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The best time to apply for these popular Capital O...

If you’re trying to apply for a bank card, you might marvel: “How good is the welcome offer I am making use of for?”

There is no easy reply to this query, however realizing the earlier provides a card has had might help you establish what’s a great welcome supply. Absolutely, getting any welcome supply is healthier than getting nothing in any respect, however you would not wish to apply for a card after which see a better supply a month later.

We have collected and analyzed the supply historical past for the previous few years on Capital One’s most popular cards and decided our standards for the very best time to use for every card.

It is necessary to notice that we’ll solely focus on publicly accessible welcome provides. Nonetheless, you would possibly obtain focused provides with extra bonus miles or money again. Understand that provides could change at any time, and among the provides talked about under will not be accessible right now.

Finest Capital One bank card welcome bonuses

Card Finest welcome supply we have seen When to use
Capital One Venture Rewards Credit Card As much as 100,000 bonus miles after spending $5,000 on purchases within the first three months from account opening When the bonus supply is 75,000 miles or increased
Capital One Venture X Rewards Credit Card 100,000 bonus miles after spending $10,000 on purchases throughout the first six months of account opening When the bonus supply is 75,000 miles or increased
Capital One Venture X Business As much as 350,000 bonus miles: 150,000 miles after spending $30,000 on purchases within the first three months of account opening, plus an extra 200,000 miles after spending $200,000 on purchases within the first six months of account opening When the bonus supply is 150,000 miles or increased
Capital One VentureOne Rewards Credit Card 20,000 bonus miles after spending $500 on purchases throughout the first three months from account opening When the bonus supply is 20,000 miles or increased
Capital One Savor Cash Rewards Credit Card $200 money bonus after spending $500 on purchases within the first three months from account opening When the bonus supply is $200 or increased
Capital One Quicksilver Cash Rewards Credit Card $200 money bonus after spending $500 on purchases within the first three months from account opening When the bonus supply is $200 or increased
Capital One Spark Miles for Business 50,000 bonus miles after spending $4,500 on purchases within the first three months from account opening When the bonus is 50,000 miles or increased
Capital One Spark Cash Plus As much as $3,000: $500 after spending $5,000 on purchases within the first three months from account opening and $2,500 after spending $50,000 on purchases within the first six months When the bonus is $1,000 or increased

Associated: Capital One miles: How to earn, redeem and transfer rewards

Capital One Enterprise Rewards Credit score Card

The Capital One Venture Rewards Credit Card earns an infinite 2 miles per greenback spent on each buy, plus 5 miles per greenback spent on resorts, trip leases and rental vehicles booked by means of Capital One Travel.

The cardboard’s modest $95 annual charge, easy incomes construction and stable return on on a regular basis spending make it a keeper when you’re permitted for it. Plus, you will at all times earn at the least 2 miles per greenback spent on all purchases.

Capital One Venture Rewards Credit Card_UPDATE 2024
THE POINTS GUY

Listed here are the provides we have seen on the Capital One Enterprise Rewards:

Welcome supply historical past

Approximate date Provide Worth*
Could 2025 to now 75,000 miles after spending $4,000 on purchases within the first three months $1,388
February 2025 to Could 2025 75,000 miles after spending $4,000 on purchases within the first three months, plus a $250 Capital One Journey credit score to make use of in your first cardholder 12 months As much as $1,638, together with the assertion credit score
September 2024 to February 2025 75,000 miles after spending $4,000 on purchases within the first three months $1,388
July 2024 to September 2024 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening, plus a $250 Capital One Journey credit score within the first cardholder 12 months As much as $1,638, when you maximize all the credit score
June 2023 to July 2024 80,000 to 100,000 miles after spending $5,000 on purchases within the first three months (focused supply accessible by means of QR codes at choose airports)

75,000 miles after spending $4,000 on purchases within the first three months of account opening (public supply)

$1,480 to $1,850 (focused supply)

$1,388 (public supply)

September 2021 to June 2023 75,000 miles after spending $4,000 on purchases within the first three months $1,388

*Bonus supply worth is predicated on TPG’s July 2025 valuations and never supplied by the bank card issuer.

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Highest welcome supply

The best supply we have seen on this card allowed new cardholders to earn as much as 100,000 bonus miles after spending $5,000 on purchases throughout the first three months of account opening.

When to use for this card

When the bonus supply is 75,000 miles or increased, it meets our standards on when to use.


Be taught extra: Capital One Venture Rewards Credit Card


Associated: Is the Capital One Venture Rewards card worth it?

Capital One Enterprise X Rewards Credit score Card

With plentiful, easy-to-understand perks, the Capital One Venture X is a no brainer for all vacationers, from luxurious seekers to the extra budget-minded, and the cardboard virtually pays for itself 12 months after 12 months.

Although the cardboard carries a $395 annual charge, it provides a $300 annual credit towards bookings made by means of Capital One’s journey reserving web site and in addition rewards cardholders with 10,000 bonus miles each account anniversary (for much more free journey).

