The time is right here: Capital One’s new lounge entry insurance policies for Capital One Venture X Rewards Credit Card and Capital One Venture X Business cardholders have formally gone into impact.
Enterprise X and Enterprise X Enterprise cardholders can now not deliver company into Capital One Lounges or Landings free of charge. As a substitute, every visitor will value $45 ($25 for company age 17 and beneath; youngsters beneath 2 years outdated stay free).
Enterprise X authorized users now not obtain complimentary lounge entry. As a substitute, major cardholders must pay an additional $125 per account to obtain limitless entry to Capital One and Priority Pass lounges for as much as 4 approved customers. Enterprise X Enterprise cardholders can now additionally add as much as 4 approved customers with Capital One and Precedence Go lounge entry for $125 every.
For Precedence Go, Enterprise X cardholders pays $35 per visitor. Enterprise X Enterprise cardholders can nonetheless deliver two complimentary company to Precedence Go lounges, with further company costing $35 every.
Major cardholders can unlock entry for 2 company to Capital One Lounges and one visitor at Capital One Landings in the event that they spend no less than $75,000 on their card in a calendar yr. That unlocks visitor entry for the yr you spend $75,000 or extra and the next calendar yr.
What was as soon as probably the most beneficiant airport lounge access insurance policies in the marketplace for approved customers and company has been tightened. This is what cardholders must know.
How have Capital One’s lounge entry guidelines modified?
Beforehand, Venture X and Venture X Business cardholders may deliver company into Capital One Lounges, Capital One Landings and Precedence Go lounges at no further value. Enterprise X approved customers may additionally obtain complimentary Capital One Lounge, Capital One Touchdown and Precedence Go lounge entry.
That is now not the case, as major cardholders at the moment are the one patrons getting in free. Now, there is a value related to company and approved customers — until you spend $75,000 or extra in your Enterprise X or Enterprise X Enterprise card in a calendar yr.
Here’s a breakdown of prices to count on, primarily based in your scenario:
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| Lounge entry | Enterprise X (private) | Enterprise X Enterprise |
|---|---|---|
|
Free entry to Capital One Lounges, Capital One Landings and Precedence Go lounges |
Free entry to Capital One Lounges, Capital One Landings and Precedence Go lounges |
|
|
Licensed customers with lounge entry
|
$125 per yr |
$125 per yr |
|
Capital One Lounge and Touchdown company
|
$45 per grownup, per go to
$25 per little one (2 to 17 years outdated), per go to Free for kids beneath 2 years outdated |
$45 per grownup, per go to
$25 per little one (2 to 17 years outdated), per go to Free for kids beneath 2 years outdated |
|
Precedence Go lounge company
|
$35 per visitor per go to |
Two free company |
|
Spend no less than $75,000 on the cardboard in a calendar yr
|
Two free company per Capital One Lounge go to, one free visitor per Capital One Touchdown go to |
Two free company per Capital One Lounge go to, one free visitor per Capital One Touchdown go to |
This is not the primary time Capital One has restricted lounge entry. In January 2025, Capital One Venture Rewards Credit Card and Capital One Spark Miles for Business cardholders lost a benefit that supplied two complimentary visits to both Capital One Lounges or Plaza Premium lounges.
Associated: Capital One announces a new airport lounge opening at CLT — what to know
Who’s affected most by Capital One’s lounge entry adjustments?
These adjustments will most have an effect on group vacationers, {couples} with only one Venture X or Venture X Business of their wallets, and households with youngsters 3 years outdated and up.
Nonetheless, approved customers can obtain complimentary lounge entry after paying $125 per yr. It is a downgrade on the Enterprise X, because it was once a complimentary profit for its approved customers.
That is truly a constructive change for Enterprise X Enterprise cardholders, since they could not add approved customers with lounge entry earlier than these new insurance policies have been introduced.
Solo vacationers will not be affected as deeply, since these new guidelines limit entry to company and approved customers.
Associated: The benefits of adding a relative as an authorized user
Backside line
As airport lounge operators proceed to battle overcrowding, Capital One determined to take a step to restrict complimentary entry to company and approved customers on a few of its hottest travel cards.
The choice to pay for visitor entry, whether or not on a per-visit foundation or by including a licensed person for $125, is there for cardholders who extremely worth Capital One’s airport lounge entry privileges. Excessive-spending cardholders who put no less than $75,000 on their card in a calendar yr can even unlock visitor entry privileges.
Whereas these adjustments could create challenges for {couples}, households and group vacationers, solo vacationers will not expertise as a lot of a sting.
To study extra, learn our full critiques of the Venture X and Venture X Business.
Study extra: Capital One Venture X Rewards Credit Card
Study extra: Capital One Venture X Business
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