United Quest Card overview
The United Quest℠ Card (see rates and fees) is a wonderful alternative for folk who fly United Airways continuously and may reap the benefits of advantages like free checked baggage on United flights, precedence boarding and an inflight low cost. This card is a strong possibility for individuals who frequent United and may maintain observe of advantages to maximise its worth. Card ranking*: ⭐⭐⭐⭐
*Card rating relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
The United Quest Card is the right “in-between” card for frequent United vacationers, charging a $350 annual charge. It provides extra perks than the United℠ Explorer Card (see rates and fees) and a decrease annual charge than the premium United Club℠ Card (see rates and fees).
The beneficial credit score for the United Quest Card is no less than 670. Nonetheless, it might be potential to get permitted with a decrease rating.
Here is what you could know in regards to the United Quest Card to determine if it is the correct match for you.
United Quest Card execs and cons
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United Quest Card welcome supply
New United Quest Card cardholders can earn as much as 100,000 bonus miles:
- Earn 90,000 bonus miles and three,000 PQPs after spending $4,000 on purchases within the first three months from account opening.
- Plus, earn 10,000 bonus miles after including a certified person within the first three months from account opening.
In keeping with TPG’s April 2026 valuations, United miles are price 1.35 cents every, making the miles on this supply as much as $1,350 (together with the factors from including a certified person).
If you’ll be able to gather the complete worth of this supply by including a certified person, it matches one of the best bonus we have seen in the card’s history. So, now is a superb time to use.
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Notice that this supply isn’t obtainable to present or earlier cardmembers who obtained a brand new bonus inside the previous 24 months. Chase’s 5/24 rule additionally applies.
Associated: The ultimate guide to earning elite status with United cards
United Quest Card advantages
The United Quest Card has some helpful perks for normal United flyers who do not essentially need or want the United Club access that comes with the top-tier United Club Card.
Listed here are a few of its prime perks.
TravelBank money
With this card, you will earn $200 in TravelBank money every account anniversary yr.
This credit score wipes out greater than half of the cardboard’s $350 annual charge.
Low cost on award redemptions
You may obtain one 10,000-mile low cost after your first cardmember anniversary. TPG values the ten,000-mile credit score at $135.
It’s also possible to earn a second 10,000-mile credit score after spending $20,000 on the cardboard in a calendar yr.
On prime of these perks, United Quest cardholders get pleasure from these United-related advantages:
- Free checked baggage: First and second baggage for the cardholder and a companion on the identical reservation*
- Inflight low cost: 25% again on United inflight purchases
- PQP increase: A 1,000-PQP increase is utilized annually. (It will seem in your MileagePlus account inside eight weeks of Feb. 1, beginning within the calendar yr following your account open date.)
- PQP earnings: Earn as much as 18,000 PQPs per calendar yr (1 PQP for each $20 you spend on purchases)
- Precedence boarding
Cardholders additionally obtain these advantages exterior of United:
- Resort credit score: As much as a $150 annual assertion credit score on pay as you go reservations made by Famend Lodges and Resorts for United® Cardmembers every account anniversary yr
- Instacart credit score: One $10 and one $5 month-to-month Instacart credit score, plus a three-month complimentary Instacart+ membership (ends Dec. 31, 2027)
- JSX credit score: As much as $150 in annual assertion credit on JSX flight purchases made every account anniversary yr
- Rental automotive credit score: As much as $40 every for the primary two Avis or Finances automotive leases booked by United Vehicles every account anniversary yr
- Journey-hailing credit score: As much as $8 in month-to-month assertion credit for ride-hailing companies, plus a bonus of $4 (for a complete of $12) in December (yearly opt-in required)
- TSA PreCheck/International Entry credit score: As much as $120 each 4 years
- Journey and buy protections
*You will need to use your Quest Card to pay on your ticket to examine your baggage without spending a dime — together with the taxes and charges you pay once you e-book award tickets with miles.
Additionally, in the event you spend $40,000 on the cardboard in a calendar yr, you will obtain two international Financial system Plus seat upgrades.
This can be a lengthy checklist of credit protecting every little thing from grocery supply to rental vehicles and resort reservations, but it surely additionally helps outweigh the United Quest Card’s increased annual charge.
