Capital One Venture Rewards vs. Venture X: Worth e...

The Capital One Venture Rewards Credit Card offers nice worth to occasional vacationers who wish to maximize the miles they earn. This card contains a $95 annual payment and earns not less than 2 miles per greenback on all purchases.

Its flashier sibling, the $395-annual-fee Capital One Venture X Rewards Credit Card, gives an enhanced journey expertise to compete with different premium merchandise like The Platinum Card® from American Express and the Chase Sapphire Reserve® (see rates and fees).

If you happen to do not carry both card — the Enterprise Rewards or the Enterprise X — you could surprise: Must you apply for the well-established, crowd-pleasing Venture Rewards or go premium with the luxe Venture X?

Let’s study each playing cards that will help you resolve which Capital One card is your best choice.

Capital One Enterprise Rewards vs. Capital One Enterprise X welcome supply

The Enterprise Rewards and Enterprise X have the identical welcome supply: New cardholders can earn 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening.

Each gives are value $1,388 primarily based on TPG’s August 2025 valuations, so you may get strong worth from the bonus regardless of which card you select.

Winner: Tie. Each playing cards present the identical welcome supply.

Associated: How to redeem Capital One’s 75,000 bonus miles welcome offer for maximum value

With the Venture Rewards, you may stand up to a $120 credit score for TSA PreCheck or International Entry, in addition to rental automobile and journey accident insurance coverage, prolonged guarantee safety and entry to Capital One’s Lifestyle Collection of lodges and Capital One Entertainment.

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Conversely, the Venture X has a stronger checklist of advantages that greater than justify its greater annual payment in case you can maximize them.

As a cardholder, you may get a $300 annual credit for bookings made via Capital One Journey.

At present, Enterprise X cardholders and their approved customers get complimentary entry to Capital One lounges and may convey two friends without cost. Starting Feb. 1, 2026, you may must spend $75,000 in a calendar yr to maintain free visitor entry; in any other case, adults will price $45 every, kids 17 and beneath $25, and kids beneath 2 stay free.

With the Enterprise X, you may additionally get a Priority Pass lounge membership to over 1,700 areas worldwide. Friends can once more be part of at no extra price till Jan. 31, 2026, after which you may must pay $35 per visitor.

A further good thing about Enterprise X is which you could add a restricted variety of authorized users for no extra payment. Nevertheless, beginning Feb. 1, 2026, if you’d like your approved consumer to have lounge entry, you may must pay $125 for the privilege.

You may additionally obtain 10,000 bonus miles, value $185 in response to TPG’s August 2025 valuations, at every cardholder anniversary, together with entry to Capital One’s Way of life Assortment and the luxurious Premier Assortment of lodges, journey protections, prolonged guarantee safety and cellphone safety.

Winner: Enterprise X. Because the extra premium card providing, it has a way more sturdy checklist of advantages than the Enterprise Rewards.

Associated: Is the Capital One Venture X worth the $395 annual fee?

Each the Venture Rewards and the Venture X earn bonus miles on journey booked via Capital One Journey and a pair of miles per greenback spent on all different purchases. Each playing cards additionally earn 5 miles per greenback spent on Capital One Leisure purchases (via Dec. 31, 2025).

With the Enterprise Rewards, you may earn 5 miles per greenback spent on hotels, trip leases and rental automobiles booked via Capital One Journey. Nevertheless, if in case you have the Enterprise X, you may earn 10 miles per greenback spent on lodges and rental automobiles booked via Capital One Journey and 5 miles per greenback spent on flights and trip leases booked via the identical portal.

Winner: Enterprise X. It earns double the miles because the Enterprise Rewards on lodges and rental automobiles booked via Capital One Journey. The Enterprise X additionally earns bonus miles on flights booked via Capital One Journey, whereas the Enterprise Rewards doesn’t.

Associated: 7 types of purchases you should make with your Capital One Venture Rewards card

Each the Venture Rewards and the Venture X earn Capital One miles and provide the similar redemption choices.

You may get probably the most worth by transferring your miles to one in all Capital One’s 15-plus transfer partners, however you may also redeem them for a statement credit to cover travel purchases or reward playing cards at a flat price of 1 cent per mile.

Each playing cards mean you can redeem your miles for money again, however you may get a a lot decrease price of 0.5 cents per mile, so we advocate avoiding this feature every time attainable.

Winner: Tie. Each playing cards provide the similar choices to redeem your miles.

Associated: Should you transfer Capital One miles to partners or redeem directly for travel?

Probably the greatest issues about each the Enterprise Rewards and the Enterprise X is that they mean you can transfer your miles to one in all Capital One’s 15-plus resort and airline companions, together with helpful choices like Air France-KLM Flying Blue, British Airways Club and Turkish Airlines Miles&Smiles.

And in case you can make the most of a welcome bonus, you may get much more worth out of your miles. For example, TPG senior factors and miles author Ben Smithson will get strong worth from his miles by transferring them to Air Canada Aeroplan and Flying Blue.

Winner: Tie. Each the Enterprise Rewards and Enterprise X switch to the identical companions on the similar charges.

Associated: Cashing in Capital One miles? How to get the maximum value when redeeming miles

If you happen to’re targeted on retaining your annual payment prices low, go along with the Venture Rewards. You may get a robust incomes price, the power to make the most of Capital One’s switch companions and a few journey advantages for only a $95 annual payment. Nevertheless, if you’d like airport lounge entry and may maximize its $300 annual credit score, the Venture X is the higher alternative.

Associated: Who should (and shouldn’t) get the Capital One Venture X card?

Associated: How Venture X saved me over $6,000 on a summer trip to France

Each the Venture Rewards and the Enterprise X are glorious journey rewards playing cards that earn bonus miles on Capital One Journey purchases and not less than 2 miles per greenback on all different purchases.

The Venture X is a superb card for individuals who can make the most of its airport lounge entry and annual journey credit score, whereas the Enterprise Rewards is a greater match for anybody trying to preserve their annual payment prices low. No matter which card you select, you may get strong journey advantages and earn helpful transferable rewards.

To be taught extra, learn our full opinions of the Venture Rewards and Venture X.

Study extra: Capital One Venture Rewards

Study extra: Capital One Venture X

For Capital One merchandise listed on this web page, among the advantages could also be supplied by Visa® or Mastercard® and will range by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.