IHG One Rewards members with established accounts can switch factors to different members, however there’s often a $5 switch charge per 1,000 factors. Nevertheless, in December 2023, IHG One Rewards started permitting Diamond Elite and IHG Enterprise Rewards members to switch factors to different members with out paying switch charges.
Since then, IHG One Rewards has lowered the cap on transfers per calendar yr and added some further necessities as to which members get pleasure from free transfers. Even so, free IHG level transfers stay a pleasant perk for lively loyalty program members like me who love redeeming IHG points. So, this is what it’s essential to find out about this perk.
Switch IHG factors to different members
IHG One Rewards members can switch as much as 100,000 factors per calendar yr between accounts in increments of 1,000 factors. Nevertheless, when you can solely switch at most 100,000 factors per calendar yr and are capped at six transfers per calendar yr, you’ll be able to obtain as much as 500,000 factors per calendar yr. Moreover, you will need to enroll in IHG One Rewards at the least 30 days earlier than transferring or receiving factors.
Most members who provoke a switch should pay a $5 charge per 1,000 factors transferred. Nevertheless, Diamond Elite members and IHG Enterprise Rewards program members who provoke transfers will not must pay this charge. Remember that IHG Enterprise Rewards program members will solely get pleasure from waived switch charges when initiating a switch in the event that they’ve “consumed a Enterprise Rewards occasion within the present or earlier calendar yr.”
To switch IHG One Rewards factors to a different member, head here, present the requested particulars about your IHG account to log in after which fill out the factors switch type.
You may want to verify the recipient’s particulars on the following web page.
Then, you will get to a affirmation web page that states, “Thanks to your buy! Your order has been acquired and can be processed within the subsequent 72 hours. You’ll obtain a affirmation electronic mail as soon as your transaction completes.”
I received an electronic mail from IHG One Rewards with my switch receipt virtually instantaneously. The factors weren’t faraway from my account and transferred to my recipient’s account instantly, although. In my expertise, this often occurs inside 24 hours of initiating the switch, though it may take as much as 72 hours.
As soon as the factors switch completes, no cancellations or refunds are permitted, and the member who initiated the switch has no proper to the transferred factors. The factors switch web page says that the “provide doesn’t have an expiration date and can proceed at IHG’s discretion.”
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Associated: How to maximize award redemptions with the IHG One Rewards program
When and why to switch IHG factors to a different member
Frequent readers know that I am an enormous fan of buying IHG points, particularly when you are able to do so with a 100% bonus. In any case, a 100% bonus brings the efficient buy price down to only 0.5 cents per level. This price matches TPG’s March 2026 valuation of IHG factors however is decrease than I sometimes get when redeeming IHG factors.
Nevertheless, you are restricted to buying 200,000 factors per yr (although the cap is typically raised throughout particular purchase factors promotions). So, when you want extra factors than the utmost quantity you should buy in a yr, you might have one other member purchase factors after which switch them to you.
You may additionally wish to switch IHG factors to a journey companion who can have the next IHG elite status than you subsequent yr. My husband and I each at present have Diamond Elite standing, however I anticipate solely certainly one of us will be capable of requalify this yr. So, earlier than the top of the calendar yr, we’ll switch as much as 100,000 factors from the account that does not requalify this yr to the account that does. Then, we are able to use that account in 2027 as we try and requalify certainly one of our accounts for Diamond Elite standing as soon as once more.
Lastly, you may additionally wish to switch IHG factors when you’re sharing a room with a pal. As a substitute of making an attempt to find out a reimbursement price or just agreeing on one other method to informally align your bills, you might switch half of the factors required for the keep to your pal.
Associated: How to get your fourth reward night free when redeeming IHG points
The way to develop into eligible totally free IHG level transfers
Solely IHG Diamond Elite and Enterprise Rewards program members are eligible to have charges waived when transferring factors to different members. So, you could be questioning the right way to earn IHG elite status or develop into a Enterprise Rewards program member.
IHG Diamond Elite standing requires 70 qualifying nights or 120,000 qualifying factors per calendar yr. Alternatively, you’ll be able to earn Diamond Elite standing via Dec. 31 of the next yr when you make purchases totaling $40,000 or extra throughout a calendar yr in your IHG One Rewards Premier Credit Card (see rates and fees) or IHG One Rewards Premier Business Credit Card (see rates and fees).
You can too activate IHG Diamond Elite standing for the rest of the calendar yr wherein you qualify and the next calendar yr after spending at the least $75,000 on purchases on the Chase Sapphire Reserve® (see rates and fees) throughout a calendar yr. And after spending $120,000 on purchases on the Chase Sapphire Reserve for Businessâ„ (see rates and fees) throughout a calendar yr, you’ll be able to activate Diamond Elite standing for the rest of the calendar yr wherein you qualify and the next calendar yr.
It is comparatively simple to develop into a Enterprise Rewards member, though you will need to have “consumed a Enterprise Rewards occasion within the present or earlier calendar yr” to unlock free IHG level transfers.
IHG’s terms and conditions state that “membership in IHG Enterprise Rewards is offered to people who’re both company bookers, enterprise journey/conferences brokers or particular person bookers.” The phrases and situations outline a person booker as “an individual who books qualifying spend at taking part accommodations on their very own behalf or on behalf of another person.” Head to the Business Rewards page to hitch this system.
Associated: Why you should get (and keep) the IHG One Rewards Premier card
Backside line
It is often not price paying the $5 per 1,000 factors switch charge to switch factors to a different member. In any case, you should purchase IHG factors throughout some promotions at this price. Nevertheless, in case you have Diamond Elite standing or are an lively IHG Enterprise Rewards member, with the ability to switch as much as 100,000 factors per yr to different members with no charge is a pleasant perk.
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