Within the arms of the appropriate individual, the Citi® / AAdvantage® Globe™ Mastercard® (see rates and fees) can simply be price greater than its $350 annual payment. That is largely because of its roster of advantages, together with 4 Admirals Club passes and an American Airways companion certificates ($99 plus taxes and costs). To all of the frequent American Airways flyers on the market: this is what you might want to know and take into account if you happen to’re eyeing the newest AAdvantage card.
Am I eligible for the Citi / AAdvantage Globe’s welcome bonus?
For a limited time, new AAdvantage Globe cardholders can earn 90,000 bonus miles after spending $5,000 on purchases within the first 4 months from account opening.
In accordance with TPG’s February 2026 valuations, American Airways miles are price a powerful 1.7 cents per mile. After all, how far you may stretch this welcome provide will differ relying in your redemption, however I steadily discover home one-way flights for as few as a number of thousand miles.
Whereas there is no approach to assure approval, you may put your self in the perfect place doable if you happen to meet the next standards:
- Have good to wonderful credit score
- Reside in the USA or certainly one of its territories (excluding Puerto Rico and the U.S. Virgin Islands)
- Haven’t acquired a welcome bonus for this card or a card you product-changed to the AAdvantage Globe prior to now 48 months
- Haven’t utilized for a Citi card prior to now eight days or a couple of Citi card prior to now 65 days
Supplied you hit the mark on every of these factors, your odds of getting permitted for the AAdvantage Globe needs to be excessive. After all, Citi will take different components into consideration when deciding whether or not to approve you. This could embrace what number of complete credit score accounts you’ve gotten open throughout all issuers, your revenue, different AAdvantage cards you’ve gotten and what number of credit score accounts you’ve got opened just lately.
Sadly, there is no crystal ball on the market that may inform you precisely what Citi will care essentially the most about relating to your credit score profile.
One essential element to remember is that the 48-month countdown talked about above begins when your welcome bonus posts to your account, not once you’re permitted for the cardboard. Provided that the AAdvantage Globe got here out lower than a yr in the past, if you happen to’ve earned a bonus on this card, it is protected to guess you are not at the moment eligible to earn one other one.
If you happen to product-changed a distinct Citi AAdvantage card to the AAdvantage Globe and may’t bear in mind when your welcome bonus posted in your authentic card, name Citi at 888-766-2484.
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What if I am denied?
Getting rejected for a bank card occurs on a regular basis, even to seasoned factors and miles professionals. Typically, the reason being in your management, similar to having opened too many accounts just lately. Different occasions, it is only a ready sport. It’s possible you’ll not earn sufficient for Citi to really feel comfy lending to you, or your credit score report may not have enough history.
Whatever the purpose, if you happen to obtain a denial for the AAdvantage Globe, name Citi’s reconsideration line at 800-695-5171.
If a purpose wasn’t supplied to you on the time of rejection, ask for it once you communicate to the consultant. Typically, you may argue your case and get the rejection overturned.
When talking to the consultant, hold these items in thoughts:
- Stay cordial. Getting pissed off with the consultant won’t encourage them to alter your utility standing in your favor.
- Do not say that you really want the cardboard only for its welcome bonus, even when that is true. Issuers wish to consider that you’re going to proceed to make use of a card lengthy after your welcome bonus posts.
- Spotlight a number of the card advantages that curiosity you, such because the AAdvantage Globe’s Admirals Membership lounge passes or as much as $100 annual Splurge credit (exclusions apply).
- If the consultant you are talking with will not approve you, dangle up and name once more. You would possibly get higher luck with a distinct consultant, but when it is nonetheless a no after a couple of tries, settle for it as a rejection and take a look at once more in a couple of months.
Backside line
Among the finest elements of getting permitted for a brand new bank card is the prospect to earn its welcome bonus. You do not wish to miss out on the prospect to earn the AAdvantage Globe’s provide since you did not find out about certainly one of Citi’s utility guidelines.
Preserving monitor of all of the components issuers take into account when evaluating an utility will be dizzying, however hopefully this information helps you safe approval for the AAdvantage Globe.
If all of the components I mentioned above line up for you, you must have a fantastic likelihood of getting permitted. If not, name Citi’s reconsideration line and make your case. If all else fails, make any necessary adjustments to your credit score scenario and take a look at once more when the time’s proper.
To be taught extra, take a look at our full review of the Citi / AAdvantage Globe.
Apply right here: Citi / AAdvantage Globe Mastercard
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