With most of the best credit cards in the marketplace, incomes a profitable welcome bonus is a fast method to receive a lot of value. These playing cards from Chase are not any exception.
It is necessary to know, nonetheless, that welcome provides typically change.
As an example you are contemplating including a brand new Chase card to your pockets. When is one of the best time to use so you possibly can earn one of the best supply? We have got you lined.
Earlier than we get into issues, there are some necessary adjustments concerning welcome bonus eligibility on Chase’s private Sapphire playing cards: the Chase Sapphire Preferred® Card and Chase Sapphire Reserve®.
Beginning on June 23, 2025, it is possible for you to to have each the Sapphire playing cards, however bonus eligibility will likely be based mostly on a number of components. These embrace beforehand earned bonus provides and the variety of playing cards you have opened and closed, amongst different issues, a consultant for Chase confirmed to TPG.
Learn on to be taught extra concerning the welcome supply historical past throughout Chase’s suite of bank cards, incomes each cash back and Chase Ultimate Rewards points.
Greatest Chase bank card welcome bonuses
Beneath are among the most popular Chase credit cards, together with their highest-ever provides and our suggestions for when to use.
Notice that these are all publicly obtainable provides; some particular person, focused bonuses could also be increased than what we have discovered. As well as, a few of these provides might not be obtainable.
Additionally, remember the fact that Chase components in its 5/24 rule whenever you apply. Different components can dictate whether or not or not you are eligible for a Chase welcome bonus, so it is price contemplating your present pockets setup and cross-checking with the phrases of whichever card you determine to use for.
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| Card | Greatest welcome supply we have seen | When to use |
|---|---|---|
| Chase Freedom Flex® | Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart), on as much as $12,000 spent throughout the first 12 months. | When the supply has $200 again, plus a 5% cash-back bonus class throughout the first 12 months from account opening. |
| Chase Freedom Unlimited® | Relying on an individual’s spending habits, one of the best supply is both:
Earn limitless double money again for the primary 12 months from account opening. or Earn a $200 bonus after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart) throughout the first 12 months (on as much as $12,000 spent on these purchases). |
When the supply is at the very least a $200 bonus and a bonus class for additional earnings throughout the first 12 months, or when double money again is obtainable. |
| Chase Sapphire Preferred Card | Earn 100,000 bonus factors after spending $5,000 within the first three months from account opening. | When the supply is greater than 60,000 bonus factors. |
| Chase Sapphire Reserve | Earn 100,000 bonus factors plus a $500 Chase Journey℠ promo credit score after spending $5,000 on purchases within the first three months from account opening. | When the supply is greater than 60,000 bonus factors. |
| Ink Business Cash® Credit Card | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | When the supply is at or above $750 money. |
| Ink Business Preferred® Credit Card | Earn 120,000 bonus factors after spending $8,000 on purchases within the first three months from account opening. | When the supply is above 100,000 factors. |
| Ink Business Premier® Credit Card | Earn a $1,000 money bonus after spending $10,000 on purchases within the first three months from account opening. | That is the one publicly obtainable supply we have seen within the card’s historical past. |
| Ink Business Unlimited® Credit Card | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | When the supply is at or above $750 money again. |
Chase Freedom Flex
The Chase Freedom Flex is a stable, no-annual-fee, cash-back choice for cardholders who need to maximize rotating quarterly bonus classes (on as much as $1,500 in mixed spending every quarter; activation is required every quarter).
When you have a card that earns Final Rewards factors, the money again you earn on the Freedom Flex (and any Chase cash-back card, excluding the Ink Enterprise Premier, which does not mix rewards with another Chase card) may be turned into Ultimate Rewards points.
Listed here are the current provides we’ve got seen on the Freedom Flex:
Welcome supply historical past
| Approximate date | Supply | Worth |
|---|---|---|
| April 2023 to now | Earn $200 again after spending $500 within the first three months from account opening. | $200 |
| October 2022 to March 2023 | Earn $200 again after spending $500 within the first three months from account opening, plus earn 5% again on grocery purchases (not together with Goal or Walmart), on as much as $12,000 spent throughout the first 12 months. | $200 plus as much as $600 on grocery purchases |
| July 2021 to October 2022 | Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on fuel station purchases, on as much as $6,000 spent throughout the first 12 months. | $200 plus as much as $300 on fuel purchases |
Highest welcome supply
With the very best welcome supply we have seen, new cardholders might earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart), on as much as $12,000 spent throughout the first 12 months.
