Marriott Bonvoy Boundless Credit score Card overview
Even in the event you aren’t a Marriott loyalist, the Marriott Bonvoy Boundless® Credit Card (see rates and fees) is value contemplating. It comes with an annual free night time award and elite night time credit, however carries a decrease annual price than most different playing cards within the Marriott card lineup. Card ranking*: ⭐⭐⭐⭐
*Card rating relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Marriott presents a card portfolio issued by each Chase and American Express. Nevertheless, the Marriott Bonvoy Boundless Credit Card from Chase stands out as the one mid-tier private Marriott Bonvoy card obtainable to new candidates.
This card includes a $95 annual price, and we suggest you have got a credit score of 670 or increased to extend your possibilities of being accepted. Even in the event you solely keep at Marriott properties as soon as in a blue moon, you may profit from this card’s welcome bonus and advantages.
Let’s dive deeper to see whether or not the Marriott Bonvoy Boundless is smart in your pockets.
Marriott Bonvoy Boundless execs and cons
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Marriott Bonvoy Boundless welcome supply
New candidates for the Marriott Bonvoy Boundless can earn 5 free night time awards (valued at as much as 50,000 factors every) after spending $3,000 on purchases within the first three months from account opening. (Sure inns have resort charges.)
TPG’s January 2026 valuations peg Marriott Bonvoy factors at 0.7 cents every, making this bonus value as much as $1,750 in the event you absolutely max out every free night time award (for a complete welcome bonus of 250,000 factors).
Plus, for 2026 solely, candidates can obtain as much as $100 in assertion credit annually after spending $500 on eligible airline purchases (as much as $50 in assertion credit semi-annually).
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It is essential to notice the eligibility necessities for this card:
- To be accepted, you will have to be underneath the Chase 5/24 rule since this card is issued by Chase.
- Moreover, Marriott cobranded playing cards are identified for having strict and considerably complicated eligibility requirements, and sadly, the Boundless is topic to those guidelines.
Earlier than submitting an utility, you’ll want to verify the eligibility necessities. Usually, you shouldn’t have obtained a welcome bonus on one other Marriott or former Starwood Most popular Visitor bank card inside a sure time period when making use of for a brand new cobranded Marriott card.
Moreover, in the event you at the moment maintain a Marriott cobranded card, you will not be eligible for this card’s welcome bonus.
Associated: A complete guide to the Marriott Bonvoy hotel loyalty program
Marriott Bonvoy Boundless advantages
The Bonvoy Boundless comes with a $95 annual price, however it needs to be straightforward to get a number of hundred {dollars} in worth out of the cardboard’s perks yearly. Listed below are the key ones to contemplate:
Anniversary free night time award
Annually, on account renewal, you’ll obtain a free night certificate value as much as 35,000 factors. You can too prime off your certificates with as much as 15,000 further factors, making it probably value 50,000 factors.
TPG’s January 2026 valuations peg the worth of 35,000 Marriott factors at $245, almost 3 times the $95 annual price. However it’s potential to get much more worth in the event you’re selective about redeeming your reward night time.
TPG senior inns reporter Tanner Saunders says, “I’ve discovered that my Boundless card virtually pays for itself because the annual free night time award rapidly covers the $95 annual price. Add that to the truth that the cardboard helps you earn so many factors on each greenback spent, and I’ve been ready to make use of the factors I earned with the assistance of the cardboard for some nice stays, together with two nights in a one-bedroom suite at a resort in Atlanta the place charges had been sky-high once I went to see Taylor Swift.”
Elite standing
With the Bonvoy Boundless, you will earn computerized Silver Elite status, which comes with 10% bonus factors on stays and precedence late checkout.
The cardboard additionally presents a path to Gold Elite standing: spending $35,000 on purchases every calendar 12 months. Nevertheless, in order for you a card that gives complimentary Gold Elite standing with Marriott, contemplate The Platinum Card® from American Express or The Business Platinum Card® from American Express (enrollment is required; phrases apply).
Though you may unlock Gold Elite standing by spending, you’re in all probability higher off incomes increased standing organically through the cardboard’s complimentary 15 elite night time credit, in addition to some stays booked directly with Marriott. For instance, with the Boundless’ 15 nights, you’d solely want to remain 35 nights (as a substitute of fifty) to earn Platinum Elite standing.
You probably have the Bonvoy Boundless and a Marriott enterprise card just like the Marriott Bonvoy Business® American Express® Card, you will get 30 elite night time credit annually simply from bank cards, leaving solely 20 nights to go to achieve Platinum Elite.
One other pathway towards increased standing is incomes one elite night time credit score for each $5,000 spent on purchases with this card.
Different perks
The above advantages characterize a number of hundred {dollars} in worth annually and simply make up for the $95 annual price. However the card additionally presents a number of further perks:
- Baggage delay insurance: If a passenger service delays your baggage for over six hours, Chase might reimburse you for important purchases as much as $100 a day for 5 days.
- Lost luggage reimbursement: If a passenger service damages or loses your checked or carry-on baggage, Chase might reimburse you as much as $3,000 per coated traveler.
- No foreign transaction fees: This perk makes the Bonvoy Boundless superb for making purchases and reserving resort stays around the globe.
- Purchase protection: Chase covers most new purchases for 120 days in opposition to injury or theft, as much as $500 per declare (capped at $50,000 per account).
- Trip delay reimbursement: If you’re delayed by greater than 12 hours or required to remain in a single day when touring on a typical service, Chase might reimburse you for choose, in any other case unreimbursed bills, as much as $500 per coated traveler.
Associated: Free nights and easy status: Why I have 3 Marriott Bonvoy credit cards and pay over $1,200 in annual fees
Incomes factors on the Marriott Bonvoy Boundless
The Marriott Bonvoy Boundless card earns factors on the following charges:
- As much as 17 factors per greenback spent on eligible Marriott stays (equating to a complete 11.9% return on spending primarily based on TPG’s January 2026 valuations):
- As much as 10 factors per greenback from being a Bonvoy member
- 6 factors per greenback by paying with this card
- As much as 1 level per greenback out of your Marriott Silver Elite Standing, a good thing about being a Marriott Bonvoy Boundless cardholder
- 3 factors per greenback spent on eating and at fuel stations and grocery shops (on the primary $6,000 spent in mixed purchases annually)
- 2 factors per greenback spent on all different purchases
The bonus factors you earn because of the complimentary elite standing that comes with this card might be helpful, particularly in the event you’re dedicated to incomes Marriott Bonvoy factors.
Associated: Best ways to earn Marriott Bonvoy points: From hotel stays and credit card spending to travel partners
Redeeming factors on the Marriott Bonvoy Boundless
After all, the obvious method to redeem Marriott Bonvoy factors is for resort stays. There are a number of methods for maximizing your Marriott redemptions, however that is probably the most simple.
Marriott Bonvoy makes use of dynamic pricing for its award nights, which implies the variety of factors wanted to redeem fluctuates given demand and availability.
Utilizing Marriott’s award calendar search perform can assist you discover the most effective deal when redeeming your factors. As an example, an evening on the Residence Inn by Marriott Chicago Downtown/Loop may run you as few as 31,000 factors within the first week of March however as much as 45,000 factors per night time later within the month.
And reemption charges at Marriott properties additionally fluctuate relying on which model you stick with. For instance, an evening on the enterprise traveler-focused Courtyard Paris Gare de Lyon in June may price 67,000-74,000 factors, whereas the luxurious The St. Regis Bora Bora Resort prices 136,000-150,000 factors per night time for a similar dates.
One other essential issue to notice is that you’re going to need to reap the benefits of the fifth night time free on award stays (often known as “Keep for five, Pay for 4”) each time potential. For each 5 consecutive nights you keep at a Marriott property utilizing factors, you will obtain the night time that is well worth the lowest variety of factors without cost. This can be a sturdy method to make your factors stretch additional on longer stays.
TPG lead author Katie Genter typically redeems Marriott Bonvoy factors for longer stays to reap the benefits of this system’s fifth-night-free profit, giving her further time to settle into her keep and see extra of the vacation spot.
Associated: Maximize your hotel points by getting a fourth or fifth night free on award stays
Transferring factors on the Marriott Bonvoy Boundless
Marriott allows you to switch factors to just about 40 airline partners, together with some with hard-to-earn currencies like Frontier Airways and Korean Air. Most transfers are at a 3:1 ratio, with a 5,000-mile bonus for each 60,000 factors transferred.
Whereas this may be helpful for topping off an account or reserving an award flight, it’s normally not the most effective use of Bonvoy factors — particularly since most transfers take a number of days, and award area might disappear earlier than your switch completes.
TPG senior author Ben Smithson not too long ago transfered 30,000 Bonvoy points to his American Airlines AAdvantage account. With these factors transformed at the usual 3:1 ratio, he obtained a further 10,000 AAdvantage miles, bringing his steadiness to 70,000 miles, which is sufficient to unlock high-value redemptions, resembling flying lengthy haul in Qatar Airways’ award-winning Qsuite.
Associated: Marriott Bonvoy program: How to redeem points for hotel stays, airfare and more
Which playing cards compete with the Marriott Bonvoy Boundless?
In order for you extra Marriott Bonvoy perks or extra versatile rewards, chances are you’ll discover one among these playing cards to be a greater match:
For extra choices, try our full record of the best Marriott Bonvoy credit cards and best hotel credit cards.
Associated: 3 reasons why the Marriott Bonvoy Boundless is worth the $95 annual fee
Backside line
The Marriott Bonvoy Boundless presents strong worth for its $95 annual price, with perks normally discovered on costlier playing cards. It’s a superb match for the occasional Marriott visitor — however be conscious of the strict bonus guidelines and Chase’s 5/24 limits.
Should you’ve already accomplished the Chase Trifecta and qualify for the welcome bonus, this card is usually a sensible addition to your pockets.
Apply right here: Marriott Bonvoy Boundless Credit Card
For charges and costs of the Marriott Bonvoy Good Amex, click on here.
For charges and costs of the Marriott Bonvoy Bevy Amex, click on here.
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