The Chase Sapphire Reserve® (see rates and fees) is the premium journey rewards card for Chase Ultimate Rewards fanatics to earn valuable points and luxuriate in top-tier card benefits.
The Sapphire Reserve’s present bonus is sky-high: New cardholders earn 150,000 bonus factors after spending $6,000 on purchases within the first three months from account opening. That is the highest public offer we’ve ever seen on the cardboard and is price $3,075, per TPG’s Might 2026 valuations.
With a suggestion this beneficial, you will not wish to miss out. Listed below are 10 of probably the most regularly requested questions we have seen on the Sapphire Reserve and its present 150,000-point bonus, answered.
Can I earn the 150,000-point bonus if I beforehand held the Sapphire Reserve?
Sadly, if in case you have beforehand held the Sapphire Reserve, you are doubtless not eligible for this bonus now.
Chase states that you could be not be eligible for the bonus should you’re a earlier cardholder. So, even should you do not at the moment have the Sapphire Reserve or did not earn its bonus once you did have it, you should not anticipate to be eligible for the bonus now.
Associated: Am I eligible for the Chase Sapphire Reserve’s 150,000-point bonus?
Can present Sapphire Reserve cardholders qualify for or obtain this bonus?
In case you are a present Sapphire Reserve cardholder, you’ll not qualify for the present 150,000-point bonus.
It is also price noting that closing or product-changing your Sapphire Reserve is unlikely to make you eligible, given Chase’s restrictions on Sapphire bonuses throughout your lifetime.
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Does being a certified person on a Sapphire Reserve have an effect on my eligibility for the bonus?
Being a certified person on one other particular person’s Sapphire Reserve doesn’t have an effect on your capability to get your personal card and earn the bonus.
So long as you’ve got by no means been a Sapphire Reserve cardholder earlier than and meet different eligibility necessities, you have to be eligible to obtain the bonus.
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Who’s eligible for the 150,000-point bonus, and what are the important thing restrictions?
These are the final eligibility guidelines for the Sapphire Reserve:
- You’ll be able to’t at the moment have a Sapphire Reserve card open.
- You will not be eligible if in case you have beforehand acquired a Sapphire Reserve bonus.
- Should you beforehand had a Sapphire Reserve, you will not be eligible for this supply, even should you did not earn a bonus on that Sapphire Reserve.
- When you’ve got opened 5 or extra new bank cards previously 24 months, you doubtless will probably be declined for a brand new Chase card.
- Approval will depend on your general credit score profile and your relationship with Chase.
- For the reason that Sapphire Reserve is a Visa Infinite card, you may have to be eligible for no less than a minimal $10,000 credit score line.
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Can Sapphire Most popular cardholders improve to the Sapphire Reserve and obtain the bonus?
Should you at the moment have the Chase Sapphire Preferred® Card (see rates and fees) and have by no means held the Sapphire Reserve, it is doubtless that you simply’re eligible for the Sapphire Reserve and its bonus — so long as you meet different eligibility necessities (being underneath 5/24 and having an enough credit score rating, as talked about beforehand).
Simply do not forget that you may must put in a brand new utility for the Sapphire Reserve to obtain its bonus. Should you merely improve your Sapphire Most popular, you will not be eligible for the 150,000-point bonus.
Alongside these strains, keep in mind which you could carry the Sapphire Reserve and the Sapphire Most popular on the similar time.
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Is that this the all time supply on the Sapphire Reserve?
Sure. The present 150,000-point bonus is the very best publicly out there supply we have ever seen on the Sapphire Reserve.
The Sapphire Reserve’s earlier public bonus supplied 125,000 factors for a similar $6,000 minimal spending requirement (supply now not out there). The cardboard additionally as soon as offered a highly targeted offer of as much as 175,000 factors in late 2025 (supply now not out there), nevertheless it was not extensively accessible.
So, should you’re contemplating large availability and redemption worth, this 150,000-point supply is the very best bonus we have seen.
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What’s the actual worth of 150,000 Final Rewards factors?
TPG’s valuations deem Chase Final Rewards factors to be price 2.05 cents apiece. When you think about this valuation, the 150,000 factors from the Sapphire Reserve are price a whopping $3,075.
After all, how a lot actual worth you get out of the 150,000-point bonus will depend on how you propose to redeem your rewards. Should you take the Chase Travel℠ route for reserving flights or lodges together with your factors, you may probably stand up to 2 cents per level in worth with Points Boost. Even higher, just a few lodges are eligible for up to 2.5 cents per point by Factors Enhance.
We sometimes advocate you switch your Final Rewards factors to certainly one of Chase’s 14 airline and hotel transfer partners. Redeeming this fashion might get you greater than 2.05 cents per level, relying in your redemption.
Associated: How to redeem Chase Ultimate Rewards points for maximum value
How do I maximize 150,000 Final Rewards factors?
There are a number of methods to maximise the Sapphire Reserve‘s bonus.
Listed below are just a few concepts:
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What’s the very best technique to satisfy the minimal spend and earn the complete bonus?
With the present Sapphire Reserve bonus, you may need to spend $6,000 on purchases within the first three months to earn 150,000 factors.
There are many strategies you may make use of right here, together with:
- Shopping for every part together with your new card (together with hire and housing prices which you could pay with a bank card)
- Prepaying payments, similar to insurance coverage, utilities and different common bills
- Choosing up the tab once you dine with a bigger group
- Donating to charity
- Placing a down cost on a brand new automotive
These are only a few strategies you should use to earn a brand new cardholder bonus. As at all times, simply make certain you’ve gotten sufficient funds in your checking account to repay your assertion stability in full every month. In any other case, curiosity and late charges might lower the worth of your rewards.
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Backside line
These are among the most typical questions we have seen round the very best publicly out there supply we have ever seen on the Sapphire Reserve.
With a whopping 150,000 beneficial Chase Final Rewards factors on the road, you wish to make certain you are eligible for this bonus should you’re seeking to apply. Plus, do not forget that the cardboard’s $795 annual price is steep, however there are a number of perks that assist offset it.
To study extra, learn our full review of the Sapphire Reserve.
Apply right here: Chase Sapphire Reserve
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