A few of these perks might be simpler to make use of than others. As an example, in the event you do not frequent Avis or Finances for automotive leases or see your self reserving with JSX, these advantages could possibly be more durable to maximise. Others, corresponding to Instacart credit and the resort profit, could possibly be extra useful to cardholders.
Basically, in the event you fly United frequently, you will admire the credit and free checked baggage this card provides. And in the event you’re chasing United standing, the additional PQPs this card earns will fast-track your progress.
Associated: Airline baggage fees: How much it costs to check a bag on major US airlines
Incomes miles on the United Quest Card
Along with United purchases, the United Quest Card earns bonus miles in a number of classes. With this card, you will earn:
- 10 whole miles per greenback spent on eligible United flights (incomes price on United airfare might improve, relying in your elite standing tier; read more about this earning system here)
- 5 miles per greenback spent on resort stays booked by Famend Lodges and Resorts for United® Cardmembers
- 4 miles per greenback spent on all different eligible United purchases
- 2 miles per greenback spent on different journey purchases, dining and choose streaming purchases
- 1 mile per greenback spent on all different purchases
The United Quest Card earns bonus miles on basic journey and eating purchases, in addition to on United spending. Nonetheless, you will discover related or higher earnings for these classes on different journey playing cards.
Associated: The best credit cards to use for United flights
Redeeming miles on the United Quest Card
You need to use your United MileagePlus miles to e-book flights on United or its partners corresponding to Air Canada, Lufthansa and Singapore Airlines. Amongst your choices are reserving home routes on United for as few as 5,000 miles and utilizing a bigger chunk of miles to fly enterprise class to Asia on All Nippon Airways.
It’s also possible to redeem your miles for non-flight gadgets, together with United Membership memberships, inflight Wi-Fi purchases, TSA PreCheck, automotive leases and resort stays.
Moreover, you’ll be able to transfer your miles to Marriott Bonvoy, however you will get a decrease worth out of your miles with any of those choices than you’d in the event you used them to e-book flights.
Andrea Rotondo, TPG’s director of content material operations, just lately redeemed 6,000 United miles for a one-way financial system flight between Frankfurt and Vienna.
Low-cost mile redemptions aren’t simply restricted to home flights; you may also safe implausible offers on worldwide journeys.
Journey author Rachel Craft redeemed 88,000 United miles for a one-way business-class ticket to Antananarivo, Madagascar, from Denver on Ethiopian Airways. That flight would have value her round $9,000 if she had paid in money.
Associated: How to redeem miles with the United MileagePlus program
Which playing cards compete with the United Quest Card?
If you need extra United perks or cannot justify the annual charge on the United Quest Card, considered one of these playing cards could also be a greater match:
- If you need United Membership entry: The United Club Card provides much more United advantages. It has the next annual charge of $695, however the United Membership membership is price $750, so this one perk justifies the cardboard’s annual charge. The cardboard additionally comes with increased incomes charges on United purchases. To be taught extra, learn our full review of the United Club Card.
- If you need extra versatile rewards: The Chase Sapphire Preferred® Card (see rates and fees) has related bonus classes and permits you to switch your Chase Final Rewards factors to United or any of Chase’s different switch companions. Plus, it comes with a decrease annual charge of $95. To be taught extra, learn our full review of the Chase Sapphire Preferred.
- If you need United advantages for a decrease annual charge: The United Explorer Card earns bonus miles on United purchases. It features a free checked bag for you and a companion however is inexpensive to carry, coming with a $0 introductory annual charge for the primary yr, then $150 afterward. To be taught extra, learn our full review of the United Explorer Card.
For extra choices, browse our full lists of best airline credit cards and best travel credit cards.
Associated: United Quest vs. United Club: How premium do you want to go?
Is the United Quest Card price it?
The $350 annual charge might sound steep, however in the event you maximize the $200 TravelBank money and examine an ordinary bag on 4 one-way United flights per yr, you will come out forward.
Backside line
The United Quest Card provides a number of advantages for United vacationers and a number of journey perks to make use of annually. Should you’re a frequent United flyer keen to maximise this suite of advantages, this card could possibly be a terrific alternative for you.
That being stated, anybody wanting complimentary airport lounge access or more flexible rewards may select a unique route.
Apply right here: United Quest Card
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