With lots of the best credit cards in the marketplace, incomes a beneficiant welcome bonus is a fast solution to receive a lot of value. These playing cards from Chase are not any exception.
It is vital to know, nonetheless, that welcome gives typically change.
To illustrate you are contemplating including a brand new Chase card to your pockets. When is the perfect time to use so you may earn the perfect supply? We have you coated.
Learn on to study extra in regards to the welcome supply historical past throughout Chase’s suite of bank cards, incomes each cash back and Chase Ultimate Rewards points.
Greatest Chase bank card welcome bonuses
Beneath are a few of the most popular Chase credit cards, together with their highest-ever gives and our suggestions for when to use.
Be aware that these are all publicly obtainable gives; some particular person, focused bonuses could also be larger than what we have discovered. As well as, a few of these gives might not be obtainable.
Additionally, understand that Chase elements in its 5/24 rule once you apply. Different elements can dictate whether or not or not you are eligible for a Chase welcome bonus.
These embody the brand new modifications to bonus eligibility on the Chase Sapphire Preferred® Card and Chase Sapphire Reserve®. You at the moment are in a position to have each the Sapphire playing cards, however bonus eligibility will likely be primarily based on a number of elements. These embody beforehand earned bonus gives and the variety of playing cards you have opened and closed, amongst different issues, a consultant for Chase confirmed to TPG.
It is price contemplating your present pockets setup and cross-checking with the phrases of whichever card you resolve to use for.
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| Card | Greatest welcome supply we have seen | When to use |
|---|---|---|
| Chase Freedom Flex® | Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart), on as much as $12,000 spent in the course of the first yr. | When the supply has $200 again, plus a 5% cash-back bonus class in the course of the first yr from account opening. |
| Chase Freedom Unlimited® | Relying on an individual’s spending habits, the perfect supply is both:
Earn limitless double money again for the primary 12 months from account opening. or Earn a $200 bonus after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart) in the course of the first yr (on as much as $12,000 spent on these purchases). |
When the supply is a minimum of a $200 bonus and a bonus class for further earnings in the course of the first yr, or when double money again is obtainable. |
| Chase Sapphire Preferred Card | Earn 100,000 bonus factors after spending $5,000 within the first three months from account opening. | When the supply is greater than 60,000 bonus factors. |
| Chase Sapphire Reserve | Earn 125,000 bonus factors after spending $6,000 on purchases within the first three months of account opening. | When the supply is greater than 60,000 bonus factors. |
| Chase Sapphire Reserve for Business℠ | Earn 200,000 bonus factors after spending $30,000 on purchases within the first six months from account opening. | That is the one publicly obtainable supply we have seen within the card’s historical past. |
| Ink Business Cash® Credit Card | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | When the supply is at or above $750 money. |
| Ink Business Preferred® Credit Card | Earn 120,000 bonus factors after spending $8,000 on purchases within the first three months from account opening. | When the supply is above 100,000 factors. |
| Ink Business Premier® Credit Card | Earn a $1,000 money bonus after spending $10,000 on purchases within the first three months from account opening. | That is the one publicly obtainable supply we have seen within the card’s historical past. |
| Ink Business Unlimited® Credit Card | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | When the supply is at or above $750 money again. |
The data for the Ink Enterprise Most popular and Ink Enterprise Premier has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Chase Freedom Flex
The Chase Freedom Flex is a strong, no-annual-fee, cash-back possibility for cardholders who need to maximize rotating quarterly bonus classes (on as much as $1,500 in mixed spending every quarter; activation is required every quarter).
You probably have a card that earns Final Rewards factors, the money again you earn on the Freedom Flex (and any Chase cash-back card, except for the Ink Enterprise Premier, which does not mix rewards with every other Chase card) could be turned into Ultimate Rewards points.
Listed below are the current gives we now have seen on the Freedom Flex:
Welcome supply historical past
| Approximate date | Supply | Worth |
|---|---|---|
| April 2023 to now | Earn $200 again after spending $500 within the first three months from account opening. | $200 |
| October 2022 to March 2023 | Earn $200 again after spending $500 within the first three months from account opening, plus earn 5% again on grocery purchases (not together with Goal or Walmart), on as much as $12,000 spent in the course of the first yr. | $200 plus as much as $600 on grocery purchases |
| July 2021 to October 2022 | Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on fuel station purchases, on as much as $6,000 spent in the course of the first yr. | $200 plus as much as $300 on fuel purchases |
Highest welcome supply
With the best welcome supply we have seen, new cardholders may earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart), on as much as $12,000 spent in the course of the first yr.
