Air France-KLM World Elite Mastercard overview
Many seasoned factors and miles followers have a minimum of one or two cobranded airline playing cards. If you happen to’re presently searching for a brand new airline card so as to add to your pockets, the Air France-KLM World Elite Mastercard® could be the proper selection for you. With a strong earnings construction and bonus anniversary miles, this card is finest suited to frequent Air France and KLM flyers. Card ranking*: ⭐⭐⭐
*Card rating is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
As soon as you have opened a core set of playing cards that earn transferable points, it is time to transfer on to cobranded airline playing cards. Opening a card or two together with your favourite airline can present extra perks, a sooner path to elite status and the chance to earn extra rewards on each buy.
The Air France-KLM World Elite Mastercard, issued by Bank of America, is not too completely different from its mid-tier airline card friends. Whereas its perks are slimmer than another choices, it nonetheless offers good worth for individuals who fly with Air France and KLM a minimum of a few instances per yr.
In March, present cardholders will see their playing cards transformed from a World Elite Mastercard to a Visa Signature. This implies some advantages and insurance coverage protection, comparable to prolonged guarantee and auto rental protection, will change on or after March 20. Present cardholders acquired discover of those adjustments in January, so look into Visa Signature benefits in the event you’ve been utilizing World Elite Mastercard advantages with this card.
This card has an $89 annual price, and we suggest a credit score of 700 or increased for the most effective likelihood of approval.
Let’s dive into this card’s particulars so you possibly can determine if it is the appropriate airline card for you.
The data for the Air France-KLM World Elite Mastercard has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Air France-KLM Mastercard professionals and cons
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Air France-KLM Mastercard welcome provide
New cardholders can earn 70,000 bonus miles plus 100 Expertise Factors (XP) after spending $3,000 on purchases within the first 90 days from account opening.
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In response to TPG’s January 2026 valuations, Flying Blue miles are price 1.3 cents per mile. Meaning the miles portion of this welcome provide is price $910.
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Air France-KLM Mastercard advantages
The Air France-KLM Mastercard has restricted benefits for a mid-tier airline card, however there are nonetheless a number of noteworthy perks.
This card’s most notable characteristic is a 5,000-mile bonus on every account anniversary. Nonetheless, the anniversary bonus has a spending requirement, which is uncommon. Thankfully, the spending requirement is exceptionally low: $50 within the earlier cardholder yr. Even in the event you not often use this card, that is not a tough threshold to fulfill.
In response to TPG’s valuations, these 5,000 miles are price $65; that covers greater than 70% of the cardboard’s annual fee.
You may additionally earn 20 XP every account anniversary.
You can even earn extra XP by spending on the cardboard. You may earn 80 XP after spending a minimum of $15,000 on the cardboard in a calendar yr (for a complete of 100 XP, together with the 20 XP you obtain upon card anniversary). If you happen to spend a minimum of $25,000 on the cardboard in a calendar yr, you may earn an extra 60 XP, bringing your potential annual complete to 160 XP by annual spending on the cardboard.
These annual XP bonuses will help you attain the 100 XP wanted to earn Flying Blue Silver standing. Silver standing advantages embrace precedence check-in and boarding, free collection of commonplace seats and one additional free checked bag on SkyTeam-operated flights.
Moreover, you may get pleasure from perks which are pretty commonplace for a mid-tier journey card, comparable to no foreign transaction fees and a contactless fee choice.
If you happen to plan on spending so much on this card annually, it is possible price it for you. In any other case, take into account how a lot you worth the bottom XP and 5,000-mile bonus towards the cardboard’s $89 annual price.
Incomes miles on the Air France-KLM Mastercard
The Air France-KLM Mastercard earns miles in two helpful bonus classes.
With this card, you may earn 3 miles per greenback spent on Air France, KLM and SkyTeam member airline purchases and eligible eating purchases. You may obtain 1.5 miles on every thing else.
Whereas these charges are nothing gorgeous, they definitely aren’t unhealthy, both — particularly since eating was not too long ago added as a bonus class.
In response to our valuation of Flying Blue miles at 1.3 cents per mile, this yields a 3.9% return on Air France, KLM and SkyTeam member airways purchases in addition to eating and virtually a 2% return on all different purchases.
The truth is, the Air France-KLM Mastercard might work as a nonbonus spending card in the event you want one and also you ceaselessly fly with the airline to make use of these miles.
Redeeming miles on the Air France-KLM Mastercard
The optimum option to redeem Flying Blue miles is for flight redemptions. Flying Blue makes use of dynamic pricing, so there is not any award chart to reference. Meaning costs can change at any time, making it tough to search out candy spots.
Along with redeeming miles for Air France and KLM flights, you possibly can redeem them for award tickets on different SkyTeam airways, like Delta Air Traces. This may be a good way to search out an award ticket for a greater value than in the event you used a given airline’s personal rewards program.
Flying Blue ceaselessly releases Promo Rewards, that are deeply discounted award tickets. These tickets usually have extra restrictions than commonplace Flying Blue award tickets, so be sure to learn any related phrases and circumstances.
TPG contributing editor Matt Moffitt not too long ago redeemed 60,000 Flying Blue miles plus $330 in taxes and charges for a one-way business-class flight from Spain’s Valencia Airport (VLC) to Austin-Bergstrom Worldwide Airport (AUS) by way of Amsterdam Airport Schiphol (AMS).
And, because of Flying Blue’s stopover program, he might have prolonged his journey with a free stopover in Amsterdam if he needed to.
What playing cards compete with the Air France-KLM Mastercard?
When occupied with different playing cards that compete with the Air France-KLM Mastercard, playing cards that earn rewards that may be transferred to Flying Blue possible come to thoughts. Listed below are a number of choices:
For added choices, take a look at our picks for the best airline cards and the best travel cards.
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Is the Air France-KLM Mastercard price it?
For Air France and KLM loyalists, the Air France-KLM Mastercard is unquestionably price contemplating, with an inexpensive annual price and an elite-status increase. Nonetheless, in the event you do not fly with Air France and KLM a minimum of twice annually, I like to recommend contemplating one other airline card or a basic journey card that earns transferable rewards.
Backside line
If you happen to’re critical about factors and miles, opening an airline cobranded card is the appropriate selection.
The Air France-KLM Mastercard is just one of many choices, nevertheless it’s a strong selection for followers of the 2 airways. The cardboard can go even additional in the event you’re in a position to keep Flying Blue elite standing over the long run.
If you happen to aren’t a frequent Air France and KLM flyer, one other airline card will likely be a greater match for you.
Associated: How to choose an airline credit card
For charges and charges of the Amex Platinum, click on here.
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