
The Aeroplan® Credit Card (see rates and fees) from Chase is a precious cobranded airline bank card that gives cardholders ongoing worth for a low annual charge.
The cardboard presently provides a excessive welcome bonus however comes with a caveat, which we’ll discover under.
Earlier than you assume that the Aeroplan card has nothing to supply if you happen to do not stay in Canada, perceive that this loyalty program can be very valuable.
Let’s analyze the present Aeroplan card welcome bonus and its worth.
Aeroplan card welcome provide
The $95-per-year Aeroplan card is providing new cardholders the chance to earn as much as 100,000 bonus factors. You possibly can earn 75,000 bonus factors after spending $4,000 on purchases within the first three months from account opening, plus an extra 25,000 bonus factors after spending $20,000 within the first 12 months from account opening.
The standard provide on this card is 50,000-60,000 factors, so something from 75,000 factors and above is value contemplating.
TPG’s September 2025 valuations peg Aeroplan factors at 1.4 cents apiece, making this welcome provide value as much as $1,400.

Needless to say this card is affected by Chase’s 5/24 rule, which implies you’ll doubtless not be authorised when you have been authorised for 5 or extra playing cards prior to now 24 months, no matter which issuer they’re from.
In case you are eligible, take a look at our ideas for quickly meeting a minimum spending requirement, together with prepaying insurance coverage, lease or taxes to earn your complete welcome provide.
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You could possibly additionally use the cardboard to place a down fee on a brand new automobile or buy factors or miles.
Aeroplan card incomes charges
The Aeroplan card is value extra than simply the welcome bonus. The cardboard is a robust earner in spending classes and accrues factors on the following charges:

Moreover, cardholders will get a 500-point bonus for each $2,000 spent on the cardboard per calendar month, as much as 1,500 bonus factors per 30 days. This can be a significantly good profit when you work towards hitting the lofty minimal spending requirement for this card’s welcome provide.
Aeroplan card key advantages
Past the factors that you would be able to earn, the Aeroplan card additionally provides a number of fascinating advantages:
- Automated Aeroplan 25K elite standing for the 12 months through which you open the cardboard and the next calendar 12 months
- Automated Star Alliance Silver elite status, with entry to precedence wait-listing and standby, so long as you will have Aeroplan 25K standing
- First free checked bag on Air Canada-operated flights, together with as much as eight companions on the identical reservation
- Spend $15,000 yearly on the cardboard to take care of 25K standing, or spend $50,000 yearly to get a one-tier standing enhance*
- Journey protections, equivalent to auto rental insurance coverage, baggage delay insurance coverage, roadside help, journey cancellation and interruption insurance coverage and journey delay reimbursement
- As much as $120 assertion credit score for a Global Entry, TSA PreCheck or Nexus software each 4 years
- Redeem factors as much as 1.25 cents apiece to cowl purchases made on the cardboard (as much as 200,000 factors or $2,500 yearly) by Pay Yourself Back
- World Elite Mastercard benefits, together with entry to Mastercard Priceless experiences, on a regular basis reductions and provides, 24/7 concierge service and extra
- No foreign transaction fees
* Elite standing necessities will change on Jan. 1, 2026

As of Jan. 1, 2026, Aeroplan will move to a spend-based system for incomes and sustaining elite standing. After spending $75,000 in a calendar 12 months, cardholders will earn Aeroplan 35K standing. Cardholders of the Aeroplan card have till Dec. 31, 2025, to spend $50,000 on their card to safe Aeroplan 35K standing till Jan. 2027.
Backside line
The Aeroplan card is likely one of the most compelling airline credit cards in the marketplace. Not solely does it confer automated elite standing on new cardholders, however it additionally earns factors shortly and provides nice day-of-travel perks, together with an announcement credit score for a TSA PreCheck, International Entry or Nexus membership. You get all of that for only a affordable $95 annual charge.
Aeroplan factors are among the most useful available in the market, and this system has over 50 airline companions, making it one of the versatile currencies in the marketplace.
To study extra, learn our full review of the Aeroplan card.
Apply right here: Aeroplan card
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