Marriott Bonvoy Bevy Amex credit card review: Full...

The Marriott Bonvoy Bevy™ American Express® Card gives mid-tier perks, together with computerized Gold Elite standing, strong points-earning at Marriott properties and elite evening credit. Nonetheless, it lacks a number of advantages that you simply would possibly anticipate from a card with a $250 annual price (see rates and fees). Card score*: ⭐⭐⭐

*Card rating is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

Marriott gives a number of cobranded cards for potential cardholders to select from, starting from no annual price to at least one at $650. The Marriott Bonvoy Bevy American Express Card sits within the center, with an annual price of $250.

The cardboard lacks one characteristic we have come to anticipate with resort bank cards: a complimentary free evening annually in your account anniversary. That will go away you questioning whether or not it gives sufficient ongoing advantages to make the annual fee worth paying yr after yr.

To extend your probabilities of getting permitted for this card, TPG recommends candidates have a credit score of 670 or above. Moreover, there are some difficult application restrictions that apply to the Bevy, like the remainder of the Bonvoy lineup.

However when you’re eligible, let’s dig deeper to resolve whether or not the Amex Marriott Bonvoy Bevy card deserves a spot in your pockets.

For a restricted time, Bonvoy Bevy Amex cardmembers can earn 155,000 bonus factors after spending $5,000 on purchases inside the first six months of card membership.

Primarily based on TPG’s March 2025 valuation of Marriott factors at 0.7 cents every, the 155,000 factors are price $1,085.

That is the highest-ever welcome offer on the cardboard when you think about solely the spending requirement to earn the 155,000 bonus factors.

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Beforehand, the cardboard as soon as provided 125,000 factors after spending $5,000 within the first three months of card membership, plus 50,000 factors after staying six eligible paid nights with Marriott (supply not obtainable). So, the present bonus requires considerably much less spending for the factors.

The present bonus positively meets our threshold for when to apply (any time the supply is over 85,000 factors).

Keep in mind that Amex has restrictions limiting your ability to gather a brand new member bonus when you’ve had comparable Marriott merchandise from Chase or earlier Starwood Most well-liked Visitor playing cards from American Categorical. Examine the cardboard’s supply particulars web page to make sure you’re eligible.

Associated: The best credit card welcome bonuses currently available

The place the Bonvoy Bevy Amex shines probably the most is within the perks it gives (phrases apply):

• Marriott Gold Elite standing: Main cardmembers obtain complimentary Marriott Gold Elite status for so long as they’ve the cardboard. At Marriott Bonvoy’s mid-tier stage, probably the most worthwhile advantages of Gold standing are upgrades to enhanced rooms and a 25% factors bonus on resort spending (obtainable for Qualifying Charges). Enrollment is required upfront for this elite standing profit. When you can spend your technique to greater ranges of elite standing with many different resort bank cards, that is noticeably absent on this card.
• Elite evening credit: Cardmembers will obtain 15 elite qualifying evening credit every calendar yr. This profit could be stacked with the nights you earn with a Marriott small-business card, fast-tracking you as much as 30 elite nights. For reference, you want 50 nights per yr to qualify for Platinum Elite status.
• Bonus factors per keep: Earn 1,000 bonus Marriott factors each time you guide an eligible paid keep immediately with a property taking part in Marriott Bonvoy. Phrases apply.

• Procuring protections: Purchases made with the cardboard get 90 days of purchase protection** and as much as one yr of extended warranty coverage** on warranties of 5 years or much less on lined purchases within the U.S. or its territories or possessions.
• Journey protections: This card gives trip delay insurance* for journeys delayed by greater than 12 hours as a consequence of a lined purpose, in addition to baggage insurance** protection and secondary car rental loss and damage insurance.***
• Free evening award through annual spending: Cardmembers who make a minimum of $15,000 in eligible purchases throughout the calendar yr will earn a free evening award. This free evening award is price as much as 50,000 factors at taking part motels (sure motels have resort charges). That is extra worthwhile than the free evening certificates that include the lower-tier Marriott playing cards, that are capped at 35,000 points. Nonetheless, Marriott’s dynamic pricing can have an effect on the power to guide a few of these properties throughout peak journey dates.

