United Quest Card review: Full details

The United Quest℠ Card is a wonderful selection for people who fly United Airways regularly and might benefit from advantages like free checked luggage on United flights, precedence boarding and an inflight low cost. This card is a strong selection for individuals who frequent United and might hold observe of advantages to maximise card membership. Card Ranking*: ⭐⭐⭐⭐

*Card rating is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

The United Quest Card is the proper “in-between” card for frequent United vacationers. It presents extra perks than the United℠ Explorer Card and a decrease annual payment than the premium United Club℠ Card.

The cardboard lately underwent an overhaul, including a number of new perks, altering just a few others and rising the annual payment to $350. Whereas this might sound like a destructive change, the brand new credit can simply offset this payment should you discover worth in them. The important thing right here is remembering to make the most of them on a month-by-month or annual foundation.

The really useful credit score for the United Quest Card is no less than 670. Nonetheless, it could be doable to get accredited with a decrease rating.

Here is what you must know in regards to the United Quest Card to resolve if it is the fitting match for you.

For a restricted time, new United Quest Card holders can earn 90,000 United MileagePlus miles and 500 Premier qualifying factors after spending $4,000 on qualifying purchases within the first three months from account opening.

In keeping with TPG’s March 2025 valuations, United miles are value 1.35 cents every, making this supply value $1,215.

This supply is the highest offer we’ve seen on the card in over three years.

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Be aware that this supply shouldn’t be obtainable to present or earlier cardmembers who obtained a brand new bonus inside the previous 24 months, and Chase’s 5/24 rule applies.

Associated: The ultimate guide to earning elite status with United cards

The United Quest Card has some helpful perks for normal United flyers who do not essentially need or want the United Club access that comes with the top-tier United Club Card.

Listed here are among the high perks.

TravelBank money

With this card, you will earn $200 in TravelBank money every account anniversary yr. TravelBank is a web-based account the place United flyers can sustain with flight credit and extra to fund purchases with the service.

This credit score wipes out greater than half of the cardboard’s $350 annual payment.

Low cost on award redemptions

You will obtain one 10,000-mile low cost after your first cardmember anniversary.

As of March 2025, TPG values the ten,000-mile credit score at $135.

You too can earn a second 10,000-mile credit score after spending $20,000 on the cardboard in a calendar yr.

On high of these perks, United Quest cardholders get pleasure from:

• Free checked luggage: First and second luggage for the cardholder and a companion on the identical reservation*
• Inflight low cost: 25% again on United inflight purchases
• Resort credit score: As much as a $150 annual assertion credit score on pay as you go reservations made by way of Famend Inns and Resorts every account anniversary yr
• JSX credit score: As much as $150 in annual assertion credit on JSX flight purchases made every account anniversary yr
• PQP increase: A 1,000-PQP increase is utilized annually (this may seem in your MileagePlus account between February and April, starting in 2026)
• PQP earnings: Earn as much as 18,000 PQPs per calendar yr (1 PQP for each $20 you spend on purchases may be utilized towards your Premier standing qualification, as much as the Premier 1K stage; the edge on this perk was doubled within the card’s current overhaul)
• Precedence boarding
• Rental automobile credit score: As much as $40 every for the primary two Avis or Finances automobile leases booked by way of United Vehicles every account anniversary yr
• Instacart credit score: One $10 and one $5 month-to-month Instacart credit score, plus a three-month complimentary Instacart+ membership (ends Dec. 31, 2027)
• Trip-hailing credit score: As much as $8 in month-to-month assertion credit for ride-hailing providers, plus a bonus of $4 (for a complete of $12) in December
• TSA PreCheck/International Entry credit score: As much as $120 each 4 years
• Journey and buy protections

*You could use your Quest Card to pay on your ticket to examine your luggage totally free — together with the taxes and charges you pay whenever you guide award tickets with miles.

Additionally, should you spend $40,000 on the cardboard in a calendar yr, you will obtain two world Economic system Plus seat upgrades.

