The Chase Sapphire Preferred® Card (see rates and fees) is packed with benefits in trade for its modest $95 annual charge.
One of the vital precious is its as much as $100 annual resort assertion credit score, obtainable every account anniversary yr for pay as you go resort stays booked by way of Chase Travel℠. By itself, this credit score can greater than offset the card’s annual fee.
At TPG, it is no secret we contemplate the Sapphire Most well-liked top-of-the-line travel credit cards. If it isn’t already in your pockets, it’s best to contemplate making use of — particularly now, for the reason that card is providing a stellar 100,000 bonus factors, earned after spending $5,000 on purchases within the first three months from account opening.
Here is how one can reap the benefits of the Sapphire Most well-liked’s resort profit, together with some fast one-night getaways.
The way to use the $100 annual resort credit score on the Chase Sapphire Most well-liked in 2026
Booking a hotel through Chase Travel to unlock the $100 assertion credit score on the Sapphire Preferred is comparatively simple — there’s nothing it is advisable activate first.
First, log in to your Chase account in your machine.
On desktop, choose “Journey” on the right-hand aspect of the display. On the cell app, choose “Advantages & journey” on the underside menu bar after which the “Guide journey” icon on the following display.
When you’re within the Chase Journey portal, verify the drop-down within the top-right nook (desktop) or on the high (cell app) to verify your Sapphire Most well-liked is chosen.
From right here, you’ll be able to decide a vacation spot, decide your dates and browse obtainable accommodations.
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How I used my $100 resort assertion credit score
After attending an Atlanta Braves baseball recreation with my household on Friday, I made a decision to increase my keep by way of Sunday.
I searched on Chase Journey for Atlanta-area accommodations round $100 per night time. I discovered the Atlanta Marriott Alpharetta, about 25 minutes from Truist Park. At $135 per night time, I’d pay $35 out of pocket with my Sapphire Preferred for a pleasant suburban resort.
I chosen my room and toggled to “Pay with card” versus sticking with the “Use factors possibility” that was robotically chosen. Then I checked out.
After getting into my private data, my reservation was confirmed, and the pending cost appeared instantly in my latest transactions.
Different examples of use your $100 resort assertion credit score
There is not only one “proper” manner to make use of the Sapphire Most well-liked’s resort credit score.
You possibly can apply it towards an extended resort keep or, like I did, use it to cut back the price of a one-night getaway.
To discover a inexpensive keep, you’ll be able to filter by your minimal and most nightly value.
This manner, you would discover stays that basically pack a punch if you apply the cardboard’s $100 credit score.
TPG bank cards editor Olivia Mittak not too long ago coated most of the price of an in a single day keep after a live performance on the Vacation Inn Specific & Suites Bend South, paying simply $46 out of pocket after making use of the credit score.
Associated: How to redeem Chase Ultimate Rewards points for maximum value
Suggestions for utilizing the Sapphire Most well-liked resort credit score
You should use your Sapphire Preferred and e book by way of the Chase Journey portal to obtain this credit score. You will not earn it in the event you book directly with the resort or by way of one other web site.
The phrases and circumstances learn:
- A press release credit score (as much as an annual most of $100) will robotically be utilized when your card is used for resort lodging purchases made by way of Chase Journey.
- The primary $100 in Chase Journey resort purchases won’t earn rewards factors.
To obtain the total $100, you need to spend a minimum of $100.
You could earn loyalty program factors in sure applications to your keep, regardless that Chase Journey is taken into account an exterior journey reserving service. With some bookings, you might even see a “loyalty program eligible” tag. Or, chances are you’ll get fortunate and have your factors added to your keep whatever the tag.
In my case, I added my Marriott Bonvoy quantity to my reserving at checkout and obtained Marriott factors for my keep — however this isn’t assured for all bookings.
As a result of this may increasingly not work for each resort or each loyalty program, it might be a good suggestion to e book unbiased or boutique accommodations with out a loyalty program by way of the Chase Journey portal.
Associated: Chase Sapphire Preferred 100,000-point bonus — all your questions answered
How lengthy does it take for the Chase Sapphire Most well-liked resort credit score to put up?
In keeping with the profit phrases, the $100 credit score ought to hit your account inside three enterprise days, however it could take as much as 4 weeks.
In my expertise, the credit score was posted the day after my keep.
Associated: 8 Chase Sapphire Preferred benefits you might not know about in 2026
Is the $100 Chase Sapphire Most well-liked resort credit score value it?
Contemplating the $100 resort credit score on the Sapphire Preferred has nearly no restrictions besides that it is advisable e book your keep on the Chase Journey portal, it is a no-brainer. It additionally successfully offsets the cardboard’s annual fee.
Simply keep in mind that the profit resets every account anniversary yr quite than every calendar yr, so it is value holding observe of when your account was opened.
Associated: The 8 best credit cards with annual fees under $100
Backside line
The Sapphire Most well-liked’s as much as $100 annual resort credit score is among the best assertion credit to maximise. Whether or not you employ it for a one-night getaway, a stopover throughout an extended journey or half of a bigger trip, it might probably simply offset the cardboard’s $95 annual charge.
Think about using it for a boutique or unbiased resort so you do not forgo any qualifying elite nights or resort factors. Or use it in a case like mine, the place I used to be locked right into a sure weekend, and the credit score proved precious.
Mixed with the cardboard’s robust incomes charges, precious switch companions and present 100,000-point welcome provide, it is one of the vital compelling benefits on certainly one of our favourite mid-tier journey rewards playing cards.
To study extra, learn our full review of the Chase Sapphire Preferred.
Apply right here: Chase Sapphire Preferred
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