The Chase Sapphire Preferred® Card (see rates and fees) is among the many best travel rewards credit cards for beginners. It hits on all fronts: profitable incomes charges, precious perks and versatile rewards — all for an reasonably priced $95 annual charge.
Restricted time provide: Chase Sapphire Preferred — highest-ever 100,000-point bonus after spending $5,000 on purchases throughout the first three months of account opening.
Together with Bilt Rewards factors, Chase Ultimate Rewards factors are essentially the most precious factors of any bank card issuer.
Now’s the most effective time to use for this card, because it’s providing its highest bonus in over three years.
Let’s dive into why you need to take into account including the cardboard to your pockets.
Chase Sapphire Most well-liked present provide
For a restricted time, new Chase Sapphire Preferred cardholders can earn 100,000 bonus factors after spending $5,000 on purchases throughout the first three months of account opening.
Based on our March 2025 valuations, this provide is price $2,050.
The present bonus is 40% larger than the common provide of 60,000 factors (not accessible).
We have solely seen 100,000 factors offered once prior to now eight years. That was within the second 12 months of the pandemic, when issuers had been desperately attempting to draw and retain clients.
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(Observe that the present provide requires a further $1,000 spending — $5,000 vs. the usual $4,000 in three months.)
If you happen to’ve been contemplating getting this card, now could be the most effective time to apply to earn a bonus worth over $2,000.
Why you need to apply for the Chase Sapphire Most well-liked
The Sapphire Preferred is nicely price opening — and keeping beyond the first year — partly as a result of it’s straightforward to rack up factors after you have spent the welcome bonus.
The Chase Sapphire Most well-liked has many beneficiant bonus-earning classes:
- 5 factors per greenback spent on journey booked by the Chase Travel℠ portal
- 5 factors per greenback spent on Lyft (by September 2027)
- 3 factors per greenback spent on dining
- 3 factors per greenback spent on choose streaming services
- 3 factors per greenback spent on on-line groceries (excluding Goal, Walmart and wholesale golf equipment)
- 2 factors per greenback spent on all different travel purchases
- 1 level per greenback spent on all different purchases
And an as much as $50 annual hotel statement credit brings the efficient annual charge right down to a manageable $45.
Cardmembers additionally obtain a ten% annual point bonus primarily based on their whole spend throughout the account anniversary 12 months at a price of 1 level for every $1 spent. So, for those who spend $20,000 on the cardboard in a 12 months, you may get 2,000 additional factors on the finish of it.
Moreover, Chase Final Rewards can switch to 14 airline and hotel partners, together with precious packages reminiscent of Air Canada Aeroplan, Air France-KLM Flying Blue and World of Hyatt. You possibly can maximize your rewards by reserving aspirational business-class tickets or picturesque stays at island resorts for a lot lower than their money equal.
Backside line
The Chase Sapphire Preferred is likely one of the top travel rewards credit cards available on the market.
No marvel many TPG staffers proceed to hold the Chase Sapphire Most well-liked 12 months after 12 months. Given its easy-to-maximize perks, robust incomes charges and the usefulness of Chase Final Rewards factors, it in all probability deserves a place in any traveler’s wallet.
And now could be the most effective time to use to choose up a report 100,000-point bonus.
Study extra in our full review of the Chase Sapphire Preferred card.
Apply now: Chase Sapphire Preferred
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