
There are at the moment six Marriott credit cards accessible to new candidates and several other cards that no longer accept new applications. Chase provides three of the Marriott bank cards you’ll be able to at the moment apply for, whereas American Specific provides the opposite three.
These playing cards share some similarities however differ in key areas. Should you’re fascinated by making use of for a Marriott bank card, you could be contemplating the Marriott Bonvoy Bountiful® Credit Card or the Marriott Bonvoy Boundless® Credit Card (see rates and fees). Each are supplied by Chase and earn factors and rewards with Marriott’s loyalty program, Marriott Bonvoy.
Which do you have to select? Let’s take a look at the similarities and variations between the Bountiful and Boundless playing cards that will help you resolve which choice is healthier.
The knowledge for the Marriott Bonvoy Bountiful Credit score Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Marriott Bonvoy Bountiful vs. Marriott Bonvoy Boundless comparability
| Card | Bonvoy Bountiful | Bonvoy Boundless |
|---|---|---|
| Annual payment | $250 | $95 |
| Welcome bonus | Earn 85,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | Earn 5 free nights (every night time valued at as much as 50,000 factors) after spending $5,000 on purchases within the first three months from account opening. Sure motels have resort charges. |
| Welcome bonus worth* | $595 | As much as $1,750 |
| Rewards construction |
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| Different advantages |
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| Journey protections |
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*Level worth is an estimated worth calculated by TPG’s June 2025 valuations and never the cardboard issuer.
Bonvoy Bountiful vs. Bonvoy Boundless welcome provide
New Bonvoy Bountiful cardholders can earn 85,000 bonus factors after spending $4,000 on purchases inside the first three months. Based mostly on TPG’s June 2025 valuations, this bonus is value $595.
In the meantime, new Bonvoy Boundless cardholders can earn 5 free nights (every night time valued at as much as 50,000 factors) after spending $5,000 on purchases within the first three months from account opening. Sure motels have resort charges. Based mostly on TPG’s June 2025 valuations, this bonus is value as much as $1,750.
Winner: Bonvoy Boundless. The present provide beats the Bountiful by an extended shot.
Associated: Are you eligible for a new Marriott Bonvoy card? This chart tells you yes or no
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Bonvoy Bountiful vs. Bonvoy Boundless advantages
Each playing cards share many comparable advantages.
- Elite night time credit acquired every year: You will begin every year with 15 elite night time credit by holding both of those playing cards. Elite night time credit are what you should earn elite standing with Marriott Bonvoy. For reference, you may want 50 elite nights per 12 months to achieve Platinum Elite status, the place advantages like free breakfast and suite upgrades kick in.
- Fifth-night-free profit: When redeeming factors for resort stays with Marriott Bonvoy, you may get a fifth night free. So, reserving a four-night stick with factors will get you a fifth night time free. Be aware that this profit solely applies to factors redemptions and doesn’t apply when paying money or utilizing free night time awards.
- Bank card issuer and utility guidelines: As each playing cards are issued by Chase, each are topic to Chase’s credit card application rules and restrictions. Essentially the most well-known of those is the 5/24 rule, that means you may seemingly be denied in case you have opened 5 or extra playing cards within the final 24 months throughout all issuers. One other rule is that you simply seemingly will not be authorised for greater than two bank cards from Chase inside 30 days.
- Entry to Chase Offers
- Journey protections: Each playing cards provide baggage delay insurance, lost luggage reimbursement and trip delay reimbursement.
- Buy safety: Each playing cards provide buy safety on gadgets you paid for together with your card, accessible as much as 120 days from the acquisition date however topic to limits on the variety of claims and per-claim worth limits.
Bonvoy Bountiful cardholders obtain:
- Automated Gold Elite standing
- An annual free night time award value as much as 50,000 factors after spending at the very least $15,000 on purchases in a calendar 12 months. (Sure motels have resort charges.)
