For those who’ve by no means paid a lot consideration to airline credit cards, this nook of the market could also be value a better look.
Lately, we have seen a number of cobranded airline playing cards launch or refresh with advantages substantial sufficient to attraction to vacationers who aren’t particularly loyal to a single airline.
Two standout examples are the Atmos™ Rewards Summit Visa Infinite® credit card and the Citi® / AAdvantage® Globe™ Mastercard® (see rates and fees). The previous is tied to Alaska Airways and Hawaiian Airways, whereas the latter is an American Airways product.
Each are spectacular in their very own proper — let’s speak about why.
Atmos Rewards Summit vs. Citi / AAdvantage Globe comparability
| Card | Atmos Rewards Summit | Citi / AAdvantage Globe |
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Earn 100,000 bonus factors and a 25,000-point International Companion Award after spending $6,500 on purchases within the first 90 days from account opening. New cardholders can even obtain a 50% flight low cost code for a qualifying future flight after opening their account. |
Earn 90,000 bonus miles after spending $5,000 on purchases within the first 4 months from account opening. |
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$395 |
$350 |
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Atmos Rewards Summit vs. Citi / AAdvantage Globe welcome presents
The welcome bonuses featured on the Atmos Rewards Summit and the Citi / AAdvantage Globe playing cards are beneficiant presents.
Per TPG’s Might 2026 valuations, the Atmos Rewards Summit welcome bonus is value $1,750 (together with the 25,000-point International Companion Award) whereas the Citi / AAdvantage Globe’s bonus is value $1,440.
Winner: Atmos Rewards Summit. It presents a extra invaluable welcome bonus.
Associated: The best credit card welcome bonuses this month
Atmos Rewards Summit vs. Citi / AAdvantage Globe advantages
Lounge entry
Each playing cards are alike in that they provide airline-specific lounge access, most popular boarding, as much as $120 in International Entry/TSA PreCheck assertion credit (each 4 years) and free checked baggage for you and several other visitors touring on the identical reservation with you.
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Particularly, Atmos Rewards Summit cardholders get eight Alaska Lounge passes yearly (as much as two passes per quarter). For those who do not anticipate utilizing these passes often, you have got the choice to share them with family and friends.
Again in September, Nick Ewen, TPG’s senior editorial director, generously gifted me two passes for my return flight residence from San Francisco Worldwide Airport (SFO). My companion and I loved a shocking (and almost empty) lounge full with Alaska Airways’ well-known pancake printer.
Alternatively, the Citi / AAdvantage Globe comes with 4 annual Admirals Membership lounge passes. Every move covers one grownup’s entry into an Admirals Membership lounge, plus as much as three kids (beneath 18).
Better of all, every lounge move can be utilized throughout a number of lounges inside a 24-hour interval once you fly American Airways (or any Oneworld companion), permitting you to maximise its worth on connecting itineraries.
Associated: Is the Atmos Rewards Summit worth the annual fee?
Companion certificates
Every account anniversary, Summit cardholders obtain a 25,000-point International Companion Award. Those that spend not less than $60,000 annually on the cardboard are eligible for a second 100,000-point International Companion Award as nicely. These awards can be utilized on Alaska Airways and Hawaiian Airways flights, in addition to on companion airways.
The Globe presents a companion certificates that prices $99 plus taxes and charges. Cardholders can entry it beginning of their second 12 months of getting the cardboard (upon card renewal).
Standing increase
The Summit presents cardholders a invaluable bonus of 10,000 standing factors on every account anniversary.
The Globe takes a special method to an elite standing increase: You will earn 5,000 Flight Streak Loyalty Factors for each 4 eligible American Airways flights. You possibly can triple-dip this profit for a most of 15,000 factors annually — a strong providing, particularly for frequent American Airways flyers.
Extra advantages
Each playing cards cost no foreign transaction fees; nonetheless, the Summit takes the lead right here, because it additionally earns 3 factors per greenback spent on all overseas transactions.
Each playing cards provide extra perks, together with car rental coverage, prolonged guarantee safety and journey protections for issues like misplaced baggage. The Summit moreover presents roadside dispatch companies, which may help present peace of thoughts.
