
Loads of credit cards provide lodge assertion credit to cardmembers as a profit. The Delta Air Lines and American Express family of playing cards is not any completely different, with one of many extra underrated credit provided on many of the Delta playing cards being the annual Delta Stays credit score.
Whereas it is a worthwhile profit that may assist offset a few of the annual charges the playing cards cost, many cardmembers forget to make use of it earlier than it expires on the finish of the yr.
So, let’s dive into how you can use — and maximize — the Delta Stays credit score.
What’s the Delta Stays credit score?
The Delta Stays credit score is an annual assertion credit score on choose Delta Amex playing cards for pay as you go hotels or vacation rentals booked by Delta’s hotel platform, powered by Expedia. It presents $100 to $250 again every calendar yr, relying on which card you might have.
Which playing cards provide the Delta Stays credit score?
Six of the seven Delta playing cards obtain the credit score; the one one that does not provide the credit score is the entry-level Delta SkyMiles® Blue American Express Card. Listed below are the annual quantities damaged down by card:
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Key phrases
Listed below are some necessary issues to notice when utilizing the credit score:
- Solely pay as you go stays are eligible.
- The quantity of the credit score is per calendar yr.
- The credit score doesn’t have for use suddenly. It may be used on a number of stays till you attain the complete worth.
- There isn’t a minimal night time requirement for this credit score, which is a bonus contemplating another bank cards’ lodge assertion credit require you to ebook at least two nights.
- In case your keep prices greater than the credit score worth, it would successfully be utilized as a reduction.
- In case you have a number of Delta playing cards, you’ll obtain a number of credit. Nevertheless, the credit can’t be stacked on the identical reservation.
- You may earn 2 or 3 SkyMiles per greenback spent (relying on which card you might have), in addition to Medallion Qualification {Dollars}.

In case you have hotel elite status, needless to say you usually will not obtain any of these advantages or earn loyalty factors when reserving by an online travel agency like Delta Stays. So, in case you keep at a lodge chain the place you maintain standing, be ready to your advantages to not be honored.
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My advice is to make use of lodge credit like these on the lodge chains you have no standing with or at boutique hotels not a part of a loyalty program.
Associated: Benefits galore: Why the Delta Reserve Amex is my favorite cobranded credit card
Easy methods to use the Delta Stays credit score
Reserving with this credit score is straightforward and may be completed in just some straightforward steps:
- First, go to the Delta Stays website and choose the “Stays” (for accommodations) or “Trip Leases” tab.
- Then, enter your vacation spot, dates, and variety of nights and vacationers.
- Subsequent, choose the property you need to keep at.
- At checkout, choose a pay as you go fee to qualify for the credit score. Many pay as you go charges are totally refundable, supplying you with flexibility in case your plans change — however keep away from choices that say “Reserve now, pay at lodge” since they don’t seem to be pay as you go.
- Lastly, pay together with your Delta bank card.

After you ebook and pay for a lodge by Delta Stays, the phrases and circumstances state that the credit score can take as much as 90 days to put up to your account. Nevertheless, the credit usually posts a lot faster than that, usually inside 4 days.
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How the TPG workers has maximized the credit score
This credit score is a simple approach to scale back journey prices, and when used strategically, it will probably even cowl a complete night time’s keep. Here is how just a few of us at TPG have put this perk to work.
Making early flights simpler
Nick Ewen, TPG’s senior editorial director, used his credit score after a weeklong getaway to Prince Edward Island. With a 9 a.m. departure from the airport in Halifax, Nova Scotia, the following day, he stayed at a lodge simply steps from the terminal. As an alternative of coping with a predawn drive, he merely walked from his room to the airport — about 50 steps away.
The room value $252, however because of the as much as $200 credit score on his Delta Reserve, he paid simply $52 out of pocket. It was a stress-free finish to his journey and a wise approach to maximize the credit score’s worth.
Turning a protracted drive into a brief hop
Gabrielle Bernardini, TPG’s senior factors and miles editor, used her credit score on a household journey to Italy. After exploring the Dolomites, she wanted to catch an early morning flight from Venice to Sicily. Somewhat than waking up in the course of the night time for a three-hour drive, she booked an evening at an impartial lodge simply 10 minutes from the airport.

The keep value $184, however after making use of her Delta Stays credit score from her Delta Gold, she paid solely $84. It made an early journey day a lot smoother — and cheaper.
My plan for a free night time in South Africa
As for me, I am planning to make use of this yr’s credit score throughout an upcoming journey to South Africa. I will be there for just a few weeks, so protecting even one night time makes a distinction.
I’ve chosen the Hyatt Home Johannesburg Rosebank, which is available in underneath $100 per night time. I do not maintain elite status with Hyatt, so I am not lacking out on any perks by reserving by Delta Stays — and I will successfully get a free night time simply by utilizing the credit score on my Delta Gold.
Associated: Why the Delta SkyMiles Reserve card is still one of the best cards I’ve added to my wallet
Ideas for utilizing the Delta Stays credit score
To get probably the most worth out of your annual Delta Stays credit score, preserve the following tips in thoughts:
- Watch the calendar. The credit score is issued per calendar yr and would not roll over. Keep away from reserving stays on the very finish of December as a result of in case you ebook Dec. 30 or 31 and the credit score posts in January, you will lose that yr’s credit score completely. Deal with it as a use-it-or-lose-it perk.
- Goal brief stays. The credit score works finest on one- or two-night stays costing $100 to $250 (relying on which card you might have). This retains your out-of-pocket value low and your worth excessive.
- Examine costs. Charges by Delta Stays can typically be larger than reserving instantly with the lodge. As an example, after I checked out my South Africa lodge, the Delta Stays fee was $14 larger than reserving instantly with Hyatt. The small distinction did not hassle me for the reason that keep was successfully free, but it surely’s price checking.
- Look past the massive chains. Reserving boutique accommodations or trip leases is usually a sensible transfer since you will not miss out on lodge loyalty factors or elite perks you would possibly in any other case earn from main chains.
- Think about using it overseas. Resort costs in some worldwide locations may be far decrease than within the U.S. Some TPG staffers, like me, choose to make use of this credit score overseas, the place it will probably typically cowl a number of nights.
- Guide pay as you go stays. To set off the credit score, you have to ebook a pay as you go keep by the Delta Stays web site. If it is not pay as you go, you will not obtain the assertion credit score.

Backside line
The Delta Stays credit score is an easy approach to get actual worth out of your Delta bank card. Relying in your card, you will get $100 to $250 again annually on pay as you go lodge bookings made by the Delta Stays portal, serving to to offset the annual charge and even perhaps cowl a full night time’s keep.
Simply remember to use it earlier than the calendar yr ends, and provides your self sufficient time for the credit score to put up. Just a little planning can flip this typically missed perk into a simple win.
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