Probably the greatest causes to apply for a travel rewards card is the welcome supply. By hitting sure minimum spending requirements, you possibly can typically earn tens of hundreds of factors or miles throughout the first few months of opening a brand new card
Nonetheless, welcome gives change on a regular basis, and a part of any profitable journey rewards technique is realizing when it is the correct time to use for a particular card. In any case, you would not wish to miss out on a haul of bonus factors by making use of too early — or too late.
Nonetheless, with out monitoring the welcome gives on particular playing cards over time, you won’t have the context you have to know whether or not a selected supply is price making use of for at any given second.
Fortunately, we have accomplished that give you the results you want and compiled the entire info you may want into one useful information. You can too examine our regularly up to date record of the best increased card offers to use for.
On this article, we’ll deal with American Categorical, which fields a few of the finest cobranded and proprietary rewards playing cards obtainable from any issuer.
Greatest American Categorical welcome gives
Listed here are a few of the most popular Amex cards, with steering on when you must apply for every.
Simply notice that we’re solely discussing publicly obtainable welcome gives. Some people could obtain focused gives with extra bonus factors or money again. Moreover, gives could change at any time, and a few of the gives talked about beneath might not be obtainable presently.
Remember the fact that American Categorical solely means that you can earn one bonus per lifetime on every of its playing cards, so be sure to attend for the perfect time to use.
| Card | Greatest welcome supply we have seen | When to use |
|---|---|---|
| The Platinum Card® from American Express | Earn 100,000 bonus factors after spending $6,000 on purchases throughout the first six months of card membership. Plus, earn 10 factors per greenback on “Store Small” purchases within the U.S. and at eating places worldwide, on as much as $25,000 in mixed purchases, additionally within the first six months of card membership. | Over 100,000 factors |
| The Business Platinum Card® from American Express | Earn 150,000 bonus factors: 100,000 after you spend $5,000 on eligible purchases with the cardboard within the first three months of card membership and one other 50,000 bonus factors after spending $15,000 complete within the first three months. | Over 100,000 factors |
| American Express® Gold Card |
Earn 100,000 bonus factors after spending $4,000 on purchases within the first six months of card membership. |
Over 60,000 factors |
| American Express® Business Gold Card | Earn 130,000 bonus factors after spending $20,000 on purchases throughout the first six months of card membership. | Over 90,000 factors |
| American Express® Green Card | Earn 60,000 bonus factors after spending $3,000 on purchases on the cardboard throughout the first six months of card membership. Plus, earn 20% again on journey and transit purchases within the first six months, as much as $200 again. | Over 45,000 factors |
| Blue Cash Preferred® Card from American Express | Earn $350 money again (as a press release credit score) after you spend $3,000 within the first six months of card membership. | Over $250 money again |
| Blue Cash Everyday® Card from American Express | Earn as much as $250 money again: Earn 20% again as a press release credit score on purchases (as much as $150 again) when utilizing the cardboard to take a look at with PayPal at retailers within the first six months of card membership. Plus, earn $100 again as a press release credit score after spending $2,000 in purchases within the first six months of card membership. | Over $200 money again |
The data for the American Categorical Inexperienced Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
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CardMatch Device
It is also all the time a good suggestion to examine the CardMatch tool to see for those who could be eligible for increased gives on particular playing cards, similar to The Platinum Card from American Categorical or the American Categorical Gold Card. These focused gives can change at any time, nonetheless, and never everybody will probably be focused for a similar gives.
The Platinum Card from American Categorical
The Platinum Card from American Express has lengthy been probably the most common premium playing cards in the marketplace, regardless of its steep $695 annual price (see rates and fees).
It gives a slew of luxury-skewing, value-added benefits that may save cardmembers cash on every part from airline charges to resort stays. Enrollment is required for choose advantages; phrases apply.
Listed here are the gives we now have seen on the Amex Platinum:
Welcome supply historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| August 2023 – Current | Earn 80,000 bonus factors after spending $8,000 within the first six months of card membership. | $1,600 |
| November 2022 – August 2023 | Earn 80,000 bonus factors after spending $6,000 within the first six months of card membership. | $1,600 |
| January 2022 – November 2022 | Earn 100,000 bonus factors after spending $6,000 within the first six months of card membership. | $2,000 |
*Valuations are based mostly on TPG’s Might 2025 valuations and will not be from the issuer.