Globe cardholders can earn as much as $100 yearly in assertion credit for inflight expenses on home routes. Cardholders can even earn as much as one other $100 yearly with the cardboard’s Splurge assertion credit score that covers your selection of as much as two of the next manufacturers: 1stDibs, eligible AAdvantage lodge bookings, Future private coaching and Reside Nation (exclusions apply).
Winner: Atmos Rewards Summit. Each playing cards have related perks, however the Summit presents an annual International Companion Award from the primary 12 months, whereas the Globe’s companion certificates is not out there till the second 12 months.
Associated: What to do if your checked bag is lost, damaged or delayed
Incomes factors or miles on the Atmos Rewards Summit vs. Citi / AAdvantage Globe
As outlined within the desk above, each merchandise function strong incomes charges in classes anticipated of airline cards. Which is extra invaluable is determined by a few elements, like which airline you fly with essentially the most and what your commonest bonus classes are.
The Atmos Rewards Summit earns:
- 3 factors per greenback spent on eligible eating and overseas transactions
- 3 factors per greenback spent on Alaska Airways and Hawaiian Airways purchases
- 1 level per greenback spent on all different purchases
The Citi / AAdvantage Globe earns:
- 6 miles per greenback spent on eligible AAdvantage lodge bookings
- 3 miles per greenback spent on eligible American Airways purchases
- 2 miles per greenback spent on eligible transit purchases (together with taxis, ride-hailing companies and public transit)
- 2 miles per greenback spent at eating places (together with takeout and supply)
- 1 mile per greenback spent on all different purchases
Winner: Atmos Rewards Summit. Whereas the Globe presents extra bonus classes, the Summit earns extra on eating and provides you further rewards on overseas purchases, making it a robust possibility for frequent worldwide vacationers.
Redeeming factors or miles on the Atmos Rewards Summit vs. Citi / AAdvantage Globe
The easiest way to redeem your Atmos Rewards factors or American Airlines AAdvantage miles is to guide flights with every card’s respective airline or their Oneworld alliance companions.
Anticipate business-class seats from the West Coast to Asia from 75,000 Atmos Rewards factors and super-reasonable home flights from 4,500 AAdvantage miles one-way.
Winner: Citi / AAdvantage Globe. AAdvantage miles are value barely greater than Atmos Rewards factors, in accordance with our valuations.
Transferring factors or miles with the Atmos Rewards Summit vs. Citi / AAdvantage Globe
American Airways miles earned on the Citi / AAdvantage Globe aren’t transferable in the identical method that Chase Ultimate Rewards factors and American Express Membership Rewards factors are. You possibly can, nonetheless, use your AAdvantage miles to guide flights on companion airways inside the Oneworld alliance.
Atmos Rewards factors earned by way of the Atmos Rewards Summit are related, with the exception you could switch them to particular lodge companions, together with Marriott Bonvoy and Wyndham Rewards (1:1 switch ratio), plus I Prefer Hotel Rewards (1:2 switch ratio). Nevertheless, these transfers typically yield poor worth.
Winner: Atmos Rewards Summit. Cardholders can switch factors to pick out lodge companions.
Ought to I get the Atmos Rewards Summit or the Citi / AAdvantage Globe?
It’d look like the Atmos Rewards Summit swept most classes above, however in reality, the Citi / AAdvantage Globe does not fall far behind.
I am not notably loyal to 1 particular airline; as an alternative, I sometimes fly with totally different carriers annually. That mentioned, I needed each playing cards once they launched as a result of I do know I will get unimaginable worth from each Atmos Rewards factors with the Summit and AAdvantage miles with the Globe.
If each playing cards make sense for you, take into account including each to your pockets. If there’s one which you already know you will get most worth from that fits your spending habits and journey wants, that is possible the product you must select.
Associated: How to choose an airline credit card
Backside line
Although they’re related in some methods, each the Atmos Rewards Summit and the Citi / AAdvantage Globe provide particular perks tailor-made to frequent Alaska Airways and Hawaiian Airways flyers, and American Airways flyers, respectively. In the end, it comes right down to which card most accurately fits your journey preferences.
To study extra, learn our full critiques of the Atmos Rewards Summit and the Citi / AAdvantage Globe.
Apply right here: Atmos Rewards Summit Visa Infinite credit card
Apply right here: Citi / AAdvantage Globe Mastercard
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