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Chase Sapphire Preferred Card and Chase Sapphire R...

Chase simply made it extra profitable to refer your pals to the Chase Sapphire Preferred® Card and Chase Sapphire Reserve®. If you happen to’re an present Chase Sapphire Most popular Card or Chase Sapphire Reserve cardholder, you may earn 10,000 bonus factors for each accepted applicant — and now, you may earn as much as 100,000 factors whole from referral bonuses in a calendar 12 months. (Beforehand, you might earn 15,000 factors per referral, however the whole factors restrict was set at 75,000 factors.) Because of Upgraded Points for first breaking the information.

These factors are value $205 per accepted applicant, per TPG’s March 2025 valuations. All you must do is get your pals, household and coworkers to use by way of your referral hyperlink. Chase has made this simpler, too: Now you may log in at Chase’s referral page and simply see all of your referral hyperlinks by selecting the cardboard you need from the drop-down menu.

As of this story’s publication, new cardholders can earn 60,000 Ultimate Rewards factors after spending $4,000 inside the first three months by making use of for the Chase Sapphire Most popular Card or Chase Sapphire Reserve by way of a referral hyperlink. That welcome bonus is value $1,230 based mostly on our valuations.

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Past the welcome bonus, there’s unbelievable long-term worth in having both of those playing cards.

The $95-per-year Chase Sapphire Preferred Card is likely one of the finest — if not the very best — travel rewards cards for rookies and consultants alike, providing bonus factors on broadly outlined classes like journey and eating that can assist you e-book your subsequent free journey quicker. In the meantime, the extra premium Chase Sapphire Reserve offers extra traveled-related perks, together with a versatile $300 journey credit score, a World Entry payment credit score and Precedence Move lounge entry.

With beneficiant incomes charges and the flexibility to redeem among the most valuable points around, these playing cards could be keepers for the lengthy haul. If you happen to suppose one in every of them can be a great match on your family and friends, make sure you ship them your referral link to nab as much as 100,000 further Final Rewards factors.

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Chase has lowered the quantity of factors you may earn per particular person Chase Sapphire Most popular Card and Chase Sapphire Reserve referral to 10,000 factors as an alternative of 15,000 factors. Nonetheless, with this alteration, they’ve additionally elevated the restrict of what number of factors you may earn yearly by way of referrals to 100,000 factors — up from 75,000. Which means when you’re in a position to meet this threshold, you may earn an extra 25,000 factors by way of referrals annually.

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