Hilton Honors Amex Aspire card review: Full detail...

The Hilton Honors American Specific Aspire Card is a premium resort bank card loaded with top-tier advantages. Key perks embrace complimentary Hilton Diamond elite status, bonus factors on Hilton stays and extremely priceless assertion credit. This card is a superb choice for Hilton loyalists. Card Score*: ⭐⭐⭐⭐½

*Card rating is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

It is no shock that the Hilton Aspire was named the Greatest Resort Cobranded Credit score Card on the 2024 TPG Awards.

Even with the cardboard’s vital $550 annual price, the advantages simply outweigh the fee, together with an annual free night time reward legitimate at almost any Hilton property. Your probabilities for approval are finest in case you have a credit score of 700 or larger.

This is every part you’ll want to know concerning the Hilton Amex Aspire.

The knowledge for the Hilton Amex Aspire card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

With the Hilton Amex Aspire’s present welcome supply, new candidates can earn 175,000 factors after spending $6,000 on purchases throughout the first six months of card membership. These factors are priceless — value $875, based on TPG’s June 2025 valuations.

That is the usual welcome offer we’ve seen, nevertheless it nonetheless meets our standards for when to use for the cardboard.

Keep in mind that Amex solely permits you to earn one bonus per card in a lifetime, so it is necessary to use for a card when it has its best-ever welcome supply (or near it).

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Associated: Hilton Honors: Everything to know about the loyalty program

• Hilton Honors Diamond standing: So long as your card account is open, you may obtain Hilton Diamond elite standing for the first cardmember. Diamond standing can add vital worth because of the fifth-night-free profit whenever you e-book a stick with factors, bonus factors, lounge entry at choose properties, complimentary breakfast and space-available room upgrades you may get with it.
• As much as three reward nights: You will obtain one night at virtually any Hilton property worldwide after opening your account and in your cardmember anniversary every year. You’ll be able to earn a second night time after spending $30,000 on the cardboard in a calendar yr and a 3rd night time after spending $60,000 on the cardboard in a calendar yr.
• As much as $400 in Hilton resort assertion credit: Throughout every calendar yr, you may obtain as much as $400 (as much as $200 semi-annually) in assertion credit for eligible purchases at eligible Hilton resorts. That $400 can be utilized on eating, actions, spa therapies, room charges and taxes.

• As much as $200 in annual airline price credit every calendar yr: You will obtain as much as $50 in assertion credit every calendar quarter for airfare purchases on flights bought instantly from the airline or by means of AmexTravel.com.
• As much as $100 Hilton on-property credit score: While you e-book at the least a two-night paid keep at taking part Waldorf Astoria or Conrad properties by means of hiltonhonorsaspirecard.com (or over the telephone at 855-292-5757), you may obtain a credit score of as much as $100 for incidentals throughout your keep.
• Clear Plus membership: You will obtain as much as $199 in assertion credit per yr whenever you join a Clear Plus membership and pay together with your Hilton Aspire card.
• Rental automobile elite standing: You will obtain complimentary National Car Rental Emerald Club Executive status within the Emerald Membership program (enrollment required, phrases apply).
• Cellphone safety*: Cardmembers might be reimbursed for repairing or changing a broken or stolen gadget for a most of $800 per declare when the wi-fi invoice for the particular cellphone line is paid utilizing the Hilton Aspire card. There’s a restrict of two accepted claims inside a 12-month interval, and every declare has a $50 deductible.

The cardboard additionally carries some journey protections, together with trip delay insurance* (when your flight is delayed by greater than six hours) and trip cancellation and interruption insurance.*

Lastly, the Hilton Aspire has no foreign transaction fees.

*Eligibility and profit stage varies by card. Phrases, circumstances and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by New Hampshire Insurance coverage Firm, an AIG Firm.

The Hilton Amex Aspire card provides 14 factors per greenback spent at accommodations within the Hilton portfolio. In accordance with TPG’s June 2025 valuation of Hilton factors at 0.5 cents per level, that is equal to a 7% return on spending.

You will additionally earn 7 factors per greenback spent (a 3.5% return) on flights booked instantly with airways or by means of AmexTravel.com, automobile leases booked instantly from choose automobile rental firms and on eating at U.S. eating places.

Cardholders additionally earn 3 factors per greenback (a 1.5% return) on all different spending with the cardboard.

These aren’t groundbreaking charges, however in the event you’re after incomes a bunch of factors on Hilton stays, this is a superb selection.

Associated: Best Hilton American Express credit cards

Hilton offers you a lot choices when it comes time to make use of your factors. We propose using them for standard award nights to get the perfect worth, however you may as well redeem them for merchandise, reward playing cards, premium room redemptions and airline transfers (at a roughly 10:1 ratio).

Though you may’t be fully certain what number of factors an award night time will price, because of Hilton’s variable award charts, you should use Hilton’s Factors Explorer to get a tough thought of what number of factors your required property will price.

You can even use your factors to subsidize paid stays with the Factors & Cash choice, which might get you as much as 1 cent per level off your whole room invoice when selecting costly Hilton properties.

TPG director of journey content material Eric Rosen utilized the fifth-night-free profit to maximise the worth of his factors for a keep on the Waldorf Astoria Los Cabos Pedregal. Customary award nights have been out there for 120,000 factors every on the time of his keep.

Using his fifth-night-free profit, he paid simply 480,000 factors for his five-night keep there and saved $600 value of Hilton factors, based on TPG’s June 2025 valuations.

Associated: Ways to redeem points with the Hilton Honors program

Hilton has greater than 25 airline companions to which you’ll switch your Hilton Honors factors, equivalent to Air Canada Aeroplan, British Airways Club, Cathay Pacific Asia Miles and Delta SkyMiles.

Nonetheless, that is usually not a great redemption as most companions have an especially lackluster 10:1 ratio.

The one situation the place this might doubtlessly a great redemption is that if you’ll want to prime off an airline loyalty to buy an award ticket or want factors or miles with an airline program that does not have any bank card switch companions like China Japanese Japanese Miles and Saudia Alfursan.

Associated: Should you transfer hotel points to airline partners?

For added choices, take a look at our listing of the best hotel cards.

Associated: Hilton Surpass vs. Hilton Aspire: Do you want Gold or Diamond status?

Whereas its $550 annual price may appear steep, it comes with a priceless welcome supply, annual free night time certificates, automated elite standing and a number of assertion credit (enrollment is required for choose advantages; phrases apply). For those who can make the most of all or most of those advantages, you may simply justify the Hilton Aspire’s annual fee.

Nonetheless, in the event you don’t remain at Hilton properties typically sufficient to get a lot worth from these advantages, you could be higher off with a general travel rewards card.

Associated: How to choose a hotel credit card

For charges and costs of the Hilton Surpass Card, click on here.
For charges and costs of the Amex Platinum, click on here.