When to use
We advise making use of for this card when the bonus gives $200 again, plus a 5% cash-back bonus class in the course of the first yr from account opening.
Study extra: Chase Freedom Flex
Chase Freedom Limitless
The Chase Freedom Unlimited gives a flat 1.5% money again on most purchases, with easy bonus-earning classes for sure on a regular basis purchases. The cardboard does not cost an annual price.
The Freedom Limitless’s bonus supply has matched the supply on the Freedom Flex prior to now, however they don’t seem to be at all times similar. So, it is price evaluating the 2 if you happen to resolve to use.
Listed below are the current gives we now have seen on the Freedom Limitless:
Welcome supply historical past
| Approximate date | Supply | Worth |
|---|---|---|
| Could 2025 to now | Earn $200 money again after spending $500 on purchases within the first three months from account opening. | $200 |
| March 2025 to Could 2025 | Earn $250 money again after spending $500 on purchases within the first three months from account opening. | $250 |
| January 2024 to March 2025 | Earn an additional 1.5% money again on all purchases in the course of the first yr (on as much as $20,000 of purchases) — price as much as $300 money again. | As much as $300 |
| October 2023 to January 2024 | Earn limitless double money again for the primary 12 months from account opening. | Worth will depend on the money again earned within the 12-month interval |
| December 2022 to October 2023 | Earn an additional 1.5% money again on all purchases in the course of the first yr (on as much as $20,000 of purchases) — price as much as $300 money again. | As much as $300 |
| October 2022 to December 2022 | Earn $200 again after spending $500 within the first three months from account opening, plus earn 5% again on grocery purchases (not together with Goal or Walmart), on as much as $12,000 spent in the course of the first yr. | $200 plus as much as $600 from grocery retailer purchases |
| July 2021 to October 2022 | Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on fuel station purchases, on as much as $6,000 spent in the course of the first yr. | $200 plus as much as $300 from fuel station purchases |
Highest welcome supply
This card has provided two welcome bonuses that could possibly be thought of the best, and it will depend on what you prioritize.
One bonus provided limitless double money again for the primary 12 months from account opening. The opposite provided a $200 bonus after spending $500 on purchases within the first three months from account opening, plus 5% again on grocery retailer purchases (not together with Goal or Walmart) in the course of the first yr (on as much as $12,000 of those purchases).
When to use
This card could possibly be price making use of for when the bonus is a minimum of $200 with a bonus class for further earnings in the course of the first yr, or when it gives double money again for the primary yr.
Study extra: Chase Freedom Unlimited
Chase Sapphire Most popular Card
The Chase Sapphire Preferred Card is a strong entry-level journey rewards card for anybody able to dive into the world of Chase Final Rewards factors. The cardboard supplies good worth for a lot of at a modest $95 annual price.
With the brand new welcome bonus eligibility modifications for the Sapphire playing cards, you will not be capable to earn the Sapphire Most popular’s bonus if you happen to already maintain the Sapphire Reserve.
Listed below are the current gives we now have seen on the Sapphire Most popular:
Welcome supply historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| June 2025 to now | Earn 75,000 bonus factors after spending $5,000 within the first three months from account opening. | $1,538 |
| Could 2025 to June 2025 | Earn 60,000 bonus factors after spending $5,000 within the first three months from account opening. | $1,230 |
| April 2025 to Could 2025 | Earn 100,000 bonus factors after spending $5,000 within the first three months from account opening. | $2,050 |
| November 2024 to April 2025 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,230 |
| October 2024 to November 2024 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening, plus as much as a $300 assertion credit score on Chase Journey℠ purchases throughout the first yr. | $1,530 |
| June 2024 to October 2024 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,230 |
| Could 2024 to June 2024 | Earn 75,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,538 |
| Could 2023 to Could 2024 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,230 |
| April 2023 to Could 2023 | Earn 80,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,640 |
| March 2023 to Could 2023 (in-branch solely) | In-branch solely: Earn 80,000 bonus factors after spending $4,000 within the first three months from account opening. Plus, earn a further 10,000 bonus factors after spending $6,000 whole on purchases made within the first six months. | $1,845 |
| June 2022 to March 2023 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
| April 2022 to Could 2022 | Earn 80,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,640 |
| October 2021 to April 2022 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
*Bonus supply worth relies on TPG’s September 2025 valuations and isn’t offered by the bank card issuer.
