Residence leases are a preferred various to accommodations, and you could be contemplating an Airbnb to your subsequent journey.
Whereas the subject of the best credit cards for hotel stays will get numerous consideration, it is a completely different matter for Airbnb stays. That is very true when you think about that resort chains have their very own bank cards, but Airbnb doesn’t.
Should you’ve determined to go the Airbnb route, which rewards credit card must you use to make the acquisition? Let’s check out your finest choices.
What’s Airbnb?
Should you’re unfamiliar with Airbnb, the positioning gives all kinds of lodging choices when touring. In lots of instances, Airbnb supplies privately owned rooms, flats, homes, boathouses and resort rooms. They’re out there for each short- and long-term stays.
Nevertheless, features akin to room service, every day housekeeping and different full-service facilities aren’t normally discovered. However teams and people touring with others additionally are likely to favor Airbnb, since it is easy to order multi-bedroom lodging.
Associated: Airbnb knows how you like to travel — and it’s using that data to help you book the perfect stay
The highest playing cards for Airbnb
*Bonus supply worth relies on TPG’s March 2026 valuations and never offered by the bank card issuer.
The data for the American Specific Inexperienced Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
American Specific Inexperienced Card
Some journey playing cards have extra restricted journey classes that do not lengthen past airfare and hotels. With the American Specific Inexperienced Card’s broad journey bonus class, nonetheless, you will remember to earn greater than 1 level per greenback spent on Airbnb stays.
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Annual payment: $150
Welcome supply: Earn 40,000 bonus factors after spending $3,000 on purchases within the first six months of card membership.
Airbnb incomes price: 3 factors per greenback spent
Why we prefer it: The Amex Inexperienced is probably the most versatile Membership Rewards card in the case of incomes bonus factors for each greenback spent on Airbnb.
Plus, in case you’re flying to get to your Airbnb, it’s also possible to benefit from an as much as $209 assertion credit score towards a Clear+ membership to make that course of smoother. (Enrollment required; topic to auto-renewal)
To be taught extra, learn our full review of the Amex Green Card.
Associated: Is the Amex Green Card worth the annual fee?
Capital One Enterprise Rewards Credit score Card
The Capital One Venture Rewards is a superb selection for many who worth a simple incomes price on all purchases, together with trip rental bookings and different purchases.
Annual payment: $95
Welcome supply: Earn 75,000 bonus miles after spending $4,000 on purchases inside the first three months from account opening. Plus, upon approval, you will obtain a $250 Capital One Travel credit score to make use of throughout your first yr.
Airbnb incomes price: 2 miles per greenback spent
Why we prefer it: In alternate for a $95 annual payment, this Capital One bank card earns you a flat 2 miles per greenback spent on purchases with Airbnb.
It’s also possible to redeem your rewards to cowl your Airbnb keep at 1 cent per mile. Nevertheless, in case you determine to not use your rewards for Airbnb bookings, you should use them to cowl any journey purchases made together with your card within the final 90 days or switch them to one in all 15-plus airline and hotel transfer partners.
To be taught extra, learn our full review of the Venture Rewards.
Study extra: Capital One Venture Rewards
Capital One Enterprise X Rewards Credit score Card
The Venture X card additionally gives a simple 2 miles per greenback spent on most purchases, together with your subsequent Airbnb reserving. It gives extra luxurious perks than its lower-annual-fee counterpart, the Venture Rewards.
Annual payment: $395
Welcome supply: Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months from account opening.
Airbnb incomes price: 2 miles per greenback spent
Why we prefer it: The Enterprise X’s incomes charges are easy, making this a strong possibility for many who do not need to memorize a number of bonus classes.
Like with the Enterprise Rewards, you possibly can redeem your Capital One miles to cowl your Airbnb keep at 1 cent per mile. It’s also possible to use them to cowl any journey purchases made together with your card within the final 90 days or switch them to a Capital One switch companion.
The Enterprise X’s $395 annual payment is offset by its beneficial perks, akin to a $300 annual travel credit for Capital One Journey bookings, reimbursement to your Global Entry or TSA PreCheck application fee, entry to airport lounges (together with Capital One’s growing network) and rental car elite status.
To be taught extra, learn our full review of the Venture X.
Study extra: Capital One Venture X
Chase Sapphire Most popular Card
The Sapphire Preferred boasts robust incomes classes for an inexpensive annual payment, making this one in all our favorite travel cards available on the market.
Annual payment: $95
Welcome supply: Earn 75,000 bonus factors after spending $5,000 on purchases within the first three months from account opening.
Airbnb incomes price: 2 factors per greenback spent
Why we prefer it: This card earns beneficial Chase Ultimate Rewards points, which will be transferred to one in all Chase’s travel partners.
Plus, you will obtain a $50 annual hotel credit on bookings made via Chase Journey℠. It is essential to notice Airbnb bookings aren’t out there via the portal, so they are not eligible for this credit score.
To be taught extra, learn our full review of the Sapphire Preferred.
Apply right here: Chase Sapphire Preferred
Ink Enterprise Most popular Credit score Card
For small-business homeowners in search of a strong return on their Airbnb purchases, the Ink Business Preferred is a good selection.
Annual payment: $95
Welcome supply: Earn 100,000 bonus factors after spending $8,000 on purchases within the first three months from account opening.
Airbnb incomes price: 3 factors per greenback spent**
**On the primary $150,000 spent in mixed purchases every account anniversary yr within the following classes:
- Promoting purchases made with social media websites and search engines like google and yahoo
- Web, cable and telephone providers
- Delivery purchases
- Journey, together with Airbnb
Why we prefer it: That is one other Chase card that earns a implausible 3 factors per greenback spent on journey, together with Airbnb stays.
Whereas this is not a client card, getting approved for a business card could also be simpler than you assume.
To be taught extra, learn our full review of the Ink Business Preferred.
Apply right here: Ink Business Preferred
Wells Fargo Autograph Journey Card
The Wells Fargo Autograph Journey is a strong choice to earn bonus factors on Airbnb stays for a modest annual payment.
Annual payment: $95
Welcome supply: Earn 60,000 bonus factors after spending $4,000 in purchases within the first three months of account opening.
Airbnb incomes price: 3 factors per greenback spent
Why we prefer it: Count on to obtain 3 factors per greenback spent on purchases made with Airbnb once you pay with the Autograph Journey.
Wells Fargo factors will be transferred to a number of transfer partners. Whereas this listing is not so long as a few of its rivals, it does embrace beneficial companions akin to British Airways Membership, Iberia Membership and Virgin Atlantic Flying Membership.
To be taught extra, learn our full review of the Wells Fargo Autograph Journey.
Apply right here: Wells Fargo Autograph Journey Card
Maximizing your subsequent Airbnb keep
One of the essential components in profiting from your on a regular basis spending is selecting the perfect journey rewards bank card for each buy. This is not all the time a straightforward activity, as some playing cards earn valuable transferable points whereas others give bonus factors for certain categories of purchases. Deciding what’s extra essential is a private choice.
Backside line
Airbnb is a good lodging possibility for sure journeys, providing a pleasant various to conventional accommodations.
Along with the distinctive properties you possibly can e-book, some strong bank card choices will let you earn an honest haul of factors or money again. Simply bear in mind to assessment every itemizing’s cancellation coverage and opinions fastidiously earlier than reserving.
Associated: Our Airbnb host canceled our vacation rental at the last minute. Now what?
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