Figuring out when to use for a card might be tough, particularly contemplating that incomes a large welcome bonus would be the main issue.
Affords change incessantly, and whether or not you are after a big sum of factors or free night certificates, understanding the historical past of presents for bank cards might be helpful to grasp the distinction between superb and not-so-good bonuses.
If you end up frequenting IHG properties usually, reminiscent of these a part of the InterContinental and Kimpton manufacturers, then a cobranded IHG bank card can present helpful perks throughout your keep. These embody elite standing, an anniversary free evening and bonus factors when paying in your lodging.
This is a listing of the bank card welcome bonuses for Chase’s cobranded IHG playing cards, together with their provide histories and when it is best to apply for a card based mostly on its best-ever welcome bonus.
Associated: Current offers on the IHG One Rewards cards
Finest IHG bank card welcome bonuses
| Card | Finest welcome provide we have seen | When to use |
|---|---|---|
|
Earn 5 free nights (every valued at as much as 60,000 factors) after spending $4,000 on purchases within the first three months from account opening. |
When the provide is greater than 140,000 factors, whether or not that is additional factors or a free evening award added on |
|
|
Earn two free nights (as much as 50,000 factors every) plus 40,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. |
When the provide is above 80,000 factors |
|
|
Earn 140,000 bonus factors after spending $4,000 on purchases within the first three months from account opening and an extra 60,000 bonus factors after spending a complete of $9,000 within the first six months. |
When the provide is greater than 140,000 factors |
IHG One Rewards Premier Credit score Card
The IHG One Rewards Premier Credit Card presents perks like a free evening award in your account anniversary (as much as 40,000 factors), as much as $50 in United TravelBank money annually, a TSA PreCheck/Global Entry assertion credit score and automated Platinum Elite status. Better of all, the cardboard comes with a low $99 annual charge.
Listed here are the presents we have seen on the IHG One Premier card over the previous few years:
| Approximate date | Provide | Worth* |
|---|---|---|
|
Earn 140,000 bonus factors after spending $3,000 on purchases within the first three months from account opening. |
$840 |
|
|
Earn 175,000 bonus factors after spending $5,000 on purchases within the first three months from account opening. |
$1,050 |
|
|
October 2025 to January 2026
|
Earn 140,000 bonus factors after spending $3,000 on purchases within the first three months from account opening. |
$840 |
|
September to October 2025
|
Earn 165,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. |
$990 |
|
Earn 140,000 bonus factors after spending $3,000 within the first three months from account opening. |
$840 |
|
|
Earn 5 free nights (every valued at as much as 60,000 factors) after spending $5,000 on purchases within the first three months from account opening. |
As much as $1,800 |
|
|
Earn 140,000 bonus factors after spending $3,000 on purchases within the first three months from account opening. |
$840 |
|
|
Earn 170,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. |
$1,020 |
|
|
September 2024 to January 2025
|
Earn 140,000 bonus factors after spending $3,000 on purchases within the first three months from account opening. |
$840 |
|
Earn 5 free nights (every valued at as much as 60,000 factors) after spending $4,000 on purchases within the first three months from account opening. |
As much as $1,800 |
|
|
Earn 140,000 bonus factors after spending $3,000 on purchases within the first three months from account opening. |
$840 |
|
|
Earn 165,000 bonus factors after spending $3,000 on purchases within the first three months from account opening. |
$990 |
|
|
September 2023 to February 2024
|
Earn 140,000 bonus factors after spending $3,000 on purchases within the first three months from account opening. |
$840 |
|
Earn 140,000 bonus factors after spending $3,000 on purchases within the first three months from account opening. Plus, earn as much as $100 in assertion credit on purchases at IHG properties in the course of the first 12 months from account opening. |
As much as $940 (together with assertion credit score) |
|
|
Earn 140,000 bonus factors after spending $3,000 on purchases within the first three months from account opening. |
$840 |
|
|
Earn 175,000 bonus factors after spending $3,000 on purchases within the first three months from account opening. |
$1,050 |
*Bonus provide worth is predicated on TPG’s April 2026 valuations and never offered by the bank card issuer.
Highest welcome provide
With this card’s highest-ever welcome provide, new cardholders may earn 5 free nights (every valued at as much as 60,000 factors) after spending $5,000 on purchases within the first three months of account opening.
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When to use
When the provide is for greater than 140,000 factors — whether or not that is additional factors or a free evening award added on — it is a good time to use.
Study extra: IHG One Rewards Premier Credit Card
IHG One Rewards Traveler Credit score Card
The IHG One Rewards Traveler Credit Card has no annual charge however presents perks like IHG Silver elite standing and a fourth evening free on award stays. Cardholders also can earn larger elite standing by means of bank card spending in a calendar 12 months.
