The Chase Sapphire Reserve® (see rates and fees) is likely one of the most feature-packed rewards playing cards now we have seen right here at TPG. And proper now, you’ll be able to earn a limited-time bonus of 100,000 bonus factors plus a $500 Chase Journey℠ promo credit score after spending $5,000 on purchases within the first three months from account opening. Since TPG values Chase factors at 2.05 cents apiece, per our June 2025 valuations, this best-ever provide is value over $2,500 (together with the Chase Journey credit score).
With such a beneficiant welcome bonus accessible, you could be questioning how one can maximize all of those Ultimate Rewards points. To get essentially the most worth out of your factors, we advocate transferring them to this system’s 11 airline and three resort switch companions.
Whereas some might select to be thrifty with their rewards and redeem 100,000 factors for a weeklong trip, others might choose to dwell out their first-class flight desires and e book a one-way ticket utilizing the bulk (if not all) of their Chase factors.
So, when you have 100,000 Chase Ultimate Rewards factors at your disposal, listed below are the ten greatest methods to redeem them utilizing Chase’s airline and hotel transfer partners.
Fly top notch to Europe on Emirates or Lufthansa
Emirates operates two fifth-freedom flights that begin within the U.S. and fly to Europe earlier than persevering with to the airline’s hub at Dubai Worldwide Airport (DXB). These flights are from New York’s John F. Kennedy Worldwide Airport (JFK) to Milan Malpensa Airport (MXP) and from Newark Liberty Worldwide Airport (EWR) to Athens Worldwide Airport (ATH) in Greece.
When you have Silver elite status or higher within the Emirates Skywards program, you’ll be able to e book both of those flights to Europe in top notch for 102,000 Skywards miles (plus minimal charges and taxes). These miles may be transferred from Final Rewards at a 1:1 charge.
Whereas the variety of miles wanted for this redemption is barely greater than the 100,000-point welcome provide for the Chase Sapphire Reserve, keep in mind that the provide is earned after spending $5,000, so you’ll earn not less than 5,000 extra factors on purchases along with the welcome provide.
Each routes provide a improbable expertise, however the JFK-to-MXP flight has a slight edge. It’s operated by the Airbus A380, which has an onboard bar and showers.
If you do not have standing within the Skywards program, you may as well e book a one-way first-class ticket on Lufthansa to Europe for 90,000 Air Canada Aeroplan factors (when touring from the East Coast or Chicago) or 100,000 factors (when departing from Texas or California).
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Notice that Lufthansa normally solely releases first-class seats to associate packages like Aeroplan a number of days earlier than departure, so you may must be up for an journey, however it’s effectively well worth the trouble for a really luxurious product.
Associated: How to book a Lufthansa first-class flight to Europe
E-book lie-flat seats to London with Virgin Atlantic
Virgin Atlantic Flying Club launched new Saver fares in late 2024 that provide terrific worth on lower-demand dates. Beginning at simply 29,000 Virgin Atlantic factors every means from the U.S. to London’s Heathrow Airport (LHR) and Manchester Airport (MAN) within the U.Okay., these awards are for lie-flat seats with direct aisle entry and include entry to onboard social areas and Virgin’s fabulous Clubhouse lounges at choose areas.
Even on some extra well-liked dates, Saver fares from the northeastern U.S. to the U.Okay. may be discovered for 50,000 Virgin factors every means (if not for much less), which means you might take pleasure in a lie-flat, round-trip journey throughout the Atlantic with the welcome provide from the Chase Sapphire Reserve.
Search for the pink “Saver” tags for the bottom fares, or use Virgin’s reward seat checker or an exterior device like Seats.aero to search out the bottom costs throughout a number of dates.
Associated: Bringing the fun back to flying: Virgin Atlantic A350 Upper Class review
Journey round-trip in enterprise class to Spain with Iberia
If you wish to journey to Spain fairly than the U.Okay., Iberia provides stellar off-peak award pricing to Spain on its Airbus A330, A350 and now A321XLR aircraft.
Spherical-trip business-class tickets from Boston Logan Worldwide Airport (BOS), Chicago’s O’Hare Worldwide Airport (ORD) and JFK to Adolfo Suárez Madrid-Barajas Airport (MAD) price simply 81,000 Avios through the airline’s off-peak award dates.
Not primarily based in one in all these areas? Longer nonstop flights from gateways like Miami Worldwide Airport (MIA) and Dallas Fort Value Worldwide Airport (DFW) are simply 101,000 Avios round-trip. Taxes and charges are roughly $200 on a round-trip business-class ticket, no matter your departure metropolis.
To e book these awards at these costs, you’ll be able to switch your Chase factors to British Airways Club or Membership Iberia Plus.
Associated: A review of Iberia’s new business-class suite on the A350-900 from Madrid to Mexico City
E-book flights to Europe for two with Flying Blue
The Air France-KLM Flying Blue program provides a complete community connecting North America with Europe through its Paris-Charles de Gaulle Airport (CDG) and Amsterdam Airport Schiphol (AMS) hubs.
This system costs awards dynamically, with financial system flights to Europe beginning at 25,000 Flying Blue miles every means. With 100,000 Final Rewards factors, you might e book a round-trip ticket for 2 individuals to Amsterdam, Paris or past. Plus, Flying Blue offers a monthly promotion to save lots of 25% on award fares; subsequently, you might doubtlessly snag a one-way ticket for simply 18,750 miles.
Associated: A review of Air France economy on the Airbus A350-900 from Paris to Denver
Get pleasure from a business-class flight to Japan
Virgin Atlantic Flying Membership companions with Tokyo-based service All Nippon Airways. You need to use your Virgin factors to e book premium-cabin tickets on ANA at engaging charges; it is hands-down one of the simplest ways to e book tickets on ANA. Plus, ANA’s new business- and first-class cabins are fairly superior, too — you’ll be able to anticipate top-notch service, nice new seats and a choice of scrumptious meals and Champagne.