Another Bonvoy playing cards supply free evening certificates with none spending, such because the Marriott Bonvoy Boundless® Credit Card (price as much as 35,000 factors) and the Marriott Bonvoy Brilliant® American Express® Card (as much as 85,000 factors; sure motels have resort charges; phrases apply).

Marriott Bonvoy has lately raised the number of points needed to guide nights at a number of properties, so the higher-value certificates may very well be extra worthwhile.

Whereas these perks supply some worth, it is disappointing to not see a complimentary free evening award given on the cardboard’s account anniversary annually and different premium perks like reimbursement for the application fee for Global Entry or TSA PreCheck.

*Eligibility and profit stage varies by card. Phrases, circumstances and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by New Hampshire Insurance coverage Firm, an AIG Firm.
**Eligibility and profit stage varies by card. Phrases, circumstances and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm.
***Eligibility and profit stage varies by card. Not all automobile sorts or leases are lined, and geographic restrictions apply. Phrases, circumstances and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm. Protection is obtainable by American Categorical Journey Associated Companies Firm, Inc.

Incomes factors on the Bonvoy Bevy Amex

This is what cardmembers can anticipate to earn with the Bevy:

• 6 Marriott Bonvoy factors per greenback spent on eligible purchases at motels taking part within the Marriott Bonvoy program
• 4 factors per greenback spent on the primary $15,000 per yr in mixed purchases at eating places worldwide and U.S. supermarkets (then 2 factors per greenback spent after reaching this restrict)
• 2 factors per greenback spent on different eligible purchases

Per TPG’s March 2025 valuations, you will get a 4.2% return on Marriott Bonvoy purchases, 2.8% on the primary $15,000 per yr in mixed purchases at eating places worldwide and U.S. supermarkets and 1.4% on all different purchases.

Associated: The best ways to earn Marriott Bonvoy points

There are a lot of profitable methods to redeem your Marriott Bonvoy points. The plain and most useful redemption is without spending a dime stays.

Marriott Bonvoy makes use of dynamic award pricing, which implies that the variety of factors wanted for an evening at any property can fluctuate relying on demand. Should you’re in search of the most effective deal to your Marriott factors, it is best follow to go looking forward to seek out decrease costs and stay versatile along with your dates.

Past resort stays, you possibly can switch your Bonvoy factors to airline companions, use them to cowl flights, automotive leases and cruises or redeem them for merchandise and reward playing cards.

Nonetheless, these choices will seemingly yield beneath TPG’s March 2025 valuation of Marriott factors at 0.7 cents per level, so we suggest utilizing your factors for Bonvoy stays each time attainable.

TPG senior factors and miles author Katie Genter will get outsize worth from her Marriott factors by redeeming for stays in increments of 5 nights to maximise Marriott’s stay for five, pay for four offer. She’ll often contemplate transferring factors to one in all Marriott’s airline companions however normally prefers to avoid wasting her factors for stays.

Associated: Maximizing redemptions with the Marriott Bonvoy program

You can too transfer your Bonvoy points to greater than 35 airline companions. Nonetheless, this not often gives good worth until you must high off an account steadiness for flight redemptions.

You may additionally contemplate this selection in order for you entry to an airline’s frequent flyer factors or miles that do not accomplice with any of the key U.S. bank card issuers, like Japan Airways JAL Mileage Financial institution.

Associated: When does it make sense to transfer Marriott points to airlines?

For extra choices, try our full record of the best hotel cards.

The knowledge for the Hilton Honors Aspire Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Associated: Who should (and shouldn’t) get the Marriott Bonvoy Bevy American Express card?

New Bevy cardmembers can get constructive worth from the welcome bonus within the first yr. Nonetheless, given the incomes construction and the advantages obtainable to cardmembers, it could be arduous to justify protecting this card in your pockets in yr two (and past). It is essential to notice that other Marriott cards supply comparable perks at decrease annual charges.

Apply right here: Marriott Bonvoy Bevy American Express Card

Associated: How to choose a hotel credit card

For charges and costs of the Amex Marriott Bonvoy Bevy, click on here.