For a lot of vacationers, Chase Ultimate Rewards points are synonymous with flights and hotel stays. And whereas these can actually be a few of the most dear methods to redeem factors, they’re removed from the one choices obtainable.
In the event you’ve constructed up a stash of Chase factors, it’s possible you’ll be stunned by what number of trip bills you’ll be able to cowl past airfare and lodging. Via the Chase Travel℠ portal, eligible cardholders can redeem factors for every thing from guided excursions and attraction tickets to rental vehicles and cruises.
Whether or not you are trying to scale back out-of-pocket prices or splurge on a bucket-list expertise, this is tips on how to use Chase factors to assist improve your subsequent trip.
Associated: Why the best point redemptions are sometimes the most practical
When does it make sense to make use of Chase factors for bills past flights and accommodations?
Earlier than redeeming Chase Final Rewards factors for trip bills past flights and accommodations, it is value understanding the trade-off.
In lots of circumstances, transferring Chase factors to airline and hotel partners will supply the very best potential worth, particularly for premium-cabin flights or high-end hotel stays. Relying on the reserving, Points Boost redemptions via Chase Journey can also present strong worth.
By comparability, Chase Journey redemptions for experiences, rental vehicles, cruises and attraction tickets usually present round 1 cent per level. That makes them simple to grasp — a $100 exercise will price round 10,000 factors — but it surely additionally means it’s possible you’ll be getting considerably much less worth than you’d from a high-value switch companion redemption.
TPG’s June 2026 valuation pegs Chase Final Rewards factors at 2.05 cents apiece, so redeeming at round 1 cent per level successfully provides you about half of that worth.
In different phrases, these redemptions are greatest seen as a strategy to offset journey prices moderately than maximize the worth of your factors.
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That does not imply these are dangerous redemptions. They will nonetheless make sense if you wish to scale back out-of-pocket journey prices, have a big stash of Chase factors or are struggling to search out award availability for flights and accommodations.
They can be helpful for budget-conscious vacationers who need to cowl as many journey bills as attainable — together with sights, rental vehicles and excursions — even when they don’t seem to be totally maximizing their worth.
Associated: Why all travelers should earn transferable credit card points
The best way to earn Chase Final Rewards factors
To entry these redemption choices, you will want an eligible card that earns Chase Final Rewards factors. The simplest methods to construct your stability are to earn a welcome offer on a brand new Chase credit card and to maximize bonus categories on everyday spending.
Listed below are 4 prime playing cards that earn Chase Final Rewards factors:
Welcome gives on these playing cards might be one of many quickest methods to construct a Chase factors stability, however earlier than redeeming, examine the factors value with the money value to verify the redemption is sensible in your journey.
Associated: The complete guide to Chase Ultimate Rewards
The best way to e book trip experiences via Chase Journey
Earlier than diving into particular redemption choices, it is value understanding the place to search out them.
Along with flights and accommodations, the Chase Journey portal gives excursions, sightseeing excursions, attraction tickets and different journey experiences that may be booked with money or Chase Final Rewards factors.
To browse obtainable choices, log in to your Chase account and navigate to the Chase Travel portal. From there, choose the tab you would like to look and enter your vacation spot and journey dates.
Availability varies by vacation spot, however main vacationer hubs, akin to Hawaii, London and New York, usually supply tons of of bookable experiences starting from guided excursions and museum tickets to meals experiences and outside adventures.
Use factors for excursions and excursions
Excursions and excursions might be a few of the most memorable elements of a trip — they usually’re additionally among the many many journey experiences you’ll be able to e book with Chase factors. Relying in your vacation spot, choices could vary from guided sightseeing excursions to outside adventures and specialty experiences.
For instance, whereas trying to find actions in Kauai, Hawaii, I discovered choices together with a Secret Falls kayak-and-hike tour for about 13,500 factors, a ship tour of the Nā Pali Coast for 22,629 factors and a non-public helicopter tour over waterfalls and canyons for roughly 44,990 factors (costs are per particular person).
On the time of my search, the money fee for the Secret Falls tour was $135 (in comparison with 13,500 factors), whereas the Nā Pali Coast boat tour price $227 (or 22,629 factors). In each circumstances, redeeming factors supplied roughly 1 cent per level in worth, which is typical of many Chase Journey redemptions.
Whereas that may assist offset journey prices, it isn’t essentially the highest-value use of Chase factors. Cardholders will usually get extra worth by transferring points to airline or hotel partners. Nonetheless, utilizing factors for excursions and excursions should still make sense for vacationers who’ve already booked their flights and accommodations with factors and need to offset extra trip prices with out spending money.