- 1,000 bonus factors per keep at collaborating eligible Marriott Bonvoy properties
In the meantime, Bonvoy Boundless cardholders obtain:
- Automated Silver Elite standing
- An annual free night time award value as much as 35,000 factors with no spending requirement. (Sure motels have resort charges.)
Winner: Bonvoy Boundless. It provides an annual free night time award each anniversary 12 months that you do not have to spend something to obtain and has a extra reasonably priced annual payment.
Associated: Marriott elite status: What it is and how to earn it
Incomes factors on the Bonvoy Bountiful vs. Bonvoy Boundless
With the Bonvoy Bountiful, cardholders earn:
- 6 factors per greenback spent on Marriott purchases
- 4 factors per greenback spent on the primary $15,000 per calendar 12 months in mixed purchases at grocery shops and on eating, together with takeout and eligible supply companies (then 2 factors per greenback)
- 2 factors per greenback spent on all different eligible purchases
These incomes charges signify a 4.2%, 2.8% and 1.4% return on spending, respectively, primarily based on TPG’s June 2025 valuations.
With the Bonvoy Boundless, cardholders earn:
- 6 factors per greenback spent on Marriott purchases
- 3 factors per greenback spent on the primary $6,000 spent in mixed purchases per calendar 12 months on fuel stations, grocery shops and eating (then 2 factors per greenback)
- 2 factors per greenback spent on all different eligible purchases
These incomes charges signify a 4.2%, 2.1% or 1.4% return on spending, respectively.
Winner: Bonvoy Bountiful, because it earns extra in eating and grocery retailer spending and comes with the next spending cap.
Associated: The best rewards credit cards for each bonus category
Redeeming and transferring factors on the Bonvoy Bountiful vs. Bonvoy Boundless
Each playing cards earn Marriott Bonvoy factors that may be redeemed for Marriott stays. TPG’s June 2025 valuations place these factors at 0.7 cents apiece. Sadly, the program has been devalued this 12 months.
Whereas the obvious use of those factors is for resort stays with Marriott, there are different makes use of (although some should not very priceless), together with transferring factors to greater than 35 airline companions to redeem them for flights.
Typically, transferring Bonvoy points to airline partners doesn’t provide good worth, because the switch ratio shouldn’t be favorable.
TPG bank cards author Chris Nelson likes to redeem his Marriott Bonvoy factors on luxurious properties in Japanese Europe. He routinely stays at The Ritz-Carlton Budapest for simply 35,000 Bonvoy factors per night time.
Winner: Tie as each playing cards have the identical redemption and switch choices.
Associated: The award traveler’s guide to Marriott Bonvoy
Ought to I get the Bonvoy Bountiful or the Bonvoy Boundless?
Each playing cards earn the identical on Marriott purchases, however the Bonvoy Boundless stands out with its annual free night time — no spending required. Until you want elevated elite standing or larger earnings on groceries and eating, the Boundless provides higher general worth.
Associated: How to use a Marriott Bonvoy 35,000-point certificate
How you can swap from the Bonvoy Bountiful to the Bonvoy Boundless
You possibly can swap between the Bonvoy Boundless and Bonvoy Bountiful by a product change, which helps you to hold your account open with out a new credit score test. Name the quantity on the again of your card and request the change. Be aware that product modifications do not qualify for brand new welcome bonuses.
Associated: 4 considerations before making a product change
Backside line
The Bonvoy Bountiful and Bonvoy Boundless each earn priceless Marriott factors, however they cater to completely different priorities.
If maximizing on a regular basis spending and securing Gold standing is your purpose, the Bountiful could also be definitely worth the larger payment.
Nevertheless, for many vacationers, the Boundless provides considerably higher long-term worth — particularly with its annual free night time certificates that does not require any spending.
To be taught extra, learn our full Bonvoy Bountiful review and Bonvoy Boundless review.
Be taught extra: Marriott Bonvoy Bountiful review
Apply right here: Marriott Bonvoy Boundless
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