Listed here are the presents on the IHG One Rewards Traveler card from the previous few years:
| Approximate date | Provide | Worth* |
|---|---|---|
|
Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. |
$480 |
|
|
Earn as much as 120,000 bonus factors: 90,000 bonus factors after spending $2,000 on purchases within the first three months from account opening, plus as much as an extra 30,000 bonus factors (by incomes 3 further factors per greenback on purchases that earn 2 and three factors per greenback on as much as $10,000 spent within the first six months). |
As much as $720 |
|
|
October 2025 to January 2026
|
Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months of account opening. |
$480 |
|
September to October 2025
|
Earn two free nights (as much as 50,000 factors every) plus 40,000 bonus factors after spending $2,000 on purchases within the first three months of account opening. |
As much as $840 |
|
Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months of account opening. |
$480 |
|
|
Earn 120,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. |
$720 |
|
|
Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. |
$480 |
|
|
Earn 100,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. |
$600 |
|
|
November 2024 to January 2025
|
Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. |
$480 |
|
Earn 100,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. |
$600 |
|
|
September to October 2024
|
Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. |
$480 |
|
Earn 100,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. |
$600 |
|
|
Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. |
$480 |
|
|
Earn 100,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. |
$600 |
|
|
September 2023 to February 2024
|
Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. |
$480 |
|
Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. Plus, earn as much as $50 in assertion credit on purchases at IHG properties in the course of the first 12 months from account opening. |
$530 (together with assertion credit score) |
|
|
Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. |
$480 |
|
|
Earn 120,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. |
$720 |
*Bonus provide worth is predicated on our valuations and never offered by the bank card issuer.
Highest welcome provide
With this card’s highest-ever welcome provide, new cardholders may earn two free nights (valued at as much as 50,000 factors every) plus 40,000 bonus factors after spending $2,000 on purchases within the first three months from account opening.
When to use
At any time when the provide is for greater than 80,000 factors, it is time to apply.
Study extra: IHG One Rewards Traveler Credit Card
IHG One Rewards Premier Enterprise Credit score Card
The IHG One Rewards Premier Business Credit Card suits companies loyal to IHG. The cardboard presents Platinum Elite standing, a free evening award in your card anniversary (as much as 40,000 factors) and the power to earn one other free evening award (as much as 40,000 factors) after assembly a spending requirement every calendar 12 months.
Listed here are the presents on the IHG One Rewards Premier Enterprise card from the previous:
| Approximate date | Provide | Worth* |
|---|---|---|
|
Earn as much as 200,000 bonus factors: 140,000 bonus factors after spending $4,000 on purchases within the first three months from account opening and an extra 60,000 bonus factors after spending a complete of $9,000 on purchases within the first six months. Provide ends April 29. |
As much as $1,200 |
|
|
October 2025 to March 2026
|
Earn 140,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. |
$840 |
|
September to October 2025
|
Earn as much as 200,000 bonus factors: 140,000 bonus factors after spending $4,000 on purchases within the first three months from account opening and an extra 60,000 bonus factors after spending a complete of $9,000 on purchases within the first six months. |
As much as $1,200 |
|
Earn 140,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. |
$840 |
|
|
Earn as much as 200,000 bonus factors: 140,000 bonus factors after spending $4,000 on purchases within the first three months from account opening and an extra 60,000 bonus factors after spending a complete of $9,000 on purchases within the first six months. |
As much as $1,200 |
|
|
Earn 140,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. |
$840 |
|
|
Earn as much as 175,000 bonus factors: 140,000 bonus factors after spending $4,000 on purchases within the first three months from account opening and an extra 35,000 bonus factors after spending a complete of $7,000 on purchases within the first six months. |
$1,050 |
|
|
Earn 140,000 bonus factors after spending $3,000 on purchases within the first three months from account opening. |
$840 |
|
|
Earn 165,000 bonus factors after spending $3,000 on purchases within the first three months from account opening. |
$990 |
|
|
Earn 140,000 bonus factors after spending $3,000 on purchases within the first three months from account opening. |
$840 |
*Bonus provide worth is predicated on our valuations and never offered by the bank card issuer.
Highest welcome provide
The best welcome provide is presently being supplied and permits new cardholders to earn as much as 200,000 bonus factors: 140,000 bonus factors after spending $4,000 within the first three months from account opening, plus an extra 60,000 bonus factors after spending a complete of $9,000 on purchases within the first six months.
When to use
Making use of for the cardboard is worth it when the provide is for greater than 140,000 factors.
Study extra: IHG One Rewards Premier Business Credit Card
Backside line
Maintain this information useful if you happen to ever need to apply for a cobranded Chase IHG bank card. That means, you possibly can see the traits and know when it is the precise time to use.
Submitting your utility on the proper time can imply the distinction between a brief keep and a spectacular keep at one of many extra luxurious IHG portfolio properties.
Consider Chase’s infamous 5/24 rule to make sure your probabilities of approval aren’t affected.
To study extra about bank card bonus presents over time, see the next:
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