Capital One Spark Miles for Business credit card r...

The Capital One Spark Miles for Business is a stable enterprise bank card, providing double miles throughout each buy. Miles could be transferred to any of Capital One’s 15-plus companions, and you will pay a low annual payment of $95 ($0 introductory annual payment for the primary yr). Card Ranking*: ⭐⭐⭐⭐

*Card rating relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

In case your small enterprise includes journey otherwise you wish to present journey perks to your self or your workers through the use of the miles earned on enterprise spending, the Capital One Spark Miles for Enterprise can supply a variety of worth.

TPG recommends a credit score of 670 to extend your probabilities of getting permitted.

Here is what it is advisable to know in regards to the Capital One Spark Miles for Enterprise earlier than making use of.

The Spark Miles for Business is at present providing a welcome bonus of fifty,000 bonus miles after spending $4,500 on purchases within the first three months of account opening.

You’ll be able to simply redeem your miles for a fixed value of 1 cent every, wherein case the 50,000-mile bonus can be price $500 towards journey. However TPG’s September 2025 valuations place the worth of Capital One miles at 1.85 cents, which makes 50,000 miles price $925.

Relying on which switch companions you utilize and whether or not a switch bonus is obtainable if you redeem your miles, you may also be capable of get much more worth.

Associated: Step-by-step: How to complete a Capital One business credit card application

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The Spark Miles for Business does not supply as many advantages as some pricier business cards, but it surely nonetheless provides stable perks for a card with a sub-$100 annual payment product.

One helpful perk is an as much as $120 assertion credit score each 4 years for a Global Entry or TSA PreCheck software payment. Each applications can make travel easier, and also you solely must pay the applying payment along with your Spark Miles card for the credit score to set off (usually inside 2 billing cycles).

If you have already got memberships with these applications, you should utilize the credit score for an worker as a substitute.

Whenever you use your Spark Miles for Enterprise card to purchase eligible gadgets, you may obtain extended warranty protection along with the next advantages that could be significantly helpful for small companies:

• Account and enterprise administration instruments: Decide your individual month-to-month due date, arrange auto-pay and obtain year-end itemized spending stories.
• Capacity to assign an worker as an account supervisor: This worker can then make purchases and funds and overview transactions.
• Hertz 5 Star standing: Obtain standing with Hertz, skip the counter and choose areas and select from a wider collection of rental automobiles.*
• No payment worker playing cards: Add workers as approved customers and set spending limits for his or her playing cards.
• No foreign transaction fees: Make purchases abroad with out accumulating further expenses simply since you’re in another country.

*Upon enrollment, accessible by way of the Capital One web site or cellular app, eligible cardholders will stay at that standing degree by way of the period of the supply. Please word, enrolling by way of the conventional Hertz Gold Plus Rewards enrollment course of (e.g. at Hertz.com) is not going to routinely detect a cardholder as being eligible for this system and cardholders is not going to be routinely upgraded to the relevant standing tier. Further phrases apply.

Associated: 5 lesser-known perks of the Capital One Spark Miles for Business

The fantastic thing about the Spark Miles for Business is its simple incomes construction. You may earn 2 miles for each greenback spent with no annual cap, plus 5 miles per greenback spent on accommodations, trip leases and rental automobiles booked by way of Capital One Journey.

Though it retains issues easy, the shortage of additional bonus classes implies that there are extra rewarding choices for business-specific spending, comparable to workplace provides.

Associated: These are the Capital One credit cards that earn transferable miles

Take TPG contributing editor Matt Moffitt, who leverages Capital One’s switch companions for redemptions, comparable to Lufthansa first-class award seats between the U.S. and Europe for 116,000 Capital One miles when reserving by way of Avianca LifeMiles.

Transferring your miles will get you essentially the most bang in your buck, however when you’re after simplicity, you may redeem your miles at a set worth of 1 cent apiece towards journey purchases. You need to use your miles when reserving new journey by way of Capital One, or you should utilize your miles to pay for any eligible, current journey buy you have made with the cardboard.

Associated: Redeeming Capital One miles for maximum value

Since Capital One miles could be transferred to airline and hotel partners, the Spark Miles for Business is akin to different playing cards that earn transferable currencies.

The data for the Capital One Spark Miles Choose for Enterprise has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

For added choices, try our full list of the best travel cards.

Associated: Your guide to the Chase Ink Business credit cards

In the event you’re in search of simplicity, the Spark Miles for Business could also be card for all what you are promoting spending because it earns a flat reward charge throughout all purchases (until you reserve journey through Capital One Journey, wherein case you earn a better reward charge). However even when you have already got a number of playing cards that earn bonus miles in sure classes, the Spark Miles for Enterprise could possibly increase your earnings on purchases that do not fall into your present bonus classes.

Study extra: Capital One Spark Miles for Business

For Capital One merchandise listed on this web page, a number of the advantages could also be offered by Visa® or Mastercard® and should fluctuate by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.

For charges and costs of the Blue Enterprise Plus Card, click on here.