Delta SkyMiles Gold American Express card review: ...

The Delta SkyMiles® Gold American Express Card gives useful elitelike advantages at an reasonably priced value level for informal Delta flyers. These advantages, which embrace a primary checked bag free and precedence boarding for you and as much as eight journey companions in your reservation when flying Delta, can simply justify opening and protecting this card, particularly for rare flyers trying to save on Delta journey. Card score*: ⭐⭐⭐⭐

*Card rating relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

Delta gives a number of card choices, however Delta SkyMiles Gold American Express Card might be the best choice for the occasional Delta flyer.

It packs in a number of perks for a low annual charge: A $0 introductory annual charge for the primary 12 months, then $150 after that (see rates and fees).

I like to recommend a credit score of 670 or larger to have the very best probability of approval for the cardboard.

Here is every thing that you must know concerning the card and why it could be worth getting.

New Delta Gold Amex cardmembers can earn 80,000 bonus miles after spending $3,000 in eligible purchases within the first six months of cardmembership. This limited-time provide ends April 2.

This matches the best-ever offer we have seen on this card, so now could be a implausible time to use.

TPG’s January 2025 valuations peg Delta SkyMiles at 1.2 cents every, making this welcome provide value $960.

Every day E-newsletter

Reward your inbox with the TPG Every day publication

Be part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants

As a result of Amex’s once-per-lifetime restriction on welcome bonuses, you will not be eligible for this offer if you have already got this card or had a earlier model prior to now.

When figuring out your welcome provide eligibility, Amex may think about different elements, together with the variety of American Express cards you’ve gotten opened and closed and whether or not you have held different Amex-issued Delta playing cards.

Fortunately, Amex will notify you if you happen to aren’t eligible for the welcome provide and can mean you can withdraw your software earlier than doing a hard pull on your credit. Be certain to pay shut consideration to any messages you obtain whereas going via the appliance course of.

Associated: Do you have a Delta Amex card? Here are 9 things you need to do

Delta Gold Amex cardmembers get a primary checked bag free after they verify in with Delta for flights which can be each Delta-marketed and -operated, in addition to priority boarding.

These advantages apply to the cardmember flying and as much as eight companions on the identical reservation. Enrollment is required for choose advantages; phrases apply.

On high of baggage and boarding privileges, Delta Gold Amex cardmembers additionally get the next advantages:

Whereas managing an unexpected cost is rarely ideally suited, the protections on this Delta cobranded card may assist make a detrimental state of affairs extra tolerable. In case you’re a Delta loyalist and a excessive spender, the as much as $200 Delta flight credit score you’ll be able to obtain after spending $10,000 in a calendar 12 months is a pleasant perk.

*Eligibility and profit degree varies by card. Not all automobile varieties or leases are coated, and geographic restrictions apply. Phrases, circumstances and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm. Protection is obtainable via American Categorical Journey Associated Companies Firm, Inc.

**Eligibility and profit ranges differ by card. Phrases, circumstances and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm.

Associated: How to maximize the statement credits on the Delta Amex cards

With the Delta Gold Amex, you may earn Delta SkyMiles on purchases charged to your card as follows:

• 2 miles per greenback on purchases made straight with Delta
• 2 miles per greenback on eating at restaurants worldwide, together with takeout and delivery within the U.S
• 2 miles per greenback at U.S. supermarkets
• 1 mile per greenback on different eligible purchases

Based mostly on TPG’s January 2025 valuations of Delta miles, you may get an efficient return of two.4% on eligible Delta purchases, eating at eating places worldwide (together with U.S. takeout and supply) and U.S. grocery store purchases and 1.2% on different purchases.

That is not dangerous, however not nice, contemplating this card will price $150 yearly after the primary 12 months.

Associated: The complete guide to credit card annual fees

The obvious approach to redeem Delta SkyMiles is to guide award flights on Delta and its companions. Since Delta makes use of a dynamic award pricing system, redemption charges fluctuate broadly. This implies you’ll be able to’t actually intention for a set quantity of miles to guide a particular award.

That mentioned, the Delta SkyMiles program nonetheless has some candy spots.

For instance, the most effective methods to redeem Delta SkyMiles is to guide a SkyMiles deal. Delta ceaselessly has mileage flash gross sales with considerably discounted economic system and even Delta One award flights.

You too can redeem Delta SkyMiles to fly on Delta associate airways, together with SkyTeam alliance companions like Air France and Korean Air and nonalliance companions like WestJet.

TPG content material operations managing editor Madison Blancaflor enjoys the cardboard’s elitelike advantages when flying Delta, reminiscent of reductions on Delta award flight redemptions and financial savings on inflight purchases.

Moreover, you’ll be able to redeem SkyMiles for a lot of issues apart from flights — together with premium drinks in Delta Sky Golf equipment. Most of those redemptions yield a decrease return than when redeeming for flights.

Associated: How to visit the Delta Sky Club with credit cards, elite status and more

If getting your first checked bag free and precedence boarding when flying Delta for a low annual charge are your important motivators, the Delta Gold Amex might be your only option. Nonetheless, one other card could also be higher you probably have a unique aim.

For added choices, take a look at our full checklist of best travel credit cards and best American Express cards.

Associated: What credit score do you need to get Delta SkyMiles cards?

Though it may not have probably the most profitable incomes charges, the Delta SkyMiles Gold American Categorical Card can nonetheless be worth picking up for vacationers because of its welcome provide and Delta-specific perks.

Specifically, so long as you’ll in any other case pay a primary checked bag charge to Delta no less than 5 instances annually, you may come out forward with this card.

Apply right here: Delta SkyMiles Gold American Express Card

For charges and costs of the Delta Gold Amex, click on here.
For charges and costs of the Amex Gold Card, click on here.