The Capital One Venture X Rewards Credit Card stands tall within the travel credit card market. That is due to its straightforward benefits, capability to earn helpful Capital One miles and annual charge of $395, modest in comparison with its premium counterparts.
In case you’ve been eyeing this rewards card, now’s a improbable time to use. That is as a result of the cardboard is providing its highest welcome bonus since its launch in 2021. The one time this card has had a limited-time welcome bonus was through the first 4 months after it debuted.
However the supply ends on Jan. 5, 2026, so you may wish to act quickly to safe it.
Let’s dive into the Enterprise X’s bonus and advantages that can assist you determine whether or not now’s the time so as to add the cardboard to your pockets.
Present Capital One Enterprise X supply
New Venture X candidates can earn 100,000 miles after spending $10,000 on purchases within the first six months of account opening. That is your final likelihood to earn this bonus, because it ends on Jan. 5, 2026.
In response to TPG’s December 2025 valuations, this bonus is price $1,850.
Capital One miles are most useful whenever you leverage one of many issuer’s 15-plus transfer partners. Nevertheless, cardholders even have the choice to redeem at a fixed rate of 1 cent per level to cowl latest journey purchases on the cardboard or make bookings by means of the Capital One Travel portal. This bonus is price a decent $1,000 should you redeem it this fashion.
How does this examine to previous provides?
Exterior of the Enterprise X’s November 2021 launch, that is the one elevated supply we have seen in the card’s history. The Enterprise X provided the identical 100,000-mile supply from November 2021 to March 2022. In any other case, it has by no means strayed from its normal 75,000-mile supply (not at present obtainable).
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This 100,000-mile supply hasn’t been obtainable in 4 years, making now a great time to apply. The supply expires quickly, so you’ll want to apply by Jan. 5, 2026.
Software guidelines and restrictions
Capital One has imposed a 48-month family rule throughout its lineup of Enterprise playing cards, together with the Capital One VentureOne Rewards Credit Card and the Capital One Venture Rewards Credit Card.
This new Enterprise household rule restricts you from transferring ‘down’ the Enterprise card household (when it comes to annual charges), which means if you have already got the Enterprise X and earned the bonus within the final 48 months, you will not be permitted for the VentureOne ($0 annual charge) or Enterprise ($95 annual charge). So, that is one thing to remember if you wish to choose up one among these two lower-tier playing cards sooner or later.
Moreover, should you’ve opened the Enterprise X and obtained its bonus within the final 48 months, you will not be eligible for this present bonus.
Capital One’s different application restrictions require you to attend six months between approvals for brand new Capital One playing cards, together with each private and enterprise playing cards.
Associated: 6 things to do when you get the Capital One Venture X
Why you need to apply for the Enterprise X
The Venture X offers a number of advantages for frequent vacationers to get pleasure from. Key perks embody:
- Anniversary bonus: The cardboard pays 10,000 bonus miles in your account anniversary, beginning in your first anniversary. As of December 2025, TPG values these 10,000 miles at as much as $185 when utilized with Capital One’s switch companions.
- Annual journey credit score: Cardholders will obtain a $300 annual credit for bookings made by means of Capital One Journey.
- Licensed customers: Further licensed customers might be added at no charge. Nevertheless, beginning Feb. 1, 2026, every licensed consumer will value $125 yearly to retain Capital One and Precedence Go lounge entry.
- World Entry or TSA PreCheck: Cardholders obtain as much as $120 in assertion credit for both TSA PreCheck or World Entry.
- Lounge entry: Cardholders, licensed customers and as much as two friends per go to get complimentary entry to Capital One lounges and greater than 1,300 Precedence Go lounges till Feb. 1, 2026. After this date, you may be required to pay for visitor entry to each kinds of lounges.
- Luxurious resort perks: The Capital One Premier Assortment provides free breakfast, room upgrades and different perks at taking part motels and resorts. Cardholders can even entry Capital One’s lower-tier Life-style Assortment.
- Stacking automotive rental perks: Cardholders can stack automotive rental perks with Hertz.*
*Upon enrollment, accessible by means of the Capital One web site or cellular app, eligible cardholders will stay at that standing degree by means of the length of the supply. Please notice, enrolling by means of the conventional Hertz Gold Plus Rewards enrollment course of (e.g. at Hertz.com) won’t routinely detect a cardholder as being eligible for this system and cardholders won’t be routinely upgraded to the relevant standing tier. Further phrases apply.
On prime of those advantages, the Enterprise X makes it simple to earn Capital One miles at aggressive charges:
- 10 miles per greenback spent on motels and rental vehicles booked by means of Capital One Journey
- 5 miles per greenback spent on flights and trip leases booked by means of Capital One Journey
- 2 miles per greenback spent on all different purchases
In case you maximize the total worth of simply two of the Enterprise X’s annual perks — the $300 journey credit score and 10,000 bonus factors — you’ll successfully recoup your $395 annual charge. That is as a result of TPG’s December 2025 valuations place the bonus factors at $185. Once you add the worth of the $300 credit score to this, you attain a complete annual worth of $485.
Associated: Cashing in Capital One miles? How to get the maximum value when redeeming miles
Backside line
The Venture X is offering 100,000 miles in its first elevated supply since launch, which makes now a good time to use should you’re eligible for the bonus.
With the supply expiring quickly, you may wish to apply now so you do not miss out. The bonus ends on Jan. 5, 2026.
This card generally is a nice choice for a lot of vacationers, and the cardboard will probably grow to be extra compelling over time as Capital One continues to put money into its rewards program and broaden its lounge community.
To study extra, learn our full review of the Venture X.
Be taught extra: Capital One Venture X
For Capital One merchandise listed on this web page, a few of the advantages could also be supplied by Visa® or Mastercard® and will fluctuate by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.
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