Is the Southwest Premier Business worth the annual...

Small enterprise house owners who repeatedly fly Southwest may think about making use of for one of many airline’s two enterprise playing cards.

If this sounds such as you, now is likely to be a great time to get the Southwest® Rapid Rewards® Premier Business Credit Card (see rates and fees). This card includes a strong welcome bonus and respectable perks for Southwest loyalists who run a enterprise.

This is what else it is advisable know if you wish to add it to your pockets.

At present, the Southwest Premier Business card is providing 60,000 bonus factors after spending $3,000 on purchases throughout the first three months of account opening.

TPG’s August 2025 valuations peg these 60,000 bonus factors at $810. That is the usual supply we typically see on this card.

Associated: The best time to apply for these Chase cards based on offer history

The Southwest Premier Business card earns in a number of bonus classes, together with:

• 3 factors per greenback spent on Southwest purchases
• 2 factors per greenback spent at gasoline stations and eating places on the primary $8,000 in mixed purchases per anniversary yr
• 2 factors per greenback spent on Fast Rewards resort and automotive rental companions*
• 2 factors per greenback spent on native transit and commuting, together with ride-hailing*
• 1 level per greenback spent in all places else

*These incomes charges finish on December 31.

Reward your inbox with the TPG Every day publication

Be part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants

By signing up, you’ll obtain newsletters and promotional content material and conform to our Terms of Use and acknowledge the information practices in our Privacy Policy. You might unsubscribe at any time.

Past Southwest purchases, this card is way from probably the most helpful earner out there. Having the gasoline and restaurant bonus classes added is a pleasant contact, however having a spending cap appears pointless.

When you spend a big portion of your online business funds on particular enterprise bills past journey, you may seemingly profit extra from the incomes construction on one among our different favorite business cards.

Plus, with some bonus classes being eliminated on the finish of the yr, you need to take a look at the place you spend probably the most and see if this card is smart for you.

Associated: 10 considerations for your small-business credit card strategy

With the Southwest Premier Business card, you may get these Southwest-specific perks:

• 6,000 factors yearly on cardmember anniversary
• Free checked bag
• Two Early Bird check-ins per yr*
• $500 price credit score for factors transfers*
• Precedence boarding**
• Most popular seat choice inside 48 hours of departure**
• Earn 2,000 tier qualifying factors towards A-Listing status for each $5,000 spent in purchases yearly
• 10,000 TQP factors yearly towards a Companion Pass
• 25% again on inflight purchases
• 15% flight low cost code every anniversary yr (excluding Primary fares)

TPG’s August 2025 valuations the 6,000-anniversary factors at $81, and the 2 Early Chook check-ins are price at the least $30 (and up to $198). These two advantages alone could make the $149 annual price price paying, even earlier than you benefit from any status-earning alternatives or inflight buy reductions.

Plus, should you repeatedly switch your factors to different accounts, the $500 switch price credit score will likely be particularly helpful. Though many of those advantages are ending, you possibly can nonetheless benefit from them earlier than the yr ends

Moreover, on flights working subsequent yr, you may obtain priority boarding and most well-liked seat choice inside 48 hours of departure. Since Southwest has introduced it is implementing seat assignments, this profit may help you avoid wasting cash.

Lastly, relying on how costly the ticket you ebook is, the 15% flight low cost promo code may allow you to recoup a few of your annual price price.

*Advantages ending Dec. 31, 2025.

**Advantages apply to flights working on January 27, 2026, and past.

Moreover, you will get worker playing cards at no extra price.

This card additionally would not cost foreign transaction fees, which is useful if you end up overseas. Even so, given Southwest’s limited international routes, you may seemingly need to construct loyalty with a special airline should you journey internationally usually.

Associated: Maximizing the Rapid Rewards program

When you incessantly fly Southwest and need a card that gives extra perks, the Southwest® Rapid Rewards® Performance Business Credit Card (see rates and fees) is likely to be a better option.

It has the next $299 annual price but additionally gives a stronger incomes construction and perks like 9,000 anniversary factors, 365 $8 inflight Wi-Fi credit (ending December 31), limitless extra-legroom seat upgrades inside 48 hours of departure (for flights working after January 27, 2026) and a Global Entry or TSA PreCheck credit score each 4 years.

For extra particulars, try our full review of the Southwest Business Performance card.

If you wish to earn bonus factors on enterprise bills in addition to journey, chances are you’ll want the Ink Business Preferred® Credit Card (see rates and fees).

It carries the same $95 annual price and earns 3 factors per greenback spent on the primary $150,000, then 1 level per greenback spent yearly on travel, transport, web, cable, telephone providers, and advertising with social media and search engines like google. It earns Chase Ultimate Rewards factors, which you’ll switch to Southwest or any of Chase’s other travel partners.

For extra particulars, try our full review of the Ink Business Preferred.

Associated: Chase Sapphire Preferred vs. Chase Ink Business Preferred

When you’re a small-business proprietor who flies Southwest repeatedly, the Southwest Premier Business card‘s 6,000-anniversary factors, free checked bag, and two Early Chook check-ins (ending December 31) present sufficient worth to offset the $149 annual price.

For extra particulars, please see our full review of the Southwest Premier Business credit card.

Apply right here: Southwest Premier Business