When to use
We recommend making use of for this card when the bonus provides $200 again, plus a 5% cash-back bonus class throughout the first 12 months from account opening.
Be taught extra: Chase Freedom Flex
Chase Freedom Limitless
The Chase Freedom Unlimited provides a flat 1.5% money again on most purchases, with easy bonus-earning classes for sure on a regular basis purchases. The cardboard would not cost an annual price.
The Freedom Limitless’s bonus supply has matched the supply on the Freedom Flex previously, however they don’t seem to be at all times equivalent. So, it is price evaluating the 2 if you happen to determine to use.
Listed here are the current provides we’ve got seen on the Freedom Limitless:
Welcome supply historical past
| Approximate date | Supply | Worth |
|---|---|---|
| Could 2025 to now | Earn $200 money again after spending $500 on purchases within the first three months from account opening. | $200 |
| March 2025 to Could 2025 | Earn $250 money again after spending $500 on purchases within the first three months from account opening. | $250 |
| January 2024 to March 2025 | Earn an additional 1.5% money again on all purchases throughout the first 12 months (on as much as $20,000 of purchases) — price as much as $300 money again. | As much as $300 |
| October 2023 to January 2024 | Earn limitless double money again for the primary 12 months from account opening. | Worth will depend on the money again earned within the 12-month interval |
| December 2022 to October 2023 | Earn an additional 1.5% money again on all purchases throughout the first 12 months (on as much as $20,000 of purchases) — price as much as $300 money again. | As much as $300 |
| October 2022 to December 2022 | Earn $200 again after spending $500 within the first three months from account opening, plus earn 5% again on grocery purchases (not together with Goal or Walmart), on as much as $12,000 spent throughout the first 12 months. | $200 plus as much as $600 from grocery retailer purchases |
| July 2021 to October 2022 | Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on fuel station purchases, on as much as $6,000 spent throughout the first 12 months. | $200 plus as much as $300 from fuel station purchases |
Highest welcome supply
This card has provided two welcome bonuses that could possibly be thought of the very best, and it will depend on what you prioritize.
One bonus provided limitless double money again for the primary 12 months from account opening. The opposite provided a $200 bonus after spending $500 on purchases within the first three months from account opening, plus 5% again on grocery retailer purchases (not together with Goal or Walmart) throughout the first 12 months (on as much as $12,000 of those purchases).
When to use
This card could possibly be price making use of for when the bonus is at the very least $200 with a bonus class for additional earnings throughout the first 12 months, or when it provides double money again for the primary 12 months.
Be taught extra: Chase Freedom Unlimited
Chase Sapphire Most well-liked Card
The Chase Sapphire Preferred Card is a stable entry-level journey rewards card for anybody able to dive into the world of Chase Final Rewards factors. The cardboard gives good worth for a lot of at a modest $95 annual price.
With the brand new welcome bonus eligibility adjustments for the Sapphire playing cards, you will not be capable to earn the Sapphire Most well-liked’s bonus if you happen to already maintain the Sapphire Reserve.
Listed here are the current provides we’ve got seen on the Sapphire Most well-liked:
Welcome supply historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| June 2025 to now | Earn 75,000 bonus factors after spending $5,000 within the first three months from account opening. | $1,538 |
| Could 2025 to June 2025 | Earn 60,000 bonus factors after spending $5,000 within the first three months from account opening. | $1,230 |
| April 2025 to Could 2025 | Earn 100,000 bonus factors after spending $5,000 within the first three months from account opening. | $2,050 |
| November 2024 to April 2025 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,230 |
| October 2024 to November 2024 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening, plus as much as a $300 assertion credit score on Chase Journey purchases throughout the first 12 months. | $1,530 |
| June 2024 to October 2024 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,230 |
| Could 2024 to June 2024 | Earn 75,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,538 |
| Could 2023 to Could 2024 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,230 |
| April 2023 to Could 2023 | Earn 80,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,640 |
| March 2023 to Could 2023 (in-branch solely) | In-branch solely: Earn 80,000 bonus factors after spending $4,000 within the first three months from account opening. Plus, earn an extra 10,000 bonus factors after spending $6,000 complete on purchases made within the first six months. | $1,845 |
| June 2022 to March 2023 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
| April 2022 to Could 2022 | Earn 80,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,640 |
| October 2021 to April 2022 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
*Bonus supply worth is predicated on TPG’s June 2025 valuations and isn’t offered by the bank card issuer.