This has turn out to be a laundry listing of credit protecting every little thing from grocery supply to rental vehicles and lodge reservations, nevertheless it additionally helps outweigh the United Quest Card’s larger annual payment.

A few of these perks shall be simpler to make use of than others. As an illustration, should you do not frequent Avis or Finances for automobile leases or see your self reserving with JSX, these advantages might be tougher to maximise. Others, just like the Instacart credit and the lodge profit, might be extra beneficial for cardholders.

Basically, should you fly United usually, you will respect the credit and free checked luggage this card presents. And should you’re chasing United standing, the additional PQPs this card earns will fast-track your progress.

Associated: Airline baggage fees: How much it costs to check a bag on major US airlines

On high of United purchases, the United Quest Card earns bonus miles in a number of classes. With this card, you will earn:

• 8 miles per greenback spent on United flights
• 5 miles per greenback spent on lodge stays booked by way of Famend Inns and Resorts
• 3 miles per greenback spent on all different United purchases
• 2 miles per greenback spent on different journey purchases
• 2 miles per greenback spent on dining and choose streaming purchases
• 1 mile per greenback spent on all other purchases

The United Quest Card earns bonus miles on basic journey and eating purchases, in addition to on United spending. Nonetheless, you will discover comparable or higher earnings for these classes on different journey playing cards.

Associated: The best credit cards to use for United flights

You should utilize your United MileagePlus miles to guide flights on United or its partners like Air Canada, Lufthansa and Singapore Airlines. Amongst your choices are reserving home routes on United for as little as 5,000 miles and utilizing a bigger chunk of miles to fly enterprise class to Asia on All Nippon Airways.

Should you can make the most of United’s distinctive Excursionist Perk, you will get much more worth out of your MileagePlus miles.

You too can redeem your miles for nonflight objects, together with United Membership memberships, inflight Wi-Fi purchases, TSA PreCheck, automobile leases and lodge stays.

Moreover, you’ll be able to transfer your miles to Marriott Bonvoy, however you will get a decrease worth out of your miles with any of those choices than you’d should you used them to guide flights.

Andrea Rotondo, TPG’s director of content material operations, lately redeemed 6,000 United miles for a one-way economic system flight between Frankfurt and Vienna.

Low-cost mile redemptions aren’t simply restricted to home flights; you may as well safe incredible offers on worldwide journeys. Rachel Craft, a factors and miles author at TPG, redeemed 88,000 United miles for a one-way business-class ticket to Antananarivo, Madagascar, from Denver on Ethiopian Airways. That flight would have ordinarily value her round $9,000 if she paid with money.

Associated: How to redeem miles with the United MileagePlus program

If you would like extra United perks or cannot justify the annual payment on the United Quest Card, one in all these playing cards could also be a greater match:

• If you would like United Membership entry: The United Club Card presents much more United advantages. It has the next annual payment of $695, however the United Membership membership is value as much as $750, so this one perk justifies the cardboard’s annual payment. The cardboard additionally comes with larger incomes charges on United purchases. To be taught extra, try our full review of the United Club Card.
• If you would like extra versatile rewards: The Chase Sapphire Preferred® Card has comparable bonus classes and lets you switch your Chase Final Rewards factors to United or any of Chase’s different switch companions. Plus, it comes with a decrease annual payment of $95. To be taught extra, try our full review of the Chase Sapphire Preferred.
• If you would like United advantages for a decrease annual payment: The United Explorer Card earns bonus miles on United purchases. It features a free checked bag for you and a companion however is cheaper to carry, coming with a $0 introductory annual payment for the primary yr, then $150 afterward. To be taught extra, try our full review of the United Explorer Card.

For extra choices, browse our full lists of best airline credit cards and best travel credit cards.

Associated: United Quest vs. United Club: Bigger is better

The United Quest Card presents a number of advantages for United vacationers and a number of journey perks to make the most of annually. Should you’re a frequent United flyer prepared to maximise this suite of advantages, this card might be an awesome selection for you.

That being mentioned, anybody wanting complimentary airport lounge access or more flexible rewards would possibly select a special route.

Apply right here: United Quest Card