In case you’re not beginning your on-line purchases by going by way of a cash-back web site, I can promise you that you simply’re leaving some cash on the desk.
There are a lot of shopping portals that allow you to earn rewards in your on-line purchases. Whereas some portals award airline miles, Chase Ultimate Rewards points or American Express Membership Rewards points, TopCashback affords a reimbursement within the type of money or present playing cards.
Plus, it has one helpful characteristic that no different cash-back portal has: a “Highest Money Again Assure.” Proper now, TopCashback is providing a $25 welcome bonus for brand spanking new members, so it is smart to attempt it out even for those who resolve it is not value it long-term. As they are saying, each little bit helps.
Fortunately, getting further rewards is so simple as a few further clicks. This is how you can maximize your rewards with TopCashback and earn a simple $25 bonus if you earn your first $10 again.
Referral bonus: Earn $25 cash back when you earn your first $10 back with TopCashback
What’s TopCashback?
TopCashback is an internet purchasing portal that companions with over 7,000 retailers, together with large names like Adidas, Apple, eBay, Macy’s and Sephora, in addition to some journey manufacturers, like Marriott, Vrbo and Hilton. You should utilize the portal to earn money again on sure present card purchases and place orders for curbside pickup.
TopCashback calls itself “the USA’s most beneficiant money again web site.” That is as a result of it passes 100% of the day-to-day fee from retailers on to members. The positioning explains that it makes cash by way of commercials and sponsored hyperlinks labeled “zero money again.” Retailers additionally pay the positioning bonuses on occasion.
How to enroll in TopCashback
In case you’re not but a member, now could be the right time to affix as a result of TopCashback is providing a profitable vacation deal. From now till Dec. 31, new members will obtain a $25 welcome bonus when becoming a member of utilizing this link and incomes their first $10 of money again.
Signing up for TopCashback is simple. Simply head to the web site, enter your electronic mail and select a password. As soon as you have joined, you possibly can instantly begin incomes in your on-line purchases and earn money again for each pal you refer who completes their incomes necessities.
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Be aware that new members can’t earn this bonus when mixed with freebie affords.
Find out how to use TopCashback
TopCashback works similar to another on-line purchasing portal after you have an account. Head to the positioning earlier than making any on-line purchases.
There is a search field on the prime, which you should utilize to seek for the service provider you need to store with. Then, click on by way of to the retailer’s web site to finish the acquisition.
Once you click on the “Get Money Again” button subsequent to a retailer, a brand new window or tab will open, indicating that you simply’re being redirected to the product owner’s web site. You should full your buy in that window in order that TopCashback can monitor how a lot you spent and reward you.
Alternatively, if you wish to simplify your life, you could possibly obtain TopCashback’s browser extension.
It is accessible for Chrome, Safari, Edge and Firefox and mechanically notifies you if you store with a collaborating retailer. So, you may must click on “Activate Now” to earn money again as a substitute of going by way of the principle portal. It should additionally present you any coupons accessible for that web site.
Transactions ought to seem in your earnings web page inside seven days. First, they’re going to seem as “Pending,” that means that your transaction has been recorded, however the retailer hasn’t but confirmed that each one standards for money again have been met.
Then, your transaction will swap to “Confirmed” standing inside a month. The ultimate step is to attend to your transaction to grow to be “Payable.” This normally happens inside a couple of weeks as soon as the affiliate community invoices the retailer, although it might probably take as much as 90 days.
You possibly can declare your money again at any time as soon as it reaches payable standing. TopCashback means that you can money out by way of PayPal, automated clearing home switch and a wide range of present card choices with retailers akin to Amazon, Disney and Sephora — although some retailers have minimal quantities for present card rewards.
In contrast to with some cash-back portals, there aren’t any minimums to request a payout. You possibly can normally rise up to a 5% bonus if you request your payout as credit score with sure retailers or as a Visa or American Categorical pay as you go card.
Money-back assure on TopCashback
TopCashback stands out from different on-line purchasing portals as a result of it affords a “Highest Money Again Assure.”
Plain and easy: In case you discover a higher cash-back deal on one other web site, you possibly can file a declare, and TopCashback will match the supply as soon as it has been reviewed and authorized. That is the one on-line purchasing portal we all know that provides a assure like this.
The upper price will need to have been provided on the identical day your transaction occurred. Additionally, TopCashback will solely match cash-back charges from the next opponents:
- BeFrugal
- Capital One Purchasing
- GoCashBack
- Honey
- MaxRebates
- Mr. Rebates
- Rakuten
- Tada
In different phrases, you possibly can’t match nonmonetary rewards, akin to airline miles.
To file a declare, you could fill out a form by way of the customer support web page. You should submit it inside seven days of the transaction date, with the transaction seen in your account. Though there isn’t any possibility to connect information to the preliminary declare type, TopCashback suggests retaining a timestamped screenshot of the upper supply.
Your finest wager for maximizing this characteristic is to make use of a purchasing portal aggregator like Cashback Monitor.
It means that you can seek for retailers and see the incomes charges you’d get throughout all relevant purchasing portals. So, even when TopCashback is not providing the best price, you’ll see who’s providing a greater price to match it.
Associated: Use a shopping portal aggregator to maximize online purchases
Vital reminders when utilizing TopCashback
Utilizing TopCashback is comparatively easy, however there are a couple of essential issues to remember:
- For TopCashback to trace your purchasing journeys, you could have cookies enabled in your browser.
- Solely use promotions or promo codes discovered on the portal; for those who use others, they might void your rewards.
- You’ll want to learn the restrictions for every service provider. Many won’t rely present playing cards as eligible purchases for incomes bonuses, and others will exclude sure merchandise.
- Keep in mind to pay with a rewards card that can supply the very best incomes price in your buy. Most on-line retailers do not fall into the standard bonus classes, so you may in all probability need to persist with a card that’s good for everyday purchases.
For instance, you should utilize the Capital One Venture X Rewards Credit Card or Capital One Venture Rewards Credit Card and earn 2 miles per greenback on all purchases.
Additionally, do not forget that the “Highest Money Again Assure” is just helpful for those who’re making an attempt to earn money again. In case you’re versatile, you possibly can typically get a larger return by going by way of a portal that earns factors or miles — even when the incomes price is decrease.
As an example, with Rakuten, you possibly can decide to earn American Express Membership Rewards points as a substitute of money again. TPG values Amex factors at 2 cents apiece as of October 2025, successfully doubling your return over the identical money again. In case you had to decide on between incomes 3% money again by way of TopCashback and incomes 2 Amex factors per greenback spent by way of Rakuten, you’d get a better return with Rakuten for those who worth Amex factors equally to TPG.
Backside line
You need to all the time use a purchasing portal when making on-line purchases.
If it is cash-back rewards you are after, TopCashback is a good device to bookmark because of its “Highest Money Again Assure.” And till Dec. 31, new members will receive a $25 welcome bonus after they earn their first $10 of money again.
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