Highest welcome supply
The perfect supply within the Sapphire Most well-liked’s historical past gave new cardholders the possibility to earn 100,000 factors after spending $5,000 within the first three months from account opening.
When to use
The perfect time to use for the Sapphire Most well-liked is any time the bonus comes with greater than 75,000 factors, which is its normal supply.
Be taught extra: Chase Sapphire Preferred
Chase Sapphire Reserve
The premium Chase Sapphire Reserve lately underwent an overhaul that added a number of recent advantages to its different perks. The cardboard is a superb choice for Chase Sapphire Lounge entry and elevated incomes charges in a number of journey classes. It comes with a $795 annual price.
The cardboard additionally relaunched with a high-value welcome supply, together with 100,000 bonus factors and a $500 Chase Journey credit score (after spending $5,000 within the first three months of account opening). You should definitely word that those that already maintain the Sapphire Most well-liked will not be capable to earn the welcome bonus on the Sapphire Reserve, given the brand new welcome bonus eligibility guidelines.
Listed here are the current provides we’ve got seen on the Sapphire Reserve:
Welcome supply historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| June 2025 to now | Earn 100,000 bonus factors plus a $500 Chase Journey promo credit score after spending $5,000 within the first three months from account opening.
|
$2,550 (together with the $500 Chase Journey credit score) |
| June 2024 to June 2025 | Earn 60,000 bonus factors after spending $5,000 within the first three months from account opening. | $1,230 |
| Could 2024 to June 2024 | Earn 75,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,538 |
| February 2023 to Could 2024 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
| October 2022 to January 2023 | Earn 80,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,640 |
| June 2022 to October 2022 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
| October 2021 to June 2022 | Earn 50,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,025 |
*Bonus supply worth is predicated on TPG’s June 2025 valuations and isn’t offered by the bank card issuer.
Highest welcome supply
The present supply on the lately refreshed Sapphire Reserve permits new cardholders to earn 100,000 bonus factors plus a $500 Chase Journey promo credit score after spending $5,000 on purchases within the first three months from account opening.
The addition of the $500 credit score makes this supply one of the best ever, so it is a good time to use if you happen to’ve by no means earned the welcome bonus on this card earlier than.
When to use
It is good to use for this card any time it is providing greater than 60,000 factors as a bonus.
Be taught extra: Chase Sapphire Reserve
Ink Enterprise Money Credit score Card
The Ink Business Cash earns bonus cash-back rewards for enterprise house owners in well-liked spending classes, corresponding to workplace provide shops, web, cable and cellphone providers, for no annual price.
Listed here are the current provides we’ve got seen on the Ink Enterprise Money:
Welcome supply historical past
| Approximate date | Supply | Worth |
|---|---|---|
| March 2024 to now | Earn as much as $750: $350 after spending $3,000 within the first three months from account opening and an extra $400 after spending $6,000 within the first six months from account opening. | As much as $750 |
| January 2024 to March 2024 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| September 2023 to January 2024 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| March 2023 to September 2023 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| October 2022 to March 2023 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| December 2020 to October 2022 | Earn a $750 money bonus after spending $7,500 on purchases inside three months from account opening. | $750 |
Highest welcome supply
The perfect bonus on the Ink Enterprise Money provided a $900 money bonus after $6,000 in spending on purchases throughout the first three months from account opening.
When to use
We advocate making use of for the Ink Enterprise Money when the bonus is $750 or increased.
Be taught extra: Ink Business Cash Credit Card
Ink Enterprise Most well-liked Credit score Card
Small-business house owners who’re Chase Final Rewards factors fans might discover their good match within the Ink Business Preferred Credit Card. For a $95 annual price, you possibly can gather Chase factors throughout a number of bonus classes.
