The Chase Sapphire Reserve® (see rates and fees) has rolled out its best-ever welcome bonus: Earn 150,000 bonus factors after spending $6,000 on purchases within the first three months of account opening.
With a suggestion price $3,075 in journey (per TPG’s Might 2026 valuations), you will not wish to miss out. And if you have already got the Chase Sapphire Preferred® Card (see rates and fees), you might be questioning whether or not you are eligible.
I’ve excellent news: In case you’re a Sapphire Most well-liked cardholder, you are likely eligible for the Sapphire Reserve.
Let’s revisit Chase’s eligibility guidelines with its Sapphire household of playing cards and ensure whether or not you’ll be able to earn the Sapphire Reserve’s stellar provide.
Am I eligible for the Sapphire Reserve if I’ve the Sapphire Most well-liked?
So long as you might have by no means held or beforehand earned a bonus on the Sapphire Reserve, you’re eligible now. That is true even in the event you presently maintain its sister card, the Sapphire Preferred, and have earned its bonus.
I’m extremely contemplating including the Sapphire Reserve to my pockets. In my opinion, the versatile $300 annual travel credit is without doubt one of the most helpful perks on the market, and it will likely be straightforward for me to maximise the cardboard’s as much as $300 in annual statement credits for StubHub purchases (by means of Dec. 31, 2027; activation required), since I like dwell music and comedy.
Regardless that I have been a Sapphire Most well-liked cardholder since 2023, I will not have to fret about eligibility with the Sapphire Reserve. I’ve by no means had the Sapphire Reserve or earned its bonus.
In case you’re in an analogous scenario to me, you are doubtless eligible for the Sapphire Reserve too.
Earlier than you submit your utility, let’s undergo the opposite eligibility necessities for the Sapphire Reserve.
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Chase Sapphire eligibility guidelines defined
There are a couple of extra necessities to make certain you meet earlier than you apply for the Sapphire Reserve.
- Chase’s 5/24 rule: Anybody who has opened 5 or extra new bank cards from any issuer prior to now 24 months will greater than doubtless be declined for the Sapphire Reserve (or any Chase card, for that matter). Take into account that Chase usually does not issue enterprise playing cards into this depend.
- You possibly can’t presently have an open Sapphire Reserve card.
- You are unlikely to earn one other Sapphire Reserve bonus in the event you’ve already earned a bonus on the Sapphire Reserve.
- In case you’ve beforehand held the Sapphire Reserve, you is probably not eligible for its present provide, even in the event you did not earn a bonus on it the primary time.
- You will have to have an satisfactory credit score historical past, and we suggest a credit score of at the very least 740 to qualify.
To place it merely, so long as you are underneath 5/24 and have by no means held the Sapphire Reserve or earned its bonus, try to be good to go.
Associated: Am I eligible for the Chase Sapphire Reserve’s bonus?
Backside line
The Sapphire Reserve is presently operating the very best welcome provide in its historical past, and in the event you’re a Chase Final Rewards fanatic, now’s a improbable time to use.
Even in the event you presently maintain the Sapphire Most well-liked, you’ll be able to add the Sapphire Reserve to your pockets.
Simply be certain you are underneath 5/24, have a superb credit score historical past and have by no means held the Sapphire Reserve or earned its bonus earlier than. So long as you meet these necessities, try to be prepared to use.
Apply right here: Chase Sapphire Reserve
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