extra: Citi AAdvantage Business credit card

Associated: ​​​​Why you should have multiple credit cards

Citi has some strict application restrictions. Citi does not restrict the variety of playing cards you may have, however it is going to restrict your total credit score.

Citi can be delicate to latest inquiries, so for one of the best outcomes, wait a number of months out of your final card software earlier than making use of for a Citi card.

Moreover, Citi has the 8/65 rule, which implies:

• You may solely apply for one card (whether or not private or enterprise) each eight days and not more than two playing cards in a 65-day window.
• You may solely apply for one enterprise card each 90 days.

There are exceptions to this rule, however that is normal steering for optimum outcomes.

You may typically desire a good credit score of at the very least 670 earlier than making use of for both card.

Moreover, when you have beforehand earned a welcome bonus on a Citi AA card, it is potential to earn one other. The phrases on the Citi AA Executive World Elite Mastercard state:

“New account bonus just isn’t obtainable when you have obtained a brand new account bonus for a Citi® / AAdvantage® Govt account previously 48 months or in case you transformed one other Citi bank card account on which you earned a brand new account bonus within the final 48 months right into a Citi® / AAdvantage® Govt account.”

These phrases solely apply to particular person playing cards and never the entire household of playing cards. You may also maintain a number of Citi AA playing cards on the similar time. You may even earn a number of welcome bonuses so long as they’re completely different card merchandise and it is outdoors the 48-month window. It is necessary to notice the 48-month interval begins while you obtain the welcome bonus, not while you’re authorized for the cardboard.

For instance, in case you change to the Citi AA Platinum Select after incomes the welcome bonus on the Citi AA Govt Card, you’d nonetheless have to attend 48 months from while you earned your welcome bonus on the Citi AA Govt Card to earn one other Citi AA Govt welcome bonus.

Associated: What you need to know about earning another American Airlines card welcome bonus