For Southwest loyalists, a cobranded Southwest bank card is a good way to earn factors towards journey. When you’re seeking to earn a stable stash of Fast Rewards factors, now is a good time so as to add a private card to your pockets.
Proper now, all three private Southwest playing cards supply a welcome bonus together with a Companion Pass. New candidates can earn 30,000 bonus factors and Southwest’s Companion Move after spending $4,000 within the first three months of account opening. Provide ends March 31.
With Southwest’s Companion Move, cardholders can take a delegated visitor with them on as many flights as they like for simply the price of taxes and charges, beginning at $5.60 one-way. The Companion Move is legitimate till Feb. 28, 2026. It is vital to notice the cardholder have to be flying to convey alongside a companion, and the designated companion could be modified as much as 3 times per yr.
The bonus factors on this welcome supply are price as much as $405, in response to TPG’s January 2025 valuations, however you would obtain immensely extra worth relying on how you utilize the Companion Move.
The common supply on these playing cards is price round $700 based mostly on our valuations, and the very best provides we are likely to see are price simply over $1,100. When you’re , this can be a good time to apply, as we advocate making use of anytime there’s a Companion Move or greater than 75,000 bonus factors provided.
When you’re a small-business proprietor, you may earn as much as 80,000 bonus factors with the present welcome provides on Southwest’s two enterprise playing cards. Proper now, we advocate ready for the next supply earlier than making use of for both of the enterprise playing cards.
When you resolve to go together with a enterprise card, the factors you earn can nonetheless allow you to snag a Companion Move. The truth is, when you can earn sufficient qualifying factors in early 2025, you will get pleasure from a Companion Move for the rest of 2025 in addition to 2026.
Let’s take a look at the present welcome bonuses on the Southwest Airways private and enterprise bank cards.
Southwest private playing cards
Whether or not you fly Southwest simply a few occasions every year or it is your unique airline, contemplate one in all their cobranded bank cards.
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Southwest Fast Rewards Plus Credit score Card
- Greatest for: Learners and rare vacationers
- Annual payment: $69
- Welcome bonus: Earn 30,000 bonus factors and Southwest’s Companion Move after spending $4,000 within the first three months of account opening. This supply ends March 31.
- Incomes charges: 2 factors per greenback on native transit and commuting purchases, together with ride-hailing providers like Uber and Lyft; 2 factors per greenback on web, cable, cellphone providers and choose streaming service purchases; 2 factors per greenback on Southwest purchases; 2 factors per greenback on Fast Rewards lodge and automobile rental companions and 1 level per greenback on every part else
- Major perks: Two EarlyBird check-ins yearly and three,000 factors each cardmember anniversary
To be taught extra, try our full review of the Southwest Rapid Rewards® Plus Credit Card.
Apply right here: Southwest Rapid Rewards Plus Credit Card
Southwest Fast Rewards Premier Credit score Card
- Best for: Common Southwest flyers
- Annual payment: $99
- Welcome bonus: Earn 30,000 bonus factors and Southwest’s Companion Move after spending $4,000 within the first three months of account opening. This supply ends March 31.
- Incomes charges: 3 factors per greenback on Southwest purchases, 2 factors per greenback on native transit and commuting purchases (together with ride-hailing providers), 2 factors per greenback on web, cable, cellphone providers and choose streaming service purchases, 2 factors per greenback on Fast Rewards lodge and automobile rental companions and 1 level per greenback on every part else
- Major perks: Two EarlyBird check-ins yearly, a 6,000-point anniversary bonus, limitless Tier Qualifying Factors incomes of 1,500 for each $5,000 spent yearly and no overseas transaction charges
The data for the Southwest Fast Rewards® Premier Credit score Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Be taught extra: Southwest Rapid Rewards Premier Credit Card
Southwest Fast Rewards Precedence Credit score Card
- Greatest for: Southwest loyalists who can reap the benefits of day-of-travel perks
- Annual payment: $149
- Welcome bonus: Earn 30,000 bonus factors and Southwest’s Companion Move after spending $4,000 within the first three months of account opening. This supply ends March 31.
- Incomes charges: 3 factors per greenback on Southwest purchases, 2 factors per greenback on native transit and commuting purchases, together with ride-hailing providers, 2 factors per greenback on web, cable, cellphone providers and choose streaming service purchases, 2 factors per greenback on Fast Rewards lodge and automobile rental companions and 1 level per greenback on every part else
- Major perks: Limitless TQP incomes of 1,500 for every $5,000 spent yearly, a $75 annual Southwest credit score, 4 upgraded boardings, a 7,500-point anniversary bonus and no overseas transaction charges
TPG named this card the Greatest Airline Cobranded Credit score Card for the second yr in a row on the 2024 TPG Awards.
To be taught extra, try our full review of the Southwest Rapid Rewards® Priority Credit Card.
