Chase Ultimate Rewards is among the finest transferable rewards currencies resulting from its precious lodge and airline companions, together with United MileagePlus.
This is switch Chase factors to United MileagePlus and different issues it’s best to know earlier than transferring your Final Rewards factors to this convenient frequent flyer program.
Are you able to switch Chase factors to United miles?
Solely choose Chase playing cards earn transferable Final Rewards factors. These embrace:
If you haven’t any of those playing cards, the Chase Sapphire Reserve could also be a compelling alternative. It affords loads of perks, however it’s also presently providing its best-ever public provide: 150,000 bonus factors earned after spending $6,000 on purchases within the first three months from account opening.
Associated: 4 reasons why I love my Sapphire Reserve card
You may mix rewards from all of your Final Rewards playing cards — together with Final Rewards playing cards just like the Chase Freedom Flex® (see rates and fees) and the Chase Freedom Unlimited® (see rates and fees) that earn cash-back rewards — right into a single account.
If the account you utilize to gather all of your rewards is your Sapphire Reserve, Sapphire Reserve Enterprise, Sapphire Most well-liked or Ink Enterprise Most well-liked account, you may have a stash of factors you possibly can switch to Chase transfer partners like United MileagePlus.
Associated: How (and why) to combine your Chase Ultimate Rewards points into a single account
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Chase to United switch ratio
The Chase-to-United Airways switch ratio is 1:1. It’s essential to switch Chase factors in increments of 1,000 factors, which suggests you possibly can convert 1,000 Chase factors into 1,000 United miles. Chances are you’ll often discover a transfer bonus that enhances this switch ratio, however such bonuses are uncommon.
Based mostly on TPG’s Might 2026 valuations, Chase factors are price 2.05 cents every whereas United miles are price 1.35 cents every. So, theoretically, you’ll lose worth whenever you switch Chase factors to United since transferable points are inherently more valuable. As we’ll focus on later on this information, although, this does not imply you should not switch Chase factors to United, particularly in case you have some high-value redemptions in thoughts.
Associated: Chase Sapphire Preferred vs. Sapphire Reserve: Which is better for you?
How lengthy does it take to switch Chase factors to United MileagePlus?
Once you switch Chase factors to United, the miles will normally seem in your MileagePlus account instantaneously.
It might often take longer for Chase factors to switch to United. You will usually see the miles in your account by the subsequent enterprise day, however it might take as much as seven enterprise days.
When you submit your switch request, you’ll obtain an e mail from Chase stating that your factors switch is in progress. Then, you’ll get one other e mail from Chase as soon as your factors switch is full. If the miles don’t seem in your United account instantly, keep watch over your e mail to see when the switch is full.
Associated: How much are Chase Ultimate Rewards points worth?
How do you switch Chase factors to United MileagePlus?
To switch Chase factors to United MileagePlus, head to the Ultimate Rewards website, log in to your account and choose your Final Rewards-earning card (in case you have a number of Chase playing cards). It’s best to land on a dashboard web page for the cardboard account you chose. Click on on the “Journey” drop-down choice on the high of your dashboard, then choose “Switch factors to companions.”
You will be directed to a web page displaying all Chase switch companions. Scroll down, then click on on the United Airways row. Doing so will take you to an data web page about transferring Chase factors to United MileagePlus.
To proceed, click on “Switch Factors” to succeed in a web page the place you possibly can enter or verify your United MileagePlus data.
Enter the quantity of Chase factors you’d prefer to switch to United on the subsequent web page. It’s essential to switch a minimum of 1,000 factors and might solely switch in increments of 1,000 factors.
Click on “Subsequent” to succeed in a abstract web page earlier than clicking “Submit” to substantiate your switch request.
Transfers are irreversible, so at all times make sure you’ve found award availability or are sure you need to switch your factors earlier than clicking “Submit.”
Associated: My beginners blueprint to find the flight awards you want
When must you switch Chase factors to United MileagePlus?
As you learn this information, you could ponder whether it is best to switch Chase factors to United. This query is advanced, so it is necessary to contemplate your particular state of affairs.
Based mostly on our valuations, United MileagePlus is not essentially the most precious Chase switch associate. For instance, whereas our Might 2026 valuations peg the worth of United miles at 1.35 cents every, we worth another Chase switch companions, together with World of Hyatt, British Airways Club and Air Canada Aeroplan, increased at 1.65 cents every for Hyatt and 1.4 cents every for British Airways and Air Canada.
Chances are you’ll need to reserve your Chase Final Rewards factors for transfers to those higher-value companions, particularly if you have not accrued a large stash of Chase factors. Nonetheless, it’s doable to get extra worth from United miles on some redemptions, similar to throughout United award sales or some long-haul business-class awards.
Take a look at our information on redeeming United miles to get began. Then, learn our information about maximizing United MileagePlus redemptions for extra tips about getting essentially the most worth out of your United miles.
Lastly, should you would in any other case redeem your factors for journey by means of the Chase Travel℠ portal, transferring factors to United may present extra worth. Take into account the worth you’d obtain when redeeming United miles and examine it to your redemption charge by means of Chase Journey.
Associated: 13 travelers each did 15 United MileagePlus award searches: Here’s how pricing differed across accounts
Backside line
Now you know the way to switch Chase factors to United.
It may be daunting the primary time you go to switch Chase Final Rewards factors. Nevertheless, as this text reveals, transferring Chase factors to loyalty applications like United MileagePlus is not laborious. As soon as you discover an award flight you need to e-book by means of United MileagePlus, comply with the steps above to switch the variety of factors you might want to e-book your award flight.
Bear in mind, you could switch factors in increments of 1,000, so you could have to switch barely extra factors than you might want to e-book your flight.
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