Capital One Venture X card
THE POINTS GUY

Listed here are the provides we have seen on the Capital One Enterprise X:

Welcome supply historical past

Approximate date Provide Worth*
March 2022 to now 75,000 miles after spending $4,000 on purchases within the first three months of account opening $1,388
November 2021 to March 2022 100,000 bonus miles after spending $10,000 on purchases throughout the first six months of account opening $1,850

*Bonus supply worth is predicated on TPG’s July 2025 valuations and never supplied by the bank card issuer.

Highest welcome supply

The best supply we have seen on this card allowed new cardholders to earn 100,000 bonus miles after spending $10,000 on purchases throughout the first six months of account opening. This supply was final accessible over 4 years in the past on the card’s launch; sadly, we do not predict this supply will come again anytime quickly.

When to use for this card

When the bonus supply is 75,000 miles or increased, it is a good time to use.


Be taught extra: Capital One Venture X Rewards Credit Card


Associated: Is the Capital One Venture X worth the $395 annual fee?

Capital One Enterprise X Enterprise

The Venture X Business launched in early 2023 with an unbelievable welcome bonus and an identical sky-high spending requirement.

The Enterprise X Enterprise carries the identical $395 annual charge as the private model and comes with the identical main perks, together with a $300 annual credit score for journey booked by means of Capital One’s journey reserving web site and entry to Capital One and Priority Pass lounges. It additionally carries the identical incomes charges because the Enterprise X.

a hand holds a credit card
THE POINTS GUY

Listed here are the provides we have seen on the Capital One Enterprise X Enterprise:

Welcome supply historical past

Approximate date Provide Worth*
June 2025 to now 150,000 miles after spending $30,000 on purchases within the first three months from account opening $2,775
April 2025 to June 2025 As much as 350,000 miles: 150,000 miles after spending $30,000 on purchases within the first three months of account opening, plus an extra 200,000 miles after spending $200,000 on purchases within the first six months of account opening As much as $6,475
March 2024 to April 2025 150,000 miles after spending $30,000 on purchases within the first three months from account opening $2,775
January 2024 to March 2024 As much as 300,000 miles: 150,000 miles after spending $20,000 on purchases within the first three months of account opening and one other 150,000 miles after spending $100,000 on purchases within the first six months of account opening $5,550
September 2023 to January 2024 150,000 miles after spending $30,000 on purchases within the first three months from account opening $2,775
Could 2023 to September 2023 As much as 300,000 miles: 150,000 miles after spending $30,000 on purchases within the first three months of account opening and one other 150,000 miles after spending $500,000 on purchases within the first six months of account opening. $5,550

*Bonus supply worth is predicated on TPG’s July 2025 valuations and never supplied by the bank card issuer.

Highest welcome supply

The best supply we have seen on this card allowed new cardholders to earn as much as 350,000 miles: 150,000 miles after spending $30,000 on purchases within the first three months of account opening, plus an extra 200,000 miles after spending $200,000 on purchases within the first six months of account opening.

When to use for this card

When the bonus supply is 150,000 miles or increased, it meets our standards on when to use.


Be taught extra: Capital One Venture X Business


Associated: Is the Venture X Business worth the $395 annual fee?

Capital One VentureOne Rewards Credit score Card

Whereas it comes with fewer perks, the Capital One VentureOne Rewards provides the identical nice redemption choices as its sister playing cards, the Capital One Venture Rewards and the Capital One Venture X, with no annual charge. You may earn a flat 1.25 miles per greenback spent on on a regular basis purchases.

Card art of the Capital One VentureOne
THE POINTS GUY

At the moment, new cardholders can earn 20,000 bonus miles after spending $500 on purchases throughout the first three months of account opening.

Highest welcome supply

The best supply we have seen is the present welcome supply of 20,000 miles after spending $500 on purchases throughout the first three months of account opening.

When to use for this card

When the bonus supply is 20,000 miles or increased. We’ve not seen an elevated supply on this card in years, so that you should not wait a very long time to use for it.


Be taught extra: Capital One VentureOne Rewards Credit Card


Associated: How (and why) you should earn transferable credit card points

Capital One Savor Money Rewards Credit score Card

The most important downsides to cash-back cards are low incomes charges and an absence of bonus classes, however that is undoubtedly not true of the Capital One Savor Cash Rewards.

For no annual charge, the Savor provides sturdy cash-back incomes charges on fashionable and sometimes ignored classes, together with 3% again on eating, leisure and fashionable streaming companies.

Capital One Savor
THE POINTS GUY

At the moment, new cardholders can earn a $200 money bonus after spending $500 on purchases throughout the first three months from account opening.

Highest welcome supply

The best supply we have seen is the present welcome supply of a $200 money bonus after spending $500 on purchases throughout the first three months of account opening.