ANA business-class flights to Japan price simply 105,000 Virgin factors round-trip from West Coast airports and 120,000 Virgin factors round-trip from East Coast airports and ORD.
This is likely one of the greatest redemption offers of any airline loyalty program, although availability may be scarce.
Associated: ANA will bring its award-winning The Room business class to the 787 Dreamliner
Take the entire household to Hawaii from the West Coast
Are you primarily based on the West Coast and contemplating an island trip? Nicely, say “aloha” to your subsequent trip vacation spot. You need to use your 100,000 Final Rewards factors to fly with three relations or mates to Hawaii from any Alaska Airways gateway in California, Washington or Oregon.
By transferring your Final Rewards factors to the Singapore KrisFlyer program, you’ll be able to e book award seats on Alaska Airways. You will want simply 13,500 KrisFlyer miles every means per particular person (or 27,000 miles round-trip), which means you might e book 4 individuals for 108,000 KrisFlyer miles.
Associated: Save money: How you can book flights to Hawaii using points and miles
Keep as much as 5 nights in Hawaii
World of Hyatt is one in all Chase’s most profitable switch companions. This system continues to be recognized for its excellent (published) award chart, with many high-end inns costing 40,000 factors or much less per night time.
If you wish to make your Chase factors go so far as potential, contemplate midrange Hyatt choices in Hawaii. A regular award room would price you the next:
- 75,000 World of Hyatt factors for 5 nights on the Hyatt Place Waikiki Seaside
- 100,000 World of Hyatt factors for 5 nights on the Hyatt Centric Waikiki Seaside or the Hyatt Regency Waikiki Seaside Resort and Spa
Or, if you wish to splurge and might journey on off-peak dates, contemplate three nights on the Andaz Maui at Wailea Resort for 105,000 World of Hyatt factors.
Hyatt doesn’t cost resort or redemption fees on award stays, so there aren’t any added lodging fees to pay while you try.
Associated: Best hotels and resorts in Hawaii
Get pleasure from an award-winning business-class expertise to India or the Maldives
Qatar Airways’ Qsuite business class is regarded by many because the world’s greatest. The progressive design permits a four-person household to create a four-person suite to chill out, socialize and relaxation collectively.
Qatar Airways tends to order essentially the most Qsuite award availability for members of its personal Qatar Airways Privilege Club program. Whereas Privilege Membership will not be a switch associate of Final Rewards, British Airways Membership is, and you may transfer Chase points to British Airways after which on to Privilege Membership at a 1:1 charge.
This program fees 70,000 Privilege Membership Avios every means per particular person from North America to Doha’s Hamad Worldwide Airport (DOH) on off-peak dates. Whereas this can be a nice worth, you’ll be able to hook up with India and the Maldives for simply 10,000 extra Avios, all in enterprise class, providing you with loads of time to take pleasure in this luxury product.
Associated: Find Qatar Airways Qsuite award availability in seconds using this platform
E-book 4 nights at an all-inclusive resort in Mexico
Folks generally name award journey “free” with out factoring in all the opposite prices that go right into a trip. With Hyatt’s all-inclusive resorts, you could have one much less factor to fret about: You’ll be able to try with a $0 invoice while you use factors. Every little thing out of your room to meals (even room service) to some nonmotorized water sports activities is included in your award redemption.
With 100,000 Final Rewards factors, you’ll be able to e book 4 normal nights on the following all-inclusive properties in Mexico:
- Breathless Cancun Soul Resort & Spa
- Breathless Riviera Cancun Resort & Spa
- Goals Bahia Mita Surf & Spa Resort
- Goals Cozumel Cape Resort & Spa
- Goals Los Cabos Suites Golf Resort & Spa
- Goals Natura Resort & Spa
- Goals Riviera Cancun Resort & Spa
- Goals Tulum Resort & Spa
- Goals Vallarta Bay Resort & Spa
- Goals Vista Cancun Golf & Spa Resort
- Hyatt Zilara Riviera Maya
- Hyatt Ziva Riviera Maya
- Secrets and techniques Aura Cozumel
- Secrets and techniques Bahia Mita Surf & Spa Resort
- Secrets and techniques The Vine Cancun
- Secrets and techniques Vallarta Bay Puerto Vallarta
In our June 2025 valuations, TPG values Hyatt factors at 1.7 cents every. With charges on the above resorts usually exceeding $400 per night time, you might save 1000’s with 100,000 Final Rewards factors.
Associated: Best Hyatt hotels in the world
E-book as much as 22 short-haul home flights
Sure, you’ll be able to doubtlessly e book as much as 22 flights with one welcome provide.
Whereas this virtually appears too good to be true, United Airlines’ MileagePlus program can provide very cheap short-haul redemption costs.
By monitoring its Flight award deals page, you could find home economy-class awards for as little as 4,500 miles on a route like San Francisco Worldwide Airport (SFO) to San Diego Worldwide Airport (SAN). With simply $6 in charges and taxes, this represents terrific worth and the power to take as much as 22 one-way flights with one welcome provide of 100,000 Final Rewards factors.
Associated: How to get maximum value from the United MileagePlus program
Backside line
The Chase Sapphire Reserve is likely one of the most rewarding journey bank cards available on the market. To not point out, the welcome provide of 100,000 Final Rewards factors plus a $500 Chase Journey promo credit score may be redeemed in some ways to e book your subsequent trip.
Whether or not you wish to fly comfortably to Europe, take the entire household to Hawaii or lower your expenses on a home flight, Final Rewards factors are straightforward to earn and redeem.
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