Earn welcome offer as high as 175,000 on the Amex ...

The Platinum Card® from American Express has lengthy been one of many best premium travel rewards cards, due to its lengthy record of advantages, sturdy incomes fee on flight purchases and stable welcome bonus. American Specific not too long ago introduced {that a} major revamp of the card is within the works, although particulars are scant for now.

Within the interim, Amex simply launched a brand new and probably profitable supply on the Platinum Card: Discover out your supply and see if you’re eligible to earn as excessive as 175,000 bonus factors after spending $8,000 on purchases within the first six months of card membership. Welcome presents fluctuate and also you will not be eligible for a proposal.

It could be value making use of for the cardboard now with its $695 annual payment (see rates and fees) as a result of, in response to previous annual payment will increase to the cardboard, a $1,000 annual fee could quickly be upon us.

Let’s assessment this newest Amex Platinum supply and analyze whether or not it is value making use of for.

As famous above, new Amex Platinum Card candidates can earn a welcome bonus as excessive as 175,000 bonus factors after spending $8,000 on purchases within the first six months of card membership— value as much as $3,500, in response to TPG’s June 2025 valuations. This is likely one of the highest bonuses a brand new cardmember can earn in the event that they’re focused for the highest one — although be aware that welcome presents fluctuate, and also you will not be eligible for one in any respect.

The precise welcome bonus supply can be proven after submitting the applying, although whatever the bonus quantity, the minimal spending requirement and month-to-month time-frame will keep the identical.

The silver lining right here is that the personalised welcome supply proven is not going to have an effect on your credit score rating, as Amex makes use of a tender credit score examine whenever you apply. For those who’re proud of the welcome supply and settle for, then a tough inquiry can be made in your credit score report. Nonetheless, you’ll be able to decline to proceed if you wish to wait.

That is particularly essential given Amex’s one-bonus-per-lifetime restriction.

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Associated: What is the difference between a hard and soft pull on your credit report?

The Amex Platinum‘s $695 annual payment could set off some sticker shock. However whenever you dive into its mile-long record of advantages, there’s the potential to recoup that worth:

Incomes charges

• 5 factors per greenback on flights booked instantly with the airline or by way of American Express Travel® on as much as $500,000 in purchases per calendar yr (then 1 level per greenback)
• 5 factors per greenback on pay as you go lodges booked with Amex Journey
• 1 level per greenback on different purchases

Assertion credit

• As much as a $300 assertion credit score towards a SoulCycle at-home bike (an Equinox+ membership is required to buy a SoulCycle at-home bike)*
• As much as $300 Equinox credit per calendar yr on Equinox or Equinox+ app memberships (topic to auto-renewal)*
• As much as $240 digital entertainment credit per calendar yr, within the type of as much as $20 in month-to-month assertion credit whenever you pay for eligible purchases with choose subscription companies
• As much as $200 hotel credit per calendar yr, within the type of a press release credit score on pay as you go Amex Fine Hotels + Resorts or The Hotel Collection bookings (requires a minimal two-night keep) with Amex Journey whenever you pay together with your Amex Platinum*
• As much as $200 airline fee credit per calendar yr*
• As much as $200 in Uber Cash per calendar yr within the type of $15 in Uber credit for eating or rides within the U.S. every month, with an as much as $20 bonus in December (add your Amex Platinum Card to your Uber account and redeem with any Amex card.)*
• As much as $199 annual Clear Plus credit score to your Clear Plus membership (topic to auto-renewal)*
• As much as a $155 assertion credit score that covers the price of one month-to-month Walmart+ membership when paying with the Amex Platinum (plus relevant taxes; topic to auto-renewal; Plus Ups excluded)
• A $120 utility payment credit score for Global Entry ($120) each 4 years or TSA PreCheck (as much as $85) each 4½ years
• As much as $100 in credits at Saks every calendar yr (as much as $50 for January to June and as much as $50 for July to December)*

Different perks

*Enrollment required for choose advantages; phrases apply.
**Eligibility and Profit stage varies by Card. Phrases, Circumstances and Limitations Apply. Please go to americanexpress.com/benefitsguide for extra particulars.

Associated: Amex Platinum review

The present Amex Platinum welcome supply might be value as excessive as $3,500 — greater than 5 instances the cardboard’s annual payment. Some new cardholders might be focused for a welcome bonus as excessive as 175,000 bonus factors, so it is value a attempt to see if in case you have an enormous lump sum of factors ready for you.

The Amex Platinum is likely one of the finest journey playing cards in the marketplace, and making use of for the cardboard now may assist pay for upgraded experiences in your journeys down the highway. Since Amex solely permits you to earn one welcome bonus per lifetime on every card, it is essential to try to apply when there is a excessive welcome bonus, so see for those who’re focused for a stable supply at the moment.

Apply right here: The Platinum Card from American Express

For charges and costs of the Amex Platinum Card, click on here.