The Chase Ultimate Rewards program permits vacationers to redeem their rewards in numerous methods. However one of the crucial precious methods to redeem Chase factors is through Ultimate Rewards’ airline and hotel transfer partners. Considered one of these switch companions is IHG One Rewards.
Nevertheless, some Chase switch companions provide extra precious rewards than others. So, this is all the things you must know if you happen to’re contemplating transferring Chase factors to IHG One Rewards.
Tips on how to switch Chase Final Rewards factors to IHG One Rewards
You probably have at the least one Chase credit card that earns transferable Final Rewards factors, you possibly can redeem your rewards by transferring them to pick out airline or resort applications that companion with the Final Rewards program. Considered one of these companion applications is IHG One Rewards.
You possibly can switch Chase factors to IHG in increments of 1,000 through the Chase web site or app. Transfers are last, although, so guarantee you might be sure you wish to switch Chase factors to IHG earlier than finishing the switch.
Associated: How (and why) you should earn transferable credit card points
Are you able to switch Chase factors to IHG?
You possibly can switch Chase factors to IHG One Rewards when you’ve got choose Chase cards that earn transferable Ultimate Rewards points, together with:
You possibly can mix rewards throughout all of your Final Rewards playing cards — together with Final Rewards playing cards just like the Chase Freedom Flex® (see rates and fees) and the Chase Freedom Unlimited® (see rates and fees) that earn cash-back rewards — right into a single account. If the account you utilize to gather your rewards earns transferable Final Rewards factors, then all of the rewards in that account are transferable.
So, when you’ve got the Chase Sapphire Most popular and the Chase Freedom Limitless, you possibly can mix the rewards you earn in your Freedom Limitless into your Sapphire Most popular account. Then, you can switch any or the entire rewards in your Chase Sapphire Most popular account to IHG One Rewards (or any of the opposite Chase switch companions).
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Associated: How (and why) to combine your Chase Ultimate Rewards points into a single account
Chase to IHG switch ratio
The Chase-to-IHG switch ratio is 1:1. Nevertheless, you possibly can solely switch Chase factors in increments of 1,000.
For each 1,000 Chase factors you switch, you’d get 1,000 IHG factors. Based mostly on TPG’s January 2026 valuations, 1,000 Chase factors are value $20.50 whereas 1,000 IHG factors are value $5. That is a big distinction, though you might obtain roughly worth when redeeming IHG factors, relying in your particular redemption.
Chase often affords switch bonuses. Throughout such bonuses, you could possibly switch factors from Chase to IHG at a better ratio.
Associated: How much are Chase Ultimate Rewards points worth?
How lengthy does it take to switch Chase factors to IHG One Rewards?
Transfers from Chase to IHG are often on the spot. And even when the switch is not on the spot, it should often happen by the following enterprise day. So, you possibly can sometimes wait to switch Chase factors to IHG till you want IHG factors for a reserving.
In uncommon instances, it might take as much as seven enterprise days to switch Chase factors to IHG One Rewards. Fortunately, you may obtain an e-mail confirming your factors switch is in progress when you verify a switch request with Chase. Then, you may get one other e-mail from Chase as soon as the switch is full. So, even when the switch is not on the spot, you possibly can depend on getting an e-mail as soon as the switch is full.
Associated: How long do Chase Ultimate Rewards points take to transfer to partner programs?
Tips on how to switch Chase factors to IHG One Rewards
To switch Chase factors to IHG One Rewards, go to the Chase web site or app and log in. Click on on the Chase card that earns transferable Final Rewards factors that you just wish to use. On the web page that masses, click on on “Redeem” subsequent to your factors stability.
Click on “Journey” on the highest navigation bar, and choose “Switch factors to companions.”
Scroll via the switch companions listing till you possibly can click on on the IHG One Rewards tile. Learn via the data on the web page that masses, then click on “Switch factors.” Doing so will take you to a web page the place you possibly can enter or verify your IHG One Rewards account info earlier than clicking “Subsequent.”
Enter the variety of Chase factors you wish to switch to IHG after which click on “Subsequent.”
A last web page will load, permitting you to overview and confirm all the data. Click on “Submit” when you’re able to switch Chase factors to IHG One Rewards.
Transferring Chase factors to IHG is a one-way transaction, so make sure you wish to achieve this earlier than submitting the shape.
Associated: Should you buy IHG points or transfer rewards from Chase?
When must you switch Chase factors to IHG One Rewards?
Now that you understand how to switch Chase factors to IHG One Rewards, the query is: When must you switch Chase factors to IHG?
The reply to this query varies from individual to individual and will depend on many various elements. However, contemplating that Chase factors are greater than 4 occasions as precious as IHG factors primarily based on TPG’s January 2026 valuations, many award vacationers would inform you that you shouldn’t switch Chase factors to IHG One Rewards.
Actually, it is my private perception that you just often should not switch Chase factors to IHG One Rewards for 2 causes. Firstly, different Chase switch companions can present rather more worth per Chase level. Considered one of these companions is World of Hyatt, which affords award nights starting at just 3,500 points per night. Moreover, you possibly can often purchase IHG points for as little as 0.5 cents every a number of occasions a yr.
So, I desire to purchase IHG factors throughout 100% bonus gross sales for 0.5 cents every. And I desire to switch my Chase factors to different switch companions, equivalent to World of Hyatt and Air Canada Aeroplan.
This does not imply it should by no means be the correct transfer for somebody to switch Chase factors to IHG, although. For instance, if you happen to’re just some thousand factors shy of having the ability to e-book an IHG award evening or keep, it may make sense to switch Chase factors to IHG to finish the reserving. Nevertheless, most often, you may get extra worth out of your factors once you use different Chase switch companions. Or, if you happen to actually wish to e-book an IHG resort with Chase factors, you might get higher worth by redeeming Chase factors via the Chase Travel℠ portal for a paid keep.
Associated: When to transfer Chase points instead of booking a hotel through Chase Travel
Backside line
Chase Final Rewards factors are probably the most precious bank card rewards foreign money, in response to TPG’s January 2026 valuations. And the Chase switch companions are a few of the greatest methods to get outsize worth out of your factors.
It is potential to get loads of worth when redeeming IHG points, however the low worth of IHG One Rewards factors (0.5 cents every primarily based on TPG’s January 2026 valuations) in comparison with different Chase switch companions makes IHG One Rewards one of many weaker choices for transferring Chase factors. As such, you may often wish to switch your Chase factors to different switch companions.
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