Highest welcome supply
The most effective supply within the Sapphire Most popular’s historical past gave new cardholders the prospect to earn 100,000 factors after spending $5,000 within the first three months from account opening.
When to use
The most effective time to use for the Sapphire Most popular is any time the bonus comes with greater than 75,000 factors, which is its customary supply.
Study extra: Chase Sapphire Preferred
Chase Sapphire Reserve
The premium Chase Sapphire Reserve gives a number of advantages and is a good possibility for Chase Sapphire Lounge entry and elevated incomes charges in a number of journey classes. It comes with a $795 annual price.
Remember to be aware that those that already maintain the Sapphire Most popular will not be capable to earn the welcome bonus on the Sapphire Reserve, given the welcome bonus eligibility guidelines.
Listed below are the current gives we now have seen on the Sapphire Reserve:
Welcome supply historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| August 2025 to Now | Earn 125,000 bonus factors after spending $6,000 on purchases within the first three months of account opening. | $2,563 |
| June 2025 to August 2025 | Earn 100,000 bonus factors plus a $500 Chase Journey promo credit score after spending $5,000 within the first three months from account opening. | $2,550 (together with the $500 Chase Journey credit score) |
| June 2024 to June 2025 | Earn 60,000 bonus factors after spending $5,000 within the first three months from account opening. | $1,230 |
| Could 2024 to June 2024 | Earn 75,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,538 |
| February 2023 to Could 2024 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
| October 2022 to January 2023 | Earn 80,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,640 |
| June 2022 to October 2022 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
| October 2021 to June 2022 | Earn 50,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,025 |
*Bonus supply worth relies on TPG’s valuations and isn’t offered by the bank card issuer.
Highest welcome supply
The present supply on the just lately refreshed Sapphire Reserve permits new cardholders to earn 125,000 bonus factors after spending $6,000 on purchases within the first three months of account opening.
When to use
It is good to use for this card any time it is providing greater than 60,000 factors as a bonus.
Study extra: Chase Sapphire Reserve
Chase Sapphire Reserve for Enterprise
The Chase Sapphire Reserve for Business is a premium enterprise card possibility for enterprise homeowners in search of top-tier perks. The cardboard launched in June 2025 and fees a $795 annual price.
The one bonus we have seen on this card gives the prospect to earn 200,000 bonus factors after spending $30,000 on purchases within the first six months from account opening.
TPG’s valuations deem this supply as price $4,100.
Highest welcome supply
This card’s welcome supply has by no means modified, so the best supply is the present supply of 200,000 bonus factors after spending $30,000 on purchases within the first six months from account opening.
When to use
If the Sapphire Reserve for Enterprise runs a limited-time supply larger than its present bonus, it is price making use of. That stated, the present supply for the brand new rollout of this card is extremely strong — so now continues to be an excellent time to use.
Study extra: Chase Sapphire Reserve for Business
Ink Enterprise Money Credit score Card
The Ink Business Cash earns bonus cash-back rewards for enterprise homeowners in fashionable spending classes, reminiscent of workplace provide shops, web, cable and cellphone providers, for no annual price.
Listed below are the current gives we now have seen on the Ink Enterprise Money:
Welcome supply historical past
| Approximate date | Supply | Worth |
|---|---|---|
| September 2025 to now | Earn $900 money again after spending $6,000 on purchases within the first three months from account opening. | $900 |
| March 2024 to September 2025 | Earn as much as $750: $350 after spending $3,000 within the first three months from account opening and a further $400 after spending $6,000 within the first six months from account opening. | As much as $750 |
| January 2024 to March 2024 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| September 2023 to January 2024 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| March 2023 to September 2023 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| October 2022 to March 2023 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| December 2020 to October 2022 | Earn a $750 money bonus after spending $7,500 on purchases inside three months from account opening. | $750 |
Highest welcome supply
The most effective bonus on the Ink Enterprise Money provided a $900 money bonus after $6,000 in spending on purchases throughout the first three months from account opening.
When to use
We suggest making use of for the Ink Enterprise Money when the bonus is $750 or larger.
Study extra: Ink Business Cash Credit Card
Ink Enterprise Most popular Credit score Card
Small-business homeowners who’re Chase Final Rewards factors fans may discover their good match within the Ink Business Preferred Credit Card. For a $95 annual price, you may accumulate Chase factors throughout a number of bonus classes.