Apply right here: Southwest Rapid Rewards Priority Credit Card
Southwest enterprise playing cards
When you qualify for a enterprise bank card and fly Southwest steadily, contemplate one in all their cobranded enterprise playing cards.
Southwest Fast Rewards Premier Enterprise Credit score Card
- Greatest for: Enterprise homeowners who fly Southwest repeatedly
- Annual payment: $99
- Welcome bonus: Earn 60,000 bonus factors after spending $3,000 within the first three months from account opening.
- Incomes charges: 3 factors per greenback on Southwest purchases, 2 factors per greenback on native transit and commuting purchases (together with ride-hailing providers), 2 factors per greenback on Fast Rewards lodge and automobile rental companions and 1 level per greenback on every part else
- Major perks: Two EarlyBird check-ins each card anniversary, earn tier-qualifying factors towards A-Listing elite standing, $500 payment credit score for Fast Rewards factors transfers to a different Fast Rewards member, a 6,000-point anniversary bonus and no overseas transaction charges.
To be taught extra, try our full review of the Southwest® Rapid Rewards® Premier Business card.
Apply right here: Southwest Rapid Rewards Premier Business Credit Card
Southwest Fast Rewards Efficiency Enterprise Credit score Card
- Greatest for: Enterprise homeowners who’re loyal Southwest flyers
- Annual payment: $199
- Welcome bonus: Earn 80,000 bonus factors after spending $5,000 within the first three months of account opening.
- Incomes price: 4 factors per greenback on Southwest purchases, 2 factors per greenback on native transit and commuting purchases (together with ride-hailing providers), 3 factors per greenback on Fast Rewards lodge and automobile rental companions, 2 factors per greenback on social media and paid search promoting, web, cable and cellphone providers and 1 level per greenback on every part else
- Major perks: 4 upgraded boardings per yr, earn tier-qualifying factors towards A-Listing elite standing, $500 payment credit score for Fast Rewards factors transfers to a different Fast Rewards member, a 9,000-point anniversary bonus, up-to-$120 Global Entry/TSA PreCheck credit score, as much as 365 inflight Wi-Fi credit per yr and no overseas transaction charges.
To be taught extra, try our full review of the Southwest® Rapid Rewards® Performance Business card.
Apply right here: Southwest Rapid Rewards Performance Business Credit Card
Must you apply for a Southwest bank card now?
Southwest has many followers who love the airline’s character and the truth that all passengers get two free checked luggage.
The service’s Rapid Rewards program can be in style due to its simplicity. The variety of Southwest Rapid Rewards points required to e book a flight is immediately tied to the flight’s present fare, and also you usually get good offers if you recognize when and the place to search for redemptions.
Moreover, due to Southwest’s coverage of no cancellation or change fees on its flights, you may re-price a Southwest flight when you e book a visit after which discover the identical itinerary at a cheaper price earlier than departure.
As well as, Southwest factors by no means expire, so that you needn’t fear about incomes factors after which not getting an opportunity to make use of them.
Proper now, you will get much more worth with the Companion Pass provided on Southwest’s private playing cards. This perk lets you convey alongside a delegated journey companion on all your Southwest flights— each paid and award tickets (however you need to pay taxes and charges).
Usually, to get a Companion Move, you need to earn 135,000 qualifying factors or take 100 qualifying, one-way flights in a calendar yr. Moreover, bank card welcome bonuses and factors earned from card spending rely towards qualification.
You’ll be able to obtain practically two years of buy-one-get-one flights by opening a private and enterprise Southwest bank card and timing your spending to earn the bonuses close to the start of any given yr. That is as a result of the usual Companion Move is legitimate for the yr it is earned and your entire following yr.
Southwest cardholders get a ten,000 TQP-point increase initially of the yr (for current cardholders) or inside 30 days of opening an account (for brand new members).
To maximise your time with the Companion Move, it’s possible you’ll wish to time your bank card utility in order that your welcome bonus will put up after the beginning of the brand new yr when you can.
Associated: 15 lessons from 15 years of having the Southwest Companion Pass
Backside line
When you’re on the lookout for a brand new Southwest card, you may select from a number of the nice present welcome provides to earn a stable quantity of bonus factors plus the precious Companion Move when you select one of many private playing cards.
When you have been ready till Southwest provided the Companion Move, now is a good time so as to add one of many private playing cards to your pockets.
Nonetheless, when you do not fly steadily with a companion it’s possible you’ll be higher suited ready till the non-public Southwest playing cards have a welcome bonus providing extra bonus factors.
Apply right here: Southwest Rapid Rewards Plus Credit Card
Apply right here: Southwest Rapid Rewards Priority Credit Card
Apply right here: Southwest Rapid Rewards Premier Business Credit Card
Apply right here: Southwest Rapid Rewards Performance Business Credit Card
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