When to use for this card

When the bonus supply is $200 or increased, it meets our standards for when to use. This card hardly ever provides an elevated welcome supply, so it probably is not price ready to use.


Be taught extra: Capital One Savor Cash Rewards Credit Card


Associated: The pros and cons of cash-back credit cards

Capital One Quicksilver Money Rewards Credit score Card

The Capital One Quicksilver Cash Rewards is one other nice card with no annual charge. It earns a dependable 1.5% money again on all purchases, making it an ideal go-to card for the odd buy that does not slot in any bonus classes.

Whereas many different playing cards supply increased incomes potential in particular spending classes, this card provides the security of realizing you will earn a stable 1.5% again it doesn’t matter what you purchase.

Capital One Quicksilver Cash Rewards
THE POINTS GUY

At the moment, new cardholders can earn a $200 money bonus after spending $500 on purchases throughout the first three months from account opening.

Highest welcome supply

The best supply we have seen is the present welcome supply of a $200 money bonus after spending $500 on purchases throughout the first three months from account opening.

When to use for this card

When the bonus supply is $200 or increased, it meets our standards for when to use. We’ve not seen an elevated supply on this card in years, so we would not maintain out ready for one.


Be taught extra: Capital One Quicksilver Cash Rewards Credit Card


Associated: 5 reasons to keep a cash-back credit card in your wallet

Capital One Spark Miles for Enterprise

The Capital One Spark Miles for Business earns 2 miles per greenback spent on all purchases, making it a superb selection for small-business owners who wish to earn journey rewards on all their bills and a easy earnings construction.

This card is particularly useful for small-business house owners who wish to earn versatile miles on all their purchases. It earns a constant 2 miles per greenback spent on all purchases and has a $95 annual charge ($0 introductory annual charge for the primary 12 months).

THE POINTS GUY

At the moment, new cardholders can earn 50,000 bonus miles after spending $4,500 on purchases within the first three months from account opening.

Highest welcome supply

The best welcome supply we have seen on this card is the present supply of fifty,000 bonus miles after spending $4,500 within the first three months from account opening

When to use for this card

When the bonus is increased than 50,000 miles, it is a good time to use. That stated, this card’s welcome supply hardly ever adjustments, so do not maintain out ready for an ideal supply.


Be taught extra: Capital One Spark Miles for Business


Associated: Business cards vs. personal cards: Key differences

Capital One Spark Money Plus

The Capital One Spark Cash Plus earns 2% money again on all purchases and is right for enterprise house owners who wish to earn dependable cash-back rewards on all their bills. It’s price noting that it is a no preset spending restrict card, that means cardholders should repay their balances in full every month.

The cardboard has a modest $150 annual charge that may be refunded while you spend at the least $150,000.

THE POINTS GUY

Listed here are the provides we have seen on the Capital One Spark Money Plus:

Welcome supply historical past

Approximate date Provide Worth* 
August 2024 to now $2,000 money again after spending $30,000 on purchases within the first three months from account opening and an extra $2,000 money bonus for each $500,000 spent through the first 12 months $2,000 (or extra, relying on spending within the first 12 months)
March 2024 to August 2024 $1,200 money again after spending $30,000 on purchases within the first three months from account opening $1,200
January 2024 to March 2024 As much as $3,000: $1,500 after spending $20,000 on purchases within the first three months from account opening and an extra $1,500 after spending $100,000 on purchases within the first six months from account opening As much as $3,000
June 2023 to January 2024 $1,200 money again after spending $30,000 on purchases within the first three months from account opening $1,200
April 2022 to June 2023 As much as $1,000: $500 after spending $5,000 on purchases within the first three months from account opening and $500 after spending $50,000 on purchases within the first six months from account opening As much as $1,000
August 2021 to April 2022 As much as $3,000: $500 after spending $5,000 on purchases within the first three months from account opening and $2,500 after spending $50,000 on purchases within the first six months from account opening As much as $3,000

*Bonus supply worth is predicated on TPG’s July 2025 valuations and never supplied by the bank card issuer.

Highest welcome supply

The best welcome supply we have seen on this card provided as much as $3,000: $500 after spending $5,000 on purchases within the first three months from account opening and $2,500 after spending $50,000 on purchases within the first six months from account opening.

When to use for this card

When the bonus is increased than $1,000, it meets our standards to use.


Be taught extra: Capital One Spark Cash Plus


Associated: A guide to Capital One’s Spark business cards

Backside line

Earlier than you go fill out a Capital One bank card utility, you will wish to guarantee you may get the very best welcome bonus attainable. We have collected information 12 months over 12 months on Capital One welcome provides that may give you some steering on the very best time to use.

This information can function a reference for when the very best time to use in your subsequent Capital One card is.

Take a look at our different supply historical past guides while you’re trying to apply in your subsequent bank card:

For Capital One merchandise listed on this web page, among the advantages could also be supplied by Visa® or Mastercard® and will range by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.

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