Listed below are the current gives we now have seen on the Ink Enterprise Most popular:
Welcome supply historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| September 2024 to now | Earn 90,000 bonus factors after spending $8,000 within the first three months from account opening. | $1,845 |
| July 2024 to September 2024 | Earn 120,000 bonus factors after spending $8,000 within the first three months from account opening. | $2,460 |
| June 2023 to July 2024 | Earn 100,000 bonus factors after spending $8,000 within the first three months from account opening. | $2,050 |
| April 2020 to June 2023 | Earn 100,000 bonus factors after spending $15,000 within the first three months from account opening. | $2,050 |
*Bonus supply worth relies on TPG’s valuations and isn’t offered by the bank card issuer.
Highest welcome supply
The best supply we have seen within the Ink Enterprise Most popular’s historical past gave new cardholders the chance to earn 120,000 bonus factors after spending $8,000 on purchases within the first three months from account opening.
When to use
The most effective time to use for the Ink Enterprise Most popular is any time the welcome bonus is above 100,000 factors.
Study extra: Ink Business Preferred Credit Card review
Ink Enterprise Premier Credit score Card
The Ink Business Premier is Chase’s top-tier enterprise cash-back card, providing a vast 2% money again on enterprise purchases on high of different bonus classes for a $195 annual price.
The one supply we have seen on this card permits new cardholders the prospect to earn a $1,000 money bonus after spending $10,000 on purchases within the first three months from account opening.
Highest welcome supply
This card’s welcome supply has remained regular since its launch, so the best supply is the present supply of $1,000 money again after spending $10,000 within the first three months of account opening.
When to use
If the Ink Enterprise Premier ever runs a limited-time supply above its typical $1,000 (the one supply we have seen in its historical past), it is best to positively apply. That stated, do not maintain your breath ready for the next supply.
Study extra: Ink Business Premier Credit Card review
Ink Enterprise Limitless Credit score Card
For enterprise homeowners looking for a flat-rate cash-back card, the no-annual-fee Ink Business Unlimited is an efficient possibility to think about.
Listed below are the current gives we now have seen on the Ink Enterprise Limitless:
Welcome supply historical past
| Approximate date | Supply | Worth |
|---|---|---|
| September 2025 to now | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| November 2024 to September 2025 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| September 2024 to November 2024 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| January 2024 to September 2024 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| September 2023 to January 2024 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| March 2023 to September 2023 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| October 2022 to March 2023 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| December 2020 to October 2022 | Earn a $750 money bonus after spending $7,500 on purchases inside three months from account opening. | $750 |
Highest welcome supply
The Ink Enterprise Limitless presently gives new cardholders the prospect to earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening.
When to use
It is a good time to use when the bonus is providing $750 or additional cash again.
Study extra: Ink Business Unlimited Credit Card
Hyatt Chase playing cards
Chase is the issuer of the one two Hyatt cobranded playing cards in the marketplace — one private card and one enterprise card. These two playing cards will often supply elevated welcome bonuses.
In case you’re keen on certainly one of Chase’s Hyatt playing cards, take a look at our guide to the offer history on the World of Hyatt cards that will help you resolve when to use.
IHG Chase playing cards
IHG loyalists have three card choices, all cobranded with Chase. Two of the playing cards are private playing cards, and there is one possibility for enterprise homeowners.
In case you’re keen on certainly one of Chase’s IHG playing cards, see our offer history guide for IHG cards that will help you make your choice.
Southwest Chase playing cards
All Southwest Airways bank cards are cobranded with Chase, which points three private choices and two enterprise playing cards for Southwest loyalists. These playing cards will obtain new welcome gives considerably incessantly.
In case you’re keen on certainly one of Chase’s Southwest playing cards, our information to the offer history of Southwest cards can assist you select a time to use.
United Chase playing cards
Chase points all United Airways bank cards, which frequently characteristic strong bonuses for frequent flyers. The Chase-United suite contains 4 private card choices and two enterprise playing cards.
In case you’re keen on certainly one of Chase’s United playing cards, see our guide to the United playing cards’ supply historical past to resolve when to use.
Backside line
Welcome bonuses typically fluctuate, so if you happen to’re keen on making use of for a brand new card, it is price trying out its supply historical past and evaluating it to the current supply.
Since a lot of a card’s worth is discovered within the welcome supply, you might discover that the perfect technique is to carry off till a profitable limited-time bonus seems so you may earn a swath of bonus factors or money again.
For extra data on bank card bonus gives over time, see the next:
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