The Chase Sapphire Preferred® Card (see rates and fees) is likely one of the hottest travel rewards cards on the market — and for good motive.
With beneficiant incomes charges on eating, trip houses, gasoline and electrical car charging, and journey, plus a number of different well-known benefits, the Chase Sapphire Most popular is a favorite among points and miles beginners and experts alike.
Including much more worth to the cardboard, the Sapphire Most popular is at the moment providing a welcome supply of 100,000 Final Rewards factors, earned after you spend $5,000 on purchases within the first three months from account opening — all for a modest $95 annual fee. In keeping with TPG’s June 2026 valuations, this supply is price a whopping $2,050.
However what are a number of the lesser-known CSP advantages? Let’s have a look.
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Complimentary DoorDash DashPass
By way of Chase’s partnership with DoorDash, Chase Sapphire Preferred Card holders can obtain complimentary DashPass, DoorDash’s subscription service. DashPass consists of $0 supply charges and lowered service charges on eligible orders over $12.
Cardmembers may also obtain as much as $10 off of groceries, every day necessities and extra every month when bought by DoorDash.
DashPass sometimes prices $9.99 a month or $96 yearly, that means this profit alone will help offset the cardboard’s $95 annual price. Chase’s DashPass partnership is at the moment scheduled to run by Dec. 31, 2027, although eligibility and activation necessities apply.
Observe that when enrolled in DashPass, you could use your Chase Sapphire card for fee at checkout for DashPass-eligible orders to obtain DashPass advantages.
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Journey cancellation/journey interruption insurance coverage
In case your journey is reduce brief or interrupted by illness, extreme climate or different coated conditions (deemed so by the profit administrator), you could be reimbursed as much as $10,000 per coated traveler and $20,000 per journey for pay as you go, nonrefundable journey bills, comparable to airplane tickets, inns and excursions.
This protection is offered to you and your speedy relations touring with you if you pay for the journey bills together with your Chase Sapphire Preferred.
Associated: Your guide to Chase’s trip insurance coverage
Baggage delay insurance coverage
In case your checked bag is delayed by greater than six hours, you could be reimbursed as much as $100 per day for as much as 5 days for important purchases like toiletries and clothes.
For instance, in case your baggage does not arrive at your vacation spot, this profit will help cowl the price of requirements comparable to clothes, footwear and toiletries whilst you wait to your bag to be delivered.
To file a declare, you may typically want documentation from the airline confirming the bags delay, receipts for eligible purchases and proof that the journey was paid for with the Sapphire Preferred. Even award vacationers could also be eligible for protection if qualifying journey bills, comparable to taxes and charges, had been charged to the cardboard.
Alongside these similar traces, you could be eligible for as much as $3,000 in misplaced baggage protection. Nevertheless, this profit requires you to provide nearly all of your unique receipts for gadgets costing greater than $25, making it a lot tougher to get the complete worth.
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Journey delay reimbursement
Journey delays could be irritating — and costly — particularly once they lead to an surprising in a single day keep. Bills comparable to resort lodging, meals and transportation can rapidly add up when a flight is canceled or considerably delayed.
In case your widespread service journey is delayed greater than 12 hours or requires an in a single day keep, the Sapphire Preferred covers you and your loved ones for as much as $500 per coated traveler for nonreimbursed bills, comparable to meals and lodging.
This profit will help offset the price of surprising journey disruptions, permitting vacationers to deal with attending to their vacation spot reasonably than worrying about further out-of-pocket bills.
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Main automotive rental insurance coverage
Whereas most (though not all) bank cards supply car rental insurance, you may discover a distinction within the insurance coverage being supplied. A number of bank cards supply secondary automotive rental insurance coverage, and a few even cost a price, however others supply higher protection by major automotive rental insurance coverage.
The Sapphire Preferred falls into the latter class, providing major automotive rental protection for no added price as one among its advantages. This implies leases of as much as 31 consecutive days paid for with the cardboard are coated for losses, together with bodily harm and theft of the rental car, legitimate loss-of-use fees assessed by the rental firm and affordable and customary towing fees associated to a coated loss.
Moreover, with this explicit card, your protection is as much as $60,000 for many rental automobiles with an MSRP of $125,000 or much less.
Utilizing a bank card that provides one of these protection means you may decline any rental automotive company insurance coverage coverage — which can prevent cash in your rental — and never should file a declare together with your auto insurance coverage coverage.
Whereas this can be a profit you hope you by no means have to make use of, it may certain come in useful in an unlucky occasion. You may additionally earn at the least 2 factors per greenback spent on all journey bills, together with automotive leases, so you may nonetheless earn bonus factors by paying to your automotive rental with the Sapphire Most popular.
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Buy safety
This profit covers eligible private property (bought utilizing your Sapphire Preferred) within the occasion of theft, harm or involuntary and unintentional parting with property. If one thing occurs to an merchandise inside 120 days of buy, will probably be repaired or changed for a worth of as much as $500.
There is a prolonged record of excluded gadgets, together with animals, antiques, something with an engine, perishable gadgets and used and preowned gadgets.
Loads of different playing cards supply related advantages (comparable to American Express’ purchase protection), but it surely’s good to know Chase is maintaining with the competitors.
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Emergency evacuation and transportation protection
One of many latest Chase Sapphire Preferred advantages is emergency evacuation and transportation protection. If a coated traveler turns into sick or injured throughout a visit greater than 100 miles from residence and requires emergency evacuation, the profit can present as much as $100,000 in coated medical companies and transportation bills.
Whereas it isn’t a perk most vacationers ever anticipate to make use of, emergency evacuation prices can rapidly attain tens of hundreds of {dollars}, making this one of many card’s Most worthy built-in protections.
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Prolonged guarantee safety
This profit can actually prevent cash. The Chase Sapphire Preferred extends eligible producers’ warranties of three years or much less by an extra 12 months. Boats, cars, plane, medical gear, leased or preowned gadgets, and gadgets bought for business use are typically excluded.
Prolonged guarantee safety could be particularly worthwhile on costly purchases comparable to electronics, home equipment and different home items. If an eligible merchandise experiences a coated difficulty after the producer’s guarantee expires however through the prolonged guarantee interval, cardholders could possibly obtain reimbursement for restore prices or, in some instances, the unique buy worth.
To file a declare, you may sometimes want documentation comparable to the unique buy receipt, guarantee info and, when relevant, a restore estimate or assertion from the producer confirming the merchandise is now not coated underneath the unique guarantee.
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Backside line
The Chase Sapphire Most popular is thought for its robust rewards charges and worthwhile welcome supply, however its built-in protections and lesser-known advantages can present simply as a lot worth over time.
From baggage delay insurance coverage and journey delay reimbursement to major rental automotive protection and prolonged guarantee safety, these perks will help defend each your travels and your purchases. As all the time, remember to evaluate the phrases and circumstances of every profit and save any documentation that could be wanted if it’s important to file a declare.
Incomes worthwhile Chase Ultimate Rewards factors is likely one of the card’s largest attracts, however its built-in protections could be simply as helpful when plans change or purchases do not go as anticipated.
Apply right here: Chase Sapphire Preferred Card
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