Redeem factors for attraction tickets
Whereas helicopter excursions and different once-in-a-lifetime experiences might be an thrilling method to make use of Chase factors, not each redemption must be a splurge. Chase factors can even assist cowl on a regular basis sightseeing prices.
Many locations supply attraction tickets, museum admissions and metropolis sightseeing passes via Chase Journey, permitting vacationers to offset bills they might have in any other case paid out of pocket.
For instance, a seek for actions in Chicago surfaced choices together with structure river cruises, admission to the Skydeck at Willis Tower, museum tickets and multi-attraction metropolis passes.
As I researched sights for an upcoming journey to Paris, I discovered every thing from a Seine River sightseeing cruise for 1,977 factors (or $20) to a hop-on hop-off tour for 4,530 factors (or $46) and a guided tour of the Louvre beginning round 8,600 factors.
Whereas not the strongest worth of Chase factors, these redemptions might be particularly helpful for households or vacationers planning busy sightseeing itineraries. As an alternative of spending money on a number of attraction tickets all through a visit, you should utilize factors to cowl some or all of these bills upfront.
A majority of these redemptions can even stretch a comparatively small factors stability. Many sights price only some thousand factors, making them accessible even when you do not have sufficient factors for a flight or resort redemption.
Cowl rental vehicles
After flights, accommodations and actions, transportation is usually one of many greatest remaining trip bills.
Relying in your vacation spot, you may be capable to redeem Chase factors for rental vehicles. This may be significantly useful in locations the place having a automotive is important, akin to Hawaii, nationwide park locations or smaller cities with restricted public transportation.
For instance, when trying to find Maui leases for July 1-4, I discovered choices starting from an intermediate Kia K4 from Thrifty for $267 or 26,692 factors to a Nissan intermediate SUV for $313 or 31,294 factors.
In each examples, factors offset the rental price at a fixed-value fee. These redemptions make sense for vacationers who need to offset a significant trip expense and protect money for different elements of their journey.
Vacationers reserving rental vehicles via Chase Journey can even make the most of their card’s rental automotive protection advantages. For instance, the Chase Sapphire Preferred and Chase Sapphire Reserve present primary rental car collision damage waiver coverage when the rental is paid with both Chase factors via the portal or the cardboard itself.
(You may nonetheless must current the eligible Chase card on the rental counter to cowl any incidental holds or charges. Verify your card’s information to advantages for full particulars, phrases and exclusions.)
Associated: Chase Sapphire rental car insurance guide
Ebook cruises
Cruises are one other journey expense that may be booked via Chase Journey utilizing factors.
As a result of cruises are notoriously troublesome to e book with conventional airline and resort factors, some vacationers could discover worth in utilizing Chase factors to offset these prices instantly.
For instance, cruise choices obtainable via Chase Journey ranged from a seven-night Northern Europe crusing for about 57,000 factors per particular person to a 14-night Italy and Adriatic itinerary aboard Cunard’s Queen Victoria for roughly 130,000 factors per particular person.
Whereas this is not essentially the most profitable strategy to redeem Chase Final Rewards factors, it might attraction to vacationers who need to scale back the out-of-pocket price of a cruise or use factors for a journey expense that may in any other case be troublesome to cowl with rewards.
Use factors for eating and leisure experiences
Relying in your vacation spot and journey dates, Chase Journey could supply meals excursions, culinary experiences, cultural occasions and leisure choices that may be booked utilizing factors.
Vacationers can even discover alternatives to make use of factors for choose occasion tickets and particular experiences, serving to offset prices which may in any other case come out of pocket.
Whereas researching actions for a visit to Paris with my mother this fall, I discovered quite a lot of meals and leisure experiences obtainable via Chase Journey that might be booked with factors. Obtainable choices included bakery excursions in Paris for about 11,000 factors and dinner cruises alongside the Seine beginning at 15,700 factors.
These redemptions could make sense for vacationers trying to offset the price of a particular meal, cultural expertise or leisure exercise with out spending more money.
Backside line
Flights and resort stays could supply a few of the highest-value Chase Ultimate Rewards redemptions, however they don’t seem to be the one strategy to put your factors to work.
Via Chase Journey, cardholders can redeem factors for every thing from sightseeing excursions and attraction tickets to rental vehicles, cruises and different trip experiences. Whereas these redemptions usually present much less worth than transferring factors to airline and resort companions, they are often a practical way to offset travel costs and make a visit extra inexpensive.
Earlier than reserving, examine the factors price with the money value and take into account whether or not one other redemption choice gives higher worth. But when utilizing factors helps you are taking the journey you need — or take pleasure in a number of further experiences alongside the best way — it may nonetheless be a wise redemption.
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