How to maximize IHG One Rewards award redemptions

IHG One Rewards typically is not as effectively liked within the factors and miles group as applications like Marriott Bonvoy and World of Hyatt. However IHG resorts and resorts can be found in lots of locations, and it is easy to get good worth when redeeming IHG factors.

Incomes IHG factors can also be comparatively straightforward. For instance, new IHG One Rewards Premier Credit Card candidates can earn 140,000 bonus factors after spending $3,000 on purchases within the first three months from account opening. And new candidates for the IHG One Rewards Premier Business Credit Card can earn 140,000 bonus factors after spending $4,000 within the first three months from account opening, plus 60,000 bonus factors after spending a complete of $9,000 within the first six months from account opening once they apply by April 30.

Let’s focus on how one can maximize IHG One Rewards redemptions.

IHG makes use of dynamic award pricing. This implies the variety of factors you will have to redeem for a keep varies primarily based in your reserving date, the property you select, your keep dates and different components.

However even with dynamic pricing, getting good worth out of your IHG factors continues to be potential. TPG’s March 2025 valuations peg the worth of IHG factors at 0.5 cents every, however you possibly can typically get a better redemption price when redeeming IHG points.

For instance, let’s assume you wish to ebook a typical room with one king mattress on the Vacation Inn Savannah Historic District for the evening of June 13. You can ebook a price with free cancellation till two days earlier than your keep for $294.42 or 44,000 factors. In the event you redeem IHG factors for this evening, you will get a redemption price of 0.67 cents per level.

That stated, you will not at all times get a very good redemption worth. At all times examine the money price to the factors price and calculate your redemption rate. In case your redemption price is low, contemplate reserving a paid price on your keep and saving your factors for a higher-value redemption.

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Maximize IHG factors by being versatile

One other strategy to maximize your IHG factors is to be as versatile as potential. For instance, you would save factors (or cash) within the above situation by shifting your keep to different dates. Particularly, you possibly can redeem 32,000 factors for an evening on the identical lodge if you happen to transfer your keep two days later.

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Likewise, in case you are versatile as to the place you keep in a metropolis — and even the town you go to — you could possibly redeem fewer factors. For instance, it can save you factors by staying close to the Savannah, Georgia, airport for the one-night keep mentioned within the earlier part. By doing so, you would redeem 23,000 factors on your keep.

In brief, being versatile can assist you redeem fewer factors on your stays and maximize your factors.

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Test Factors + Money redemptions

It is also price checking Factors + Money charges. Because the title suggests, Factors + Money charges allow you to mix IHG factors and cash to stretch your factors additional. You’ll be able to see these redemption choices by deciding on “Factors + Money” when you select a lodge from the search outcomes.

As with all redemptions, run the numbers to see if a Factors + Money reserving is smart. Within the above instance, you would ebook an evening that might value $294.42 or 44,000 factors for:

• 44,000 factors and $0 (redemption price of 0.67 cents per level)
• 34,000 factors and $69 (redemption price of 0.66 cents per level)
• 24,000 factors and $134 (redemption price of 0.67 cents per level)
• 19,000 factors and $164 (redemption price of 0.69 cents per level)
• 14,000 factors and $189 (redemption price of 0.75 cents per level)
• 9,000 factors and $209 (redemption price of 0.95 cents per level)

Once you make a Factors + Money reservation, you purchase factors utilizing the money portion of the reserving. If you should cancel, your refund might be totally in factors reasonably than the mix of money and factors you initially used.

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You probably have the IHG One Rewards Premier Credit Card, the IHG One Rewards Traveler Credit Card or the IHG One Rewards Premier Business Credit Card, you possibly can profit out of your card’s fourth-night reward perk on stays of 4 nights or extra once you ebook your keep totally with IHG factors. This perk successfully drops the price of each fourth evening on award stays of 4 nights or longer to zero factors.

To make use of this perk, log in to an account related to an eligible IHG credit card, seek for a keep of 4 nights or longer and decide to redeem IHG factors. You will see discounted charges in your search outcomes.

There is no cap on what number of occasions you should utilize this perk yearly, and you’ll even get a couple of fourth-night reward on a single keep. For instance, you’d get two fourth-night rewards on a keep of eight to 11 nights and three on a keep of 12 to fifteen nights.

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You can too maximize your IHG factors by periodically checking for drops in award pricing on your upcoming stays.

To take action, do a brand new award seek for your dates and see if the charges are decrease. If they’re, cancel your keep and rebook (or, you probably have sufficient factors in your account, ebook the brand new keep after which cancel the higher-priced keep). Sadly, I have not discovered a strategy to reprice IHG award stays with out making a brand new reserving.

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Incomes IHG elite status gives you extra perks throughout your keep. The perfect perks — like the choice to decide on breakfast as a welcome amenity at full-service and select-service manufacturers — are solely obtainable for top-tier Diamond Elite members. You’ll be able to earn Diamond Elite standing by staying 70 qualifying nights, incomes 120,000 qualifying factors or spending $40,000 in your IHG One Rewards Premier Credit Card or IHG One Rewards Premier Business Credit Card in a calendar 12 months.

Even when Diamond Elite standing is out of attain, it is nonetheless straightforward to earn Platinum Elite standing. This standing sometimes requires 40 qualifying nights or 60,000 qualifying factors in a calendar 12 months. Nevertheless, you may get Platinum Elite standing as an automated perk via the InterContinental Ambassador program or by having the IHG One Rewards Premier Credit Card or the IHG One Rewards Premier Business Credit Card in your pockets.

If you need extra advantages when redeeming IHG factors for stays, you will doubtless discover snagging IHG elite standing worthwhile. In the event you join InterContinental Ambassador, you will get further perks at InterContinental and Six Senses properties collaborating in IHG One Rewards.

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It is comparatively straightforward to maximise redemptions with the IHG One Rewards program. By checking redemption charges earlier than reserving and opting to redeem factors when the redemption price is excessive, you will get stable worth out of your IHG factors. And if you happen to do not have already got an IHG bank card, contemplate making use of for the IHG One Rewards Premier Credit Card, the IHG One Rewards Traveler Credit Card or the IHG One Rewards Premier Business Credit Card.