The Chase Sapphire Reserve® (see rates and fees) is an uber-popular premium journey bank card that earns extremely priceless Chase Ultimate Rewards points.
The Sapphire Reserve consists of a number of statement credits, automated elite standing and excessive factors incomes in change for a $795 annual charge.
Plus, new candidates for the Sapphire Reserve can check their eligibility to see in the event that they’re focused for an elevated supply to earn as much as 175,000 factors after spending $6,000 within the first three months. (The usual public supply is 125,000 factors for a similar spending requirement.)
You have to examine to see for those who’re eligible for the 175,000 level supply through the Chase pre-qualification widget — this supply is simply out there through this device. There is no such thing as a influence to your credit score rating.
Based mostly on TPG’s December 2025 valuations, this bonus is value as much as $3,588.
For those who’re inquisitive about making use of, this is all the pieces it is advisable know concerning your eligibility for this profitable welcome bonus.
Am I eligible for the Chase Sapphire Reserve bonus?
For those who’re making use of for a Chase card, you will wish to know some notable eligibility rules for welcome bonuses.
A consultant from Chase confirmed the next to TPG: “It is possible for you to to have each the Sapphire Reserve and the Chase Sapphire Preferred® Card (see rates and fees). New account bonus supply eligibility for both card shall be primarily based on components together with beforehand earned bonus provides and the variety of playing cards opened and closed, amongst others.”
When you have beforehand acquired a Sapphire Reserve welcome bonus, you’ll not be eligible to obtain one other Sapphire Reserve welcome bonus. Even when it has been years because you acquired a welcome bonus on a selected Sapphire card, you almost certainly is not going to be eligible to earn one other bonus on that identical Sapphire card.
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This additionally applies to the Sapphire Most well-liked, so for those who acquired a welcome bonus on the Most well-liked, you’ll not be eligible for an additional Most well-liked bonus.
Different issues to notice are:
- You is probably not eligible for a Sapphire Reserve bonus for those who’re a present Sapphire Most well-liked cardholder.
- For those who’re not a Sapphire buyer and by no means acquired a bonus on the Sapphire Reserve, you will most probably be eligible.
For instance, I at present maintain the Sapphire Most well-liked and have by no means had the Sapphire Reserve. As a present, lively Sapphire buyer, I may apply and get accepted for the Sapphire Reserve, however would nearly actually not be eligible for the bonus.
TPG senior editorial director Nick Ewen at present has the Sapphire Reserve and beforehand held the Sapphire Most well-liked a few years in the past. He may apply for the Sapphire Most well-liked, however he would not be eligible for the bonus, since he is a present Sapphire Reserve buyer. Even when he downgraded his card, he beforehand earned a bonus on the Sapphire Reserve, so he nearly actually would not be capable to earn one other one.
When making use of for the Sapphire Reserve, a pop-up device will let you know for those who’re eligible for a welcome bonus earlier than you submit an software and Chase runs a credit score examine. That is one of the best ways to substantiate for those who’re eligible for a welcome bonus. For those who’re not eligible for a welcome bonus, you may nonetheless proceed with the applying and attempt to get accepted with no bonus.
Associated: The ultimate guide to credit card application restrictions
The 5/24 rule
Chase is thought for its notorious 5/24 rule, which states which you can’t have opened 5 or extra playing cards up to now 24 months throughout all banks and issuers.
This consists of accounts for which you might be a certified consumer. Nonetheless, many enterprise playing cards don’t count toward your 5/24 standing.
So, to be able to be accepted for the Chase Sapphire and eligible for the Sapphire Reserve welcome bonus, you have to be underneath Chase’s 5/24 rule.
Associated: Here’s how to calculate your 5/24 standing
Shifting credit score strains
Moreover, if in case you have a number of Chase bank cards, you might have reached your most complete out there credit score restrict, which may probably trigger your software for the Sapphire Reserve to be declined.
If this occurs, you may name the Chase reconsideration line at 888-270-2127 and ask them to shift a few of your credit score restrict from an present Chase card to be able to get accepted for the Sapphire Reserve.
Associated: What credit score do you need to get the Chase Sapphire Reserve card?
Can I hold both the Sapphire Reserve and Sapphire Preferred at the same time?
You can hold both the Sapphire Reserve and the Sapphire Preferred on the identical time.
You simply will not be eligible to earn one other welcome bonus if in case you have beforehand earned one as a consequence of bonus eligibility restrictions.
As well as, for those who do not wish to maintain each playing cards, you may upgrade and downgrade between Sapphire merchandise.
Associated: Your biggest Chase Sapphire Reserve questions answered: From bonus eligibility to earning rates
Backside line
The present supply on the Sapphire Reserve is an impressive alternative to earn one of the priceless rewards currencies: Chase Final Rewards factors. Plus, you may be eligible to earn a stellar 175,000-point bonus.
For those who’re looking for a premium journey card with sturdy incomes potential, wealthy advantages and strong journey protections, the Sapphire Reserve deserves a high spot in your listing.
You’ll want to look ahead to Chase’s eligibility pop-up through the software course of, which can affirm whether or not you qualify for the welcome bonus earlier than a credit score examine is run.
Apply right here: Chase Sapphire Reserve
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