One Key Card overview
The One Key™ Card (see rates and fees) is a no-annual-fee card that comes with first rate earnings charges and a few distinctive advantages throughout the OneKey journey rewards program. If you happen to use Expedia, Lodges.com or Vrbo incessantly, the cardboard might make sense for you. Card ranking*: ⭐⭐⭐
*Card rating is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
One Key is a loyalty program from Expedia, Lodges.com and Vrbo. It is free to affix and permits vacationers to earn rewards for his or her purchases throughout all three journey apps.
The One Key Card is a pared-down model of the $99-annual-fee One Key+™ Card (see rates and fees). Nevertheless, given its earnings charges, it might nonetheless be a match for some potential cardholders.
It has no annual payment, and we suggest a credit score of no less than 670 to extend your probabilities of approval. This is what else it’s good to know.
One Key Card execs and cons
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One Key Card welcome provide
With the One Key Card, new cardholders can earn $300 in OneKeyCash after spending $1,000 on purchases within the first three months from account opening. This provide is barely accessible for a restricted time.
It is vital to notice that OneKeyCash is just not, the truth is, redeemable for money, and can only be used with Expedia, Lodges.com and Vrbo. Nonetheless, this welcome provide supplies first rate worth for many who use these platforms typically, and it is simple to earn for a lot of vacationers.
Associated: The best credit card welcome offers
One Key Card advantages
The One Key Card is comparatively quick on advantages, however you’ll get computerized Silver tier standing within the One Key rewards program, which incorporates financial savings of 15% or extra on over 10,000 lodges worldwide. You may unlock Gold standing after spending $15,000 or extra per calendar yr.
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Until you are a die-hard fan of OneKey’s supported journey applications, you would be higher off placing $15,000 on a card that earns transferable factors or miles.
For frequent vacationers, the cardboard affords a number of journey protections, together with trip cancellation and interruption protection, an auto rental collision damage waiver and journey accident insurance coverage.
The cardboard additionally supplies cellular telephone protection once you pay your month-to-month invoice with the One Key Card. Cardholders stand up to $1,000 in safety towards harm or theft, topic to a $25 deductible (restrict of two paid claims per 12-month interval).
Similar to most different journey bank cards, the One Key Card has no foreign transaction fees.
Once more, the One Key+ Card will win out on the advantages entrance for many customers, however this card could make sense if you wish to keep away from paying an annual payment.
Associated: How you can save on all aspects of your trip with One Key — Expedia, Hotels.com and Vrbo’s loyalty program
Incomes rewards with the One Key Card
With the One Key Card, you will get:
These are stable earnings charges with some good bonus classes, however do not forget that you will not be capable to use your rewards exterior of Expedia, Lodges.com and Vrbo redemptions. Which means you would be higher off placing your bills on a basic journey card, except you’ve got a particular OneKeyCash redemption in thoughts.
Associated: Best travel cards of 2025
Redeeming rewards with the One Key Card
As soon as once more, OneKeyCash is just not, the truth is, redeemable for money, and might solely be used at Expedia, Lodges.com and Vrbo.
If you happen to typically e book journey by a type of websites, this card could make sense for you. In any other case, although, you will get extra worth from a distinct travel rewards credit card.
Which playing cards compete with the One Key Card?
If you’d like extra journey perks or extra versatile rewards, you could need to select certainly one of these playing cards as an alternative.
For added choices, see our listing of the best hotel credit cards.
Associated: Marriott Bonvoy Bold vs. Marriott Bonvoy Boundless
Is the One Key Card value it?
Most vacationers will need extra versatile rewards than OneKeyCash, which may solely be redeemed with Expedia, Lodges.com and Vrbo. However should you do not thoughts that facet of the One Key Card, it is a stable no-annual-fee possibility that can rack up rewards comparatively simply.
Backside line
If you’d like a card that earns rewards with Expedia, Lodges.com and or Vrbo and has an easy-to-earn welcome provide besides, you simply discovered it.
It is not essentially the most precious journey card on the market, however the One Key Card will make sense for customers who need to make use of these platforms with out having to fret about paying an annual payment.
Apply right here: One Key Card
For charges and charges of the Hilton Honors Amex, click on here.
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