Listed here are the current provides we’ve got seen on the Ink Enterprise Most well-liked:
Welcome supply historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| September 2024 to now | Earn 90,000 bonus factors after spending $8,000 within the first three months from account opening. | $1,845 |
| July 2024 to September 2024 | Earn 120,000 bonus factors after spending $8,000 within the first three months from account opening. | $2,460 |
| June 2023 to July 2024 | Earn 100,000 bonus factors after spending $8,000 within the first three months from account opening. | $2,050 |
| April 2020 to June 2023 | Earn 100,000 bonus factors after spending $15,000 within the first three months from account opening. | $2,050 |
*Bonus supply worth is predicated on TPG’s June 2025 valuations and isn’t offered by the bank card issuer.
Highest welcome supply
The very best supply we have seen within the Ink Enterprise Most well-liked’s historical past gave new cardholders the chance to earn 120,000 bonus factors after spending $8,000 on purchases within the first three months from account opening.
When to use
The perfect time to use for the Ink Enterprise Most well-liked is any time the welcome bonus is above 100,000 factors.
Be taught extra: Ink Business Preferred Credit Card
Ink Enterprise Premier Credit score Card
The Ink Business Premier is Chase’s top-tier enterprise cash-back card, providing a vast 2% money again on enterprise purchases on high of different bonus classes for a $195 annual price.
The one supply we have seen on this card permits new cardholders the possibility to earn a $1,000 money bonus after spending $10,000 on purchases within the first three months from account opening.
Highest welcome supply
This card’s welcome supply has remained regular since its launch, so the very best supply is the present supply of $1,000 money again after spending $10,000 within the first three months of account opening.
When to use
If the Ink Enterprise Premier ever runs a limited-time supply above its typical $1,000 (the one supply we have seen in its historical past), you need to positively apply. That mentioned, do not maintain your breath ready for the next supply.
Be taught extra: Ink Business Premier Credit Card
Ink Enterprise Limitless Credit score Card
For enterprise house owners looking for a flat-rate cash-back card, the no-annual-fee Ink Business Unlimited is an effective choice to contemplate.
Listed here are the current provides we’ve got seen on the Ink Enterprise Limitless:
Welcome supply historical past
| Approximate date | Supply | Worth |
|---|---|---|
| November 2024 to now | Earn $750 money again after spending $6,000 on purchases inside three months from account opening. | $750 |
| September 2024 to November 2024 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| January 2024 to September 2024 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| September 2023 to January 2024 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| March 2023 to September 2023 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| October 2022 to March 2023 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| December 2020 to October 2022 | Earn a $750 money bonus after spending $7,500 on purchases inside three months from account opening. | $750 |
Highest welcome supply
We have beforehand seen the Ink Enterprise Limitless supply new cardholders the possibility to earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening.
When to use
It is a good time to use when the bonus is providing $750 or additional cash again.
Be taught extra: Ink Business Unlimited Credit Card
Hyatt Chase playing cards
Chase is the issuer of the one two Hyatt cobranded playing cards in the marketplace — one private card and one enterprise card. These two playing cards will sometimes supply elevated welcome bonuses.
If you happen to’re curious about considered one of Chase’s Hyatt playing cards, try our guide to the offer history on the World of Hyatt cards that will help you determine when to use.
IHG Chase playing cards
IHG loyalists have three card choices, all cobranded with Chase. Two of the playing cards are private playing cards, and there is one choice for enterprise house owners.
If you happen to’re curious about considered one of Chase’s IHG playing cards, see our offer history guide for IHG cards that will help you make your choice.
Southwest Chase playing cards
All Southwest Airways bank cards are cobranded with Chase, which points three private choices and two enterprise playing cards for Southwest loyalists. These playing cards will obtain new welcome provides considerably incessantly.
If you happen to’re curious about considered one of Chase’s Southwest playing cards, our information to the offer history of Southwest cards may also help you select a time to use.
United Chase playing cards
Chase points all United Airways bank cards, which frequently characteristic stable bonuses for frequent flyers. The Chase-United suite contains 4 private card choices and two enterprise playing cards.
If you happen to’re curious about considered one of Chase’s United playing cards, see our guide to the United playing cards’ supply historical past to determine when to use.
Backside line
Welcome bonuses typically fluctuate, so if you happen to’re curious about making use of for a brand new card, it is price testing its supply historical past and evaluating it to the current supply.
Since a lot of a card’s worth is discovered within the welcome supply, chances are you’ll discover that one of the best technique is to carry off till a profitable limited-time bonus seems so you possibly can earn a swath of bonus factors or money again.
For extra info on bank card bonus provides over time, see the next:
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