I am an unabashed fan of the Delta SkyMiles® Reserve American Express Card (a lot in order that I wrote a whole story touting my love for this card).
The Delta Amex Reserve has gotten me into many a Delta Sky Membership airport lounge, awarded me with an annual companion certificates so I can carry a pal or member of the family alongside once I fly, helped me rating first-class and Consolation+ upgrades and a lot extra.
Proper now, there’s another reason to like the Delta Amex Reserve.
For a restricted time, new cardmembers can earn 100,000 bonus miles after spending $6,000 in eligible purchases of their first six months of card membership. TPG’s July 2025 valuations peg that bonus at $1,150.
One of many best methods to make the most of the Delta Amex Reserve’s many perks is to make use of the month-to-month Resy assertion credit score. Cardholders can obtain a press release credit score of as much as $240 yearly (as much as $20 month-to-month) on U.S. purchases made with Resy. This profit has been surprisingly easy to earn — so easy, in reality, that I typically earn the assertion credit score with out even realizing it.
This is how.
Associated: Do you have a Delta Amex card? Here are 9 things you need to do
Playing cards that earn Resy assertion credit
It is not typically {that a} card makes it this straightforward to make use of its perks, however that is precisely what occurred to me lately. Earlier than I clarify precisely how this occurred, let us take a look at the record of assertion credit for playing cards that earn a Resy credit score.
The total lineup of Delta and Amex cobranded playing cards received annual fee bumps and altered perks in 2024, as did the American Express® Gold Card. I’ll solely deal with the playing cards with the identical assertion credit as my Delta Reserve Amex.
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This is a better have a look at the annual and month-to-month assertion credit:
- Delta Stays (Delta’s resort journey portal) for pay as you go resorts and trip leases
- Resy for eligible purchases at Resy eating places within the U.S.*
- Choose U.S. ride-hailing providers like Uber, Lyft, Revel, Curb and Alto*
*Enrollment is required for choose advantages; phrases apply.
The quantity you can obtain for these assertion credit varies by card. These are the playing cards which are eligible to obtain all three of those assertion credit:
When you have one in all these 5 playing cards, you should utilize the listed assertion credit to offset the annual price, if you know the way to make use of them. TPG has a must-read information that will help you maximize these credits, so I will not repeat that right here. As a substitute, let’s get again to my shock credit score.
Incomes the month-to-month Resy assertion credit score
With my Delta SkyMiles® Reserve American Express Card, I stand up to $240 yearly (as much as $20 month-to-month) in assertion credit once I dine at an eligible restaurant within the U.S. that participates within the Resy reservations system and pay with my Delta Reserve Amex. You could be questioning how a perk that entails eating at particular eating places was capable of shock me, nevertheless it did.
That is as a result of you do not have to make a reservation by Resy to earn the credit score; you solely should pay your invoice at a restaurant listed on Resy utilizing an eligible card. I acquired an electronic mail alerting me that I had earned a $20 Resy statement credit, although I had no recollection of eating at a collaborating restaurant.
My husband was out of city then, so the one eating out I had been doing was visiting the McDonald’s drive-thru to get Joyful Meals for the children. As a lot as my youngsters love a fast and low cost meal from McDonald’s, I knew that could not have triggered the credit score. (McDonald’s has its personal superior rewards program, although.)
Fortunately, Amex makes figuring out which cost triggered the Resy credit score straightforward. I logged in to my account and located the restaurant’s title was listed within the $20 credit score transaction. The shock meal was one my husband had eaten whereas he was in New York Metropolis. Thriller solved!
New York has an extended record of Resy-affiliated eating places. Should you dine in New York or one other metropolitan space, you may additionally obtain a shock assertion credit score utilizing your eligible Amex card to pay in your meal.
We do not have as many collaborating eating places in my hometown, so I’ve to plan extra rigorously to make use of my month-to-month Resy credit score. My technique up to now entails reviewing the record of eating places in the beginning of the month as a reminder to cease by one for dinner or drinks sooner or later. Or, if I’ve a visit developing, I will have a look at eating places at my vacation spot and add one to the itinerary.
Discovering Resy-affiliated eating places is simple. You need to use the Resy website or app to seek for close by eating places and both make a reservation or go to as a walk-in. Simply keep in mind to pay the invoice together with your eligible Amex card.
Associated: Why the Delta SkyMiles Reserve card is the best card I’ve added to my wallet in the past year
Different real-world examples
TPG senior editorial director Nick Ewen additionally has the Delta Reserve Amex, and he is been ready to make use of the Resy credit score in a number of methods. He lately loved a $20 assertion credit score at a restaurant on Restaurant Row in New York Metropolis, and he additionally used it to offset a part of a brunch in South Florida along with his household.
He even bought a bodily reward card at a neighborhood Resy institution for a pal’s birthday, triggering the $20 assertion credit score. We have seen different anecdotal proof {that a} reward card buy will usually set off the assertion credit score, however your mileage might fluctuate based mostly on how the restaurant costs your card.
Backside line
Used each month, the Resy assertion credit score may be value as much as $240 per yr. Mixed with as much as $120 in annual ride-hailing assertion credit and the Delta Stays assertion credit score value as much as $200, that is $560 per yr in financial savings, which falls solely $90 in need of my Delta Reserve Amex’s $650 annual price. Enrollment required for choose advantages.
Once I issue within the card’s different advantages, like an annual companion certificates, 15 Delta Sky Club visits per yr and free checked luggage, I can simply squeeze $650 in worth from this card. If you’re contemplating including a Delta Amex to your pockets, you will get much more worth within the first yr while you earn the introductory welcome supply.
To study extra, learn our full review of the Delta Reserve Amex.
Apply right here: Delta SkyMiles Reserve American Express Card
Associated: Is the Delta Reserve Amex worth the annual fee?
For charges and charges of the Delta Reserve Amex, click on here.
For charges and charges of the Delta Platinum Amex, click on here.
For charges and charges of the Delta Platinum Enterprise Amex, click on here.
For charges and charges of the Delta Reserve Enterprise Amex, click on here.
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