Don’t wait any longer to apply for the Chase...

Final week, I made a mistake.

I had all of it deliberate out. I used to be going to leap on a big welcome offer for a bank card I might been eyeing and have my husband do it, too. The 2 bonuses we might earn could be sufficient to attain us business-class tickets house from Europe later this 12 months, which, now that now we have a squirmy 7-month-old, have been seeming all of the extra interesting.

However once I lastly sat down and opened my laptop computer to use, I felt a wave of panic. I could not discover the provide language wherever. I might missed the bonus window by a day.

If you cannot inform, I am nonetheless kicking myself, which is strictly why I am scripting this. One in every of this year’s best offers is about to run out, and it is just too good to allow you to by chance miss it.

Till Could 15 at 9 a.m. EDT, new candidates for the Chase Sapphire Preferred® Card (see rates and fees) can earn 100,000 bonus factors after spending $5,000 on purchases within the first three months from account opening. However whereas that is nonetheless a few days away, the time to use is proper now.

Absolute final likelihood: Chase Sapphire Preferred 100,000-point ‘offer of the year’ is ending May 15

Perhaps you have been that means to read up on the benefits, examine to make sure you’re eligible or study extra about how to redeem Chase Ultimate Rewards points.

Perhaps you have been attempting to place as a lot area as potential between card functions. Perhaps you are already satisfied of the Sapphire Preferred’s impressive value however simply have not gotten round to making use of.

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Hey, no judgment from me — however I am right here to inform you to cease procrastinating.

See, I am not the one one who’s been feeling pangs of bank card remorse these days. After one other limited-time offer closed earlier this week, we obtained a flood of messages from readers who needed to take benefit and simply did not act quickly sufficient. It is not a great feeling.

Associated: 8 mistakes to avoid if you want the 100,000-point Chase Sapphire Preferred offer

Not well worth the danger

Everyone knows ready till the eleventh hour comes with its dangers.

What in case you by chance set your calendar reminder for the flawed time zone? (Executed it.) What in case you lose the applying window in an unlimited sea of open tabs and neglect all about it? (Executed it.) Or, what if life merely will get in the best way, because it did for me final week?

I will inform you: You will end up on the flawed aspect of a particular provide that, if historical past tells us something, might not come round once more for years.

The Chase Sapphire Preferred earns priceless Final Rewards factors that may be transferred to a prolonged roster of hotel and airline partners.

As a longtime holder of the cardboard myself, I can guarantee you that it doesn’t matter what type of journey you are attempting to plan — whether or not it is a fast home jaunt or a splashy, once-in-a-lifetime journey overseas — Final Rewards factors can assist get you there.

I’ve transferred Final Rewards factors to World of Hyatt to guide luxe stays in Maui, London and Sydney and road-trip overnights in the course of Utah.

I’ve transferred them to airline companions like Air Canada Aeroplan and United MileagePlus to guide business-class flights to Tahiti and Japan and quick financial system journeys house to Chicago to go to household.

You actually can by no means have too many Final Rewards factors, and the prospect to internet 100,000 of them without delay nearly by no means comes round. So, even in case you’re not able to plan a visit now, you possibly can financial institution them for the longer term — and I might extremely advocate you do.

Associated: 21 ways to use 100K Chase Ultimate Rewards points: Budget-friendly redemptions and luxurious trips

Apply now: Chase Sapphire Preferred Card