Highest welcome supply
When the Amex Platinum ran its highest-ever supply, candidates might earn 100,000 bonus factors after spending $6,000 on purchases throughout the first six months of card membership. Plus, they may earn 10 factors per greenback on “Store Small” purchases within the U.S. and at eating places worldwide (on as much as $25,000 in mixed purchases) within the first six months of card membership. This might result in a complete of 250,000 extra factors.
When to use
Usually, intention to use for this card provided that you possibly can safe a welcome supply of 100,000 factors or extra, whether or not by way of a focused supply, the CardMatch software or a limited-time supply.
Be taught extra: Amex Platinum
The Enterprise Platinum Card from American Categorical
The Business Platinum Card from American Express typically extends much more profitable welcome gives than its private counterpart and gives most of the identical luxurious perks, although a few of its statement credits are targeted on typical enterprise expenditures. Cardmembers pay the identical $695 annual price for the Enterprise Platinum as the patron Platinum (see rates and fees).
Enrollment is required for choose advantages; phrases apply.
Listed here are the gives we now have seen on the Amex Enterprise Platinum:
Welcome supply historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| April 2025 – Current | Earn 150,000 bonus factors after spending $20,000 within the first three months of card membership. Plus, earn a $500 assertion credit score after spending $2,500 on qualifying flights booked instantly with airways or by way of American Categorical Journey® throughout the first three months of card membership.
Both one or each of those gives may be earned. This supply ends June 30. |
As much as $3,500 |
| April 2024 – April 2025 | Earn 150,000 bonus factors after spending $20,000 within the first three months of card membership. | $3,000 |
| December 2022 – April 2024 | Earn 120,000 bonus factors after spending $15,000 within the first three months of card membership. | $2,400 |
| October 2022 – December 2022 | TPG Unique Supply: Earn 150,000 bonus factors after spending $15,000 within the first three months of card membership. | $3,000 |
| October 2021 – October 2022 | Earn 120,000 bonus factors after spending $15,000 within the first three months of card membership. | $2,400 |
*Valuations are based mostly on TPG’s Might 2025 valuations and will not be from the issuer.
Highest welcome supply
The best welcome supply we have seen for the Amex Enterprise Platinum was 150,000 bonus factors: 100,000 after spending $5,000 on eligible purchases with the cardboard within the first three months of card membership and one other 50,000 bonus factors after spending $15,000 complete within the first three months of card membership.
When to use
Any time this card’s welcome supply tops 100,000 factors, it is price contemplating. However for those who get a proposal — whether or not focused or public — for 120,000 factors or extra, do not wait.
Be taught extra: Amex Business Platinum
American Categorical Gold Card
The American Express Gold Card is a wonderful on a regular basis selection for foodies because it earns 4 factors per greenback at restaurants worldwide on as much as $50,000 in purchases per calendar 12 months (then 1 level per greenback) and on as much as $25,000 in purchases per calendar 12 months at U.S. supermarkets (then 1 level per greenback). These are stable incomes charges for a card with a $325 annual price (see rates and fees).
It has additionally fielded some excellent welcome gives.
Listed here are the gives we now have seen on the Amex Gold:
Welcome supply historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| November 2024 – Current | Earn 60,000 bonus factors after spending $6,000 on eligible purchases throughout the first six months of card membership. | $1,200 |
| July 2024 – November 2024 | Earn 60,000 bonus after spending $6,000 within the first six months of card membership. Plus, obtain 20% again in assertion credit on eligible purchases made at eating places worldwide throughout the first six months of card membership, as much as $100 again. | As much as $1,300 |
| October 2023 – July 2024 | Earn 60,000 bonus factors after spending $6,000 within the first six months of card membership. | $1,200 |
| June 2022 – October 2023 | Earn 60,000 bonus factors after spending $4,000 within the first six months of card membership. | $1,200 |
| June 2022 | Earn 100,000 bonus factors after spending $4,000 within the first six months of card membership. | $2,000 |
*Valuations are based mostly on TPG’s Might 2025 valuations and will not be from the issuer.
Highest welcome supply
The very best public welcome supply we have seen on this card was short-lived. In June 2022, the Amex Gold upped its welcome supply for brand spanking new candidates to 100,000 bonus factors after they spent $4,000 on purchases within the first six months of card membership. It solely lasted a couple of days.
When to use
Take into account making use of when the welcome supply is above 60,000 factors, and severely contemplate hitting that “apply” button any time it tops 75,000 factors.
Be taught extra: Amex Gold
American Categorical Enterprise Gold Card
The American Express Business Gold card is nice for small companies because of its strong earning structure. It racks up 4 factors per greenback in your high two eligible spending classes every billing cycle (on as much as $150,000 in purchases per calendar 12 months, then 1 level per greenback). Cardmembers might want to pay $375 every year to have this card (see rates and fees).
It has additionally supplied some great welcome gives previously.
Welcome supply historical past
Since July 2024, the Amex Enterprise Gold has supplied an elevated welcome supply: Earn 100,000 bonus factors after spending $15,000 within the first three months of card membership.
That is the primary time the Amex Enterprise Gold has modified its public welcome supply since April 2021.
Highest welcome supply
This card beforehand supplied as much as 130,000 bonus factors after spending $20,000 on purchases throughout the first six months of card membership, however not all candidates have been eligible.
When to use
Should you see a proposal for this card with over 90,000 factors and a spending requirement that you simply and your small enterprise can simply meet, it is price making use of.
Be taught extra: Amex Business Gold
American Categorical Inexperienced Card
The American Express Green Card gives a compelling providing within the mid-tier journey class. The Amex Inexperienced is a card that fashionable vacationers ought to contemplate. It earns 3 factors per greenback on journey, eating places and transit, in addition to as much as $199 every calendar 12 months as a press release credit score for Clear Plus (which helps offset its $150 annual price).
Enrollment is required for the Clear Plus profit; phrases apply.
Welcome supply historical past
The Amex Inexperienced has solely supplied an elevated welcome supply as soon as previously a number of years, from Might 2023 to August 2023. This supply was the very best we now have seen on this card.
Since then, new Amex Inexperienced cardmembers can earn 40,000 bonus factors after spending $3,000 on purchases within the first six months of card membership.
Highest welcome supply
The best supply we have seen on this card was 60,000 bonus factors after spending $3,000 on purchases in your new card throughout the first six months of card membership. Plus, new cardmembers might earn 20% again on journey and transit purchases of their first six months of card membership for as much as $200 again.
When to use
Should you see a proposal for this card for greater than 45,000 factors, it is price making use of.
Blue Money Most well-liked Card from American Categorical
The Blue Cash Preferred is without doubt one of the finest cash-back playing cards at the moment obtainable, with excessive incomes charges on U.S. streaming subscriptions and U.S. supermarkets. (U.S. supermarkets are topic to a $6,000 spending cap per calendar 12 months) These incomes charges assist justify its $95 annual price ($0 introductory annual price for the primary 12 months; see rates and fees).
Customers obtain money again within the type of Reward {Dollars} that they’ll redeem as a press release credit score or at Amazon checkout.
Listed here are the gives we now have seen on the Amex Blue Money Most well-liked:
Welcome supply historical past
| Approximate date | Supply | Worth |
|---|---|---|
| October 2022 – Current | Earn a $250 assertion credit score after spending $3,000 within the first six months of card membership. | $250 |
| June 2022 – October 2022 | Earn a $350 assertion credit score after spending $3,000 within the first six months of card membership. | $350 |
| September 2021 – June 2022 | Earn a $300 assertion credit score after spending $3,000 within the first six months of card membership. | $300 |
Highest welcome supply
This card’s welcome supply would not differ a lot, however it has supplied as much as $350 money again (as a press release credit score) after spending $3,000 in purchases throughout the first six months of card membership.
When to use
This card hasn’t supplied an elevated welcome bonus in a couple of years, so it might not be price ready for the next supply. That stated, we might even see one other supply for $300 or extra again sooner or later.
Be taught extra: Blue Cash Preferred
Blue Money On a regular basis Card from American Categorical
Although its earnings aren’t as stable because the Blue Money Most well-liked, the Blue Cash Everyday nonetheless racks up money again at a gentle clip. This card’s decrease incomes charges are comprehensible, on condition that it lacks an annual price (see rates and fees).
Customers obtain money again within the type of Reward {Dollars} that they’ll redeem as a press release credit score or at Amazon checkout.
Listed here are the gives we now have seen on the Amex Blue Money On a regular basis:
Welcome supply historical past
| Approximate date | Supply | Worth |
|---|---|---|
| January 2023 – Current | Earn $200 again as a press release credit score after spending $2,000 within the first six months of card membership. | $200 |
| October 2022 – January 2023 | Earn 20% again as a press release credit score whenever you use your new card to take a look at with PayPal at retailers within the first six months of card membership, as much as $150 again. Plus, earn $100 again as a press release credit score after spending $2,000 within the first six months of card membership. | As much as $250 |
| September 2021 – October 2022 | Earn $200 again as a press release credit score after spending $2,000 within the first three months of card membership. | $200 |
Highest welcome supply
With this card’s best-ever welcome supply, new cardmembers might earn as much as $250 money again: First, they may earn 20% again as a press release credit score on purchases (as much as $150 again) when utilizing the cardboard to take a look at with PayPal at retailers within the first six months of card membership. Plus, they may earn $100 again as a press release credit score after spending $2,000 in purchases within the first six months of card membership.
When to use
Go for the simplest supply with a large amount of money again (at the very least $200) and manageable spending ($2,000 or underneath).
Be taught extra: Blue Cash Everyday
Delta American Categorical playing cards
American Categorical is the only real issuer of Delta’s cobranded client and enterprise playing cards. Amex’s Delta playing cards characteristic elevated gives extra generally than most of their proprietary playing cards, so it is essential to know when it is the correct time to use.
Should you’re all in favour of considered one of Amex’s Delta playing cards, take a look at our guide on Delta’s cards’ offer history that can assist you determine when it is the perfect time to use.
Hilton American Categorical playing cards
American Categorical gives a variety of cobranded Hilton playing cards to go well with each traveler, from newcomers to hardcore Hilton loyalists. Like Amex’s Delta playing cards, the Hilton playing cards obtain elevated welcome gives extra regularly than the playing cards we have featured on this information.
Should you’re all in favour of considered one of Amex’s Hilton playing cards, we now have a information on when it is the perfect time to use, based mostly on the offer history of all the Hilton cards.
Marriott American Categorical playing cards
Marriott’s portfolio of playing cards may be tougher to trace, since they’ve playing cards issued by Chase and American Categorical. American Categorical and Chase do not essentially put elevated gives on their Marriott playing cards on the identical time. Plus, each issuers have their very own software guidelines and restrictions.
Should you’re all in favour of considered one of Amex’s Marriott playing cards, we have a guide on the entire Marriott cards’ offer histories that can assist you know when it is the correct time to use.
Backside line
Take note of the welcome gives of any journey rewards playing cards you could be all in favour of, as gives can change regularly. Making use of on the incorrect time might imply lacking out on hundreds of bonus factors or lots of of {dollars} in money again.
Earlier than making use of for any new card, have a look at the vary of its earlier welcome gives. Then, when a proposal hits the upper finish of that vary, you possibly can really feel positive you are getting an important deal and making the correct selection on your rewards technique.
To study extra about bank card bonus gives over time, see the next:
For charges and charges of the Amex Platinum, click on here.
For charges and charges of the Amex Enterprise Platinum, click on here.
For charges and charges of the Amex Gold, click on here.
For charges and charges of the Amex Enterprise Gold, click on here.
For charges and charges of the Blue Money Most well-liked, click on here.
For charges and charges of the Blue Money On